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LoansJagat Team
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8 Minute
24 Dec 2024
The Bank of Maharashtra holds a very strong presence in the state of Maharashtra. The growth in digital banking has put services like net banking in very high demand, and the Bank of Maharashtra provides the most convenient facility.
The Net Banking facility allows people to transfer money, pay utility bills, and also helps in scheduling payments with only a few clicks.
In this blog, you will learn step-by-step instructions regarding registration, login, transfer of money, and usage of other essential features of Bank of Maharastra Net Banking.
Registering for Bank of Maharastra Net Banking is a straightforward process. Here are the following steps to get started:
Step 1: Visit the official website of the Bank of Maharashtra, and on the homepage, you will find a login button. Either click on it or below it, and you will find an option for Internet Banking.
Step 2: Visit your nearest branch of the Bank of Maharashtra and pick up a physical copy of the form.
Step 3: Fill in your details: Account Number, Customer ID, Pan Number, Registered mobile number, and Email Address.
Double Check: After filling out the form, review all the information to ensure everything is correct and complete.
Step 4: Along with the filled form, verification documents are to be attached with it. Normally, such documents include
Identity proof: Utility bills like electricity bills, etc.
Submit the form: Handover the form along with the attached documents to the respective bank representative for further processing.
Step 5: After verification of all the details from the bank side, they would generate your Net Banking User ID, Login Password, Transaction Password.
SMS/Email Notification: On successful registration, the bank will send an SMS or an email to the registered mobile number with all the login details.
Now, you can log in and access Bank of Maharastra Net Banking to manage all your bank account activities online, make transactions, and perform other banking operations.
It is an easy process if you cannot remember your User ID for Net Banking. Here's how to do it by following the given steps:
Step 1: Access the Bank of Maharashtra e-Banking Page
Step 2: Click on 'Reset.’
Here you will find a login page where you will be asked to fill in the details like User ID, password, captcha, and other two options below of login or reset. Click on reset to proceed further.
To log in to your Bank of Maharashtra Net Banking account, you will have to follow these steps:
Open the Bank of Maharashtra website and look, on the home page, look for the Internet Banking option available below login in the top right corner.
In short, from the drop-down menu, select ‘Retail Banking’.
Enter your User ID in the login field. This ID would have been provided to you during registration.
Input the password you created at the time of registration. If you forgot it, then reset it using the "Forgot Password" option.
Once you have logged in, you can access all the features of your Bank of Maharashtra Net Banking account.
Note: On the same page below, you will find the demo or tutorial options for filling in the details.
Step 1: Bank of Maharashtra Website
Open your web browser and go to the webpage for Bank of Maharashtra Net Banking.
Step 2: Home - Personal Banking - Digital Banking - Internet Banking - Personal digital banking is on the left side of the menu.
Step 3: Choose the Type of Transfer
You can select ATM, MPOS, and RTGS/NEFT for a real-time or scheduled transfer.
Step 4: If you select RTGS/NEFT
Depending on what you have selected, you will need to identify whether it is an RTGS or NEFT transaction.
Step 5: Select the Beneficiary
Choose the individual or account you wish to make a transfer to from your saved list of beneficiaries.
Step 6: Enter the details of the transaction
Insert the amount you wish to send.
Step 7: Accept Terms and Conditions
At the bottom of the page, check the box next to ‘I Accept Terms & Conditions’ to proceed.
Step 8: Confirm the Transfer
Finally, click ‘Confirm’ or ‘Continue’ to finalise the transfer.
The Bank of Maharashtra Net Banking App enables you to manage your finances on the go. Here's how to use it:
Step 1: Download the App
Search for the Bank of Maharashtra Mobile Banking App on the Google Play Store (for Android users) or Apple App Store (for iOS users). Download and install the app on your mobile device.
Step 2: Register on the App
Open the app and fill in your account number and other details to register. You will be required to set up your MPIN, or Mobile Banking PIN, to access the app securely.
Step 3: Log in to the App
Log in to the app using your MPIN. After logging in, you can view some of the following features:
If you encounter any issues or need assistance with your Net Banking account, you can contact the Bank of Maharashtra Customer Care:
Here’s a breakdown of transaction limits and charges for Bank of Maharashtra Net Banking:
Transaction Type | Limit | Charges |
NEFT | Up to ₹10,000 | ₹2.50 + GST |
NEFT | ₹10,001 - ₹1L | ₹5 + GST |
NEFT | Above ₹1L | ₹25 + GST |
IMPS | Up to ₹2L | ₹5 + GST |
RTGS | ₹2L and above | ₹25 + GST |
No extra charges apply for basic fund transfers, and transaction fees are based on the transfer method chosen.
The balance in your Bank of Maharashtra account can be checked on their net banking portal by following the simple steps below:
Step 1: Access the Website of Bank of Maharashtra's Online Banking
Open a web browser and access the official page of Bank of Maharashtra's online banking on Bank of Maharashtra Net Banking.
Step 2: Access Your Account
Log in to your net banking account using your User ID and Password.
Step 3: Choose 'View Account Details'
Once logged in, look for the 'View Account Details' option on your dashboard. You can also manage and view your account details.
Apart from this, you can check your account balance via SMS.
BALAVL <Account Number> <MPIN> to 9223181818
The rest of the steps are to send an SMS from the registered mobile number to 9223181818 to check the Maharashtra account balance.
And that's it! You've successfully checked your account balance online and via SMS. In addition, you can use UPI to check your balance.
All you need is a UPI app like gpay, phone pay, or Paytm.
This is the easiest way to check your balance online, and it is also less time-consuming.
Bank of Maharashtra Net Banking offers a strong, easy-to-use platform for your banking needs. From registration to fund transfers, it makes every step easy to understand and accessible. It helps you bank while at home or on the go; it makes your banking smooth, efficient, and safe.
Q. How do I register for Bank of Maharashtra Net Banking?
To enroll, you will have to download the registration form and submit it to your nearest branch.
Q. What is the daily limit for Bank of Maharashtra Net Banking transactions?
It depends upon the type of Transaction mode used, such as NEFT, IMPS, and RTGS. Refer to the bank's website for the latest Limits.
Q. How can I recover my forgotten User ID?
Visit the login page and click on 'Forgot User ID.' Enter your registered account details to receive your User ID.
Q. Are there any charges for fund transfers in Net Banking?
Yes, charges apply based on the type of transfer (NEFT, IMPS, RTGS). Check the fees section for more details.
Other Net Banking Services | |||
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LoansJagat Team
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