Author
LoansJagat Team
Read Time
7 Minute
19 Dec 2024
Each year, more and more people opt for internet banking. In India, presently 295.5 million are using Internet banking. The growth rate is at 20% to 25% every year.
The increasing number of internet banking users in India, reflects growing digital adoption and trust in online banking services.
The Kangra Central Cooperative Bank (KCCB), established in 1920, has come a long way in embracing digital banking. With over 200 branches across Himachal Pradesh, KCCB has been a financial backbone for the region for over a century. In 2015, they launched their net banking services, marking a big milestone in their digital journey.
KCCB Net Banking brings modern banking to the hills of Himachal. Whether you're in Shimla or Spiti, you can now manage your finances with just a few clicks.
Curious to learn how to get started? Keep reading.
Here the table shows the services that are offered by Kangra Bank
Service | Interest Rates (Public) | Interest Rates (Senior Citizens) |
Savings Bank Account | 3.25% | 3.25% |
Term and Fixed Deposits | Varies (not specified) | Varies (not specified) |
7 to 14 Days Deposits | 4.00% | 4.00% |
15 to 45 Days Deposits | 4.00% | 4.00% |
First things first, you'll need an active KCCB bank account. Don't have one? Pop into your nearest branch and get that sorted.
Here’s how you can know which is your nearest branch office according to your zone:
Next up, make sure you've got a valid mobile number and email ID registered with the bank. These are crucial for receiving OTPs and important notifications.
Now, here's a pro tip: gather all your account details beforehand. This includes your account number, customer ID, IFSC Code, Passbook, Debit Card, and any other information specific to your account.
Having these at your fingertips will make the process smoother than butter on hot parathas.
Alright, let's get you registered for KCCB Net Banking. It's easier than you might think.
Step 1: Visit the official website of the KCCB Bank.
Step 2: Locate ‘Click here for Net Banking Forms’ on the top left corner of the page under Net Banking Forms in blue colour & click on it.
Step 3: On the next page, you’ll see Application Form for Internet banking. Down the application form from here.
Step 4: In the next step, fill in all the details in your application form & submit it to your nearest branch.
Step 5: You will receive a PIN on your Registered Mail ID. The account can be activated only after the PIN mailer is acknowledged.
Step 1: Visit the official website of KCCB Bank Net Banking.
Step 2: Locate ‘INTERNET BANKING’ on the mid-right of the page in the blue bar & click on it.
Step 3: Redirected to the login page, enter your ‘Login User ID’ & click on ‘Login’ below it in the blue bar.
Step 4: Now enter your registered mobile number & enter the OTP received on your registered mobile number.
Step 5: After logging in, locate ‘Options’ & click on it to generate a transaction password.
Disclaimer: If you don't remember your USER ID, then call the customer care of KCCB Bank (18001808008). Or, you can find the message when you register your account in the KCCB Bank. That message will contain your USER ID and password for login.
Step 1: Visit the official website of KCCB Bank Net Banking & Login into your net banking account (the step-by-step login process is mentioned above in the blog; you can go there and check it).
Step 2: In the next step, select ‘Fund Transfer’ & click on it.
Step 3: In the next step, choose ‘NEFT Transfer’ and enter the recipient’s details, like their account number, name, and bank’s IFSC code.
Step 4: Enter the amount you need to transfer & enter the OTP received on your registered mobile number.
Step 5: In the next step, enter your ‘Transaction PIN’ to complete your transfer.
Amount Transferred | NEFT Charges |
Up to Rs. 10,000 | Maximum of Rs. 2.50 plus GST |
Above Rs. 10,000 and less than Rs. 1 Lakh | Maximum of Rs. 5 plus GST |
Above Rs. 2 Lakh | Maximum of Rs. 25 plus GST |
There are no charges for online NEFT transactions through net banking or mobile banking.
You can also use the ‘Kangra Bank-Mobile Banking’ for KCCB mobile net banking. To use the app you can:
OR
Using KCCB Net Banking makes managing your finances easy and convenient. You can check your balance, transfer funds, and pay bills from anywhere. Just remember to keep your login details safe and follow the security tips we discussed.
Digital banking saves time, but always stay alert for scams. As you start this journey, think about how technology can help you stay connected with your bank. Embrace the change and enjoy the benefits of KCCB Net Banking. It’s a smart way to handle your money!
How do I reset my TJSB Net Banking password?
Visit the TJSB bank net banking login page and click on 'Forgot Password' to initiate the reset process.
Can I use the TJSB net banking app on multiple devices?
Yes, you can install the TJSB net banking app on multiple devices, but ensure you log out after each session.
What's the daily limit for TJSB net banking fund transfer?
The daily limit varies based on your account type. Check your specific limit in the 'Fund Transfer' section of your TJSB Net Banking dashboard.
How do I generate a new TJSB net banking login id?
Contact your nearest TJSB branch or customer care to request a new login ID if you've forgotten your existing one.
Other Net Banking Services | |||
About the Author
LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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