Bank of Maharashtra Timings – Working Hours, Lunch Break & Holiday Schedule

Rahul is a young entrepreneur who manages his business finances through the Bank of Maharashtra. He frequently needs to transfer funds to suppliers, withdraw cash, and store essential documents in locker services. To ensure a smooth banking experience, Rahul checks the branch timings before visiting. He also uses 24/7 digital banking services like NEFT, RTGS, and IMPS for hassle-free transactions, even outside banking hours.

One day, Rahul plans to make an RTGS transfer at the branch but arrives at 3:45 PM, only to find that RTGS services close at 3:30 PM. Fortunately, he remembers that he can still use online banking to complete his transactions anytime.

Rahul avoids unnecessary delays by staying informed about branch hours, weekend closures, and digital banking options.

This guide will help you understand Bank of Maharashtra’s operational hours, digital banking facilities, fund transfer timings, and tips for a smooth banking experience.

Overview of Bank of Maharashtra

Introduction to Bank of Maharashtra

Bank of Maharashtra is one of India’s most trusted public sector banks, known for its extensive branch network and customer-friendly services. Established in 1935, it has played a significant role in the country’s banking sector. The institute offers various financial services, including personal banking, corporate banking, loans, and digital banking solutions.

Read More - Bank of Maharashtra Zero Balance Account

With over 2,000 branches across India, Bank of Maharashtra ensures seamless banking experiences for its customers. Knowing the bank’s operational hours is essential for avoiding inconvenience and ensuring timely transactions. Whether visiting a branch for cash deposits, withdrawals or accessing locker facilities, understanding the bank’s timings can help you plan your banking activities efficiently.

Bank of Maharashtra Opening Time

Bank of Maharashtra branches generally open at 10:00 AM on all working days. However, some branches in busy commercial areas may have different opening hours to accommodate customer needs. It is advisable to check with your nearest branch for exact timings. Below, we will highlight some district-wise timings for your understanding.

Here is a table highlighting the district-wise opening timings for Bank of Maharashtra:

You can click here to learn more.

Example for Better Understanding

Rohit, a businessman from Ahmednagar, must visit the Bank of Maharashtra to deposit a large sum of cash before heading to his office.

• Rohit assumes all branches open at 10:00 AM, so he reaches his nearest branch.
• However, upon arrival, he realises that this branch opens at 11:00 AM.
• Since he has an important client meeting at 11:30 AM, he cannot wait and must postpone his banking task to another day.

On the other hand, his friend Priya, who also lives in Ahmednagar, visits a different Bank of Maharashtra branch in a commercial area. This branch opens at 9:00 AM, allowing her to complete her transactions early and continue her day smoothly.

Lesson:
Bank opening times can vary based on location, so it is always best to check with your specific branch to avoid inconvenience!

Bank of Maharashtra Closing Time

The bank’s closing time varies slightly depending on location, but most branches close at 4:00 PM from Monday to Friday. The bank operates with the same working hours on Saturdays (except second and fourth Saturdays). Down below, we will highlight some district-wise timings for your understanding.

Here is a table highlighting the district-wise closing timings for Bank of Maharashtra:

You can click here to learn more.

Example for Better Understanding

Imagine Arjun, a shop owner in Akola, needs to withdraw cash from his Bank of Maharashtra branch to pay his suppliers.

• He finishes work late afternoon and rushes to the bank at 5:15 PM, assuming it is still open.
• However, when he reaches the branch, he finds that the branch closes at 5:00 PM, and he has to wait until the next working day to complete his transaction.

On the other hand, Meera, a teacher in Ahmednagar, has a branch near her home that closes at 6:00 PM.

• She finishes work at 5:30 PM, comfortably visits the bank, and completes her banking without hassle.

Lesson:
Different branches have different closing times, so it’s always a good idea to check your local branch’s hours before planning a visit to avoid inconvenience. 

Bank of Maharashtra Working Days

Bank of Maharashtra follows the Reserve Bank of India’s (RBI) guidelines for working days. The bank remains open from Monday to 
Friday and on the first and third Saturdays of the month.

Working Days:

• Monday to Friday
• First and third Saturdays of the month

Non-Working Days:

• Second and fourth Saturdays
• Sundays
• Public and national holidays

Bank of Maharashtra Lunch Timings

Bank of Maharashtra employees typically take lunch breaks between 1:30 PM and 2:30 PM. However, the bank ensures that services are not disrupted entirely, as staff members take staggered lunch breaks. This means that customers can still conduct their transactions during lunch hours.

Example for Better Understanding

Vikram, a working professional, visits the Bank of Maharashtra at 1:45 PM to deposit a cheque.

• He worries that the bank might be closed for lunch.
• However, he finds that while some staff members are on break, others still attend to customers.
• He quickly completes his transaction without waiting for the lunch break to end.

Lesson:
 Banking services remain available during lunch as employees take staggered breaks, ensuring smooth operations! 

Bank of Maharashtra Specialized Banking Services Timings

Cash Deposit and Withdrawal Timings

Cash deposit and withdrawal services are available during the bank’s working hours, from 10:00 AM to 4:00 PM on all working days. Customers must complete their transactions well before closing time to avoid last-minute hassles.

Locker Facility Access Hours

The Bank of Maharashtra provides locker services to customers who require a secure place to store valuables. Locker access is usually available during banking hours, from 10:00 AM to 4:00 PM. However, it is recommended that customers check with the specific branch for exact timings.

Customer Support Desk Timings

The customer support desk at the Bank of Maharashtra is available during branch working hours, typically from 10:00 AM to 4:00 PM on working days. Customers can visit the branch for assistance with account-related queries, loan processing, or document verification.

Example for Better Understanding

Ramesh needed to withdraw cash from his Bank of Maharashtra branch after finishing work at 3:50 PM.

• He reached the bank just before 4:00 PM but could not complete his withdrawal before the counter closed due to a queue.
• As a result, he has to return the next day to complete his transaction.

Meanwhile, Sita, who has a locker at the same branch, arrives at 3:30 PM to access her valuables.

• Since locker access is available during banking hours, she retrieves her items without issues.

Lesson:
Plan cash deposits, withdrawals, and locker visits well before the bank closes to avoid last-minute rush or disappointment! 

Bank of Maharashtra Weekend and Holiday Timings

Weekend Operations

• First and third Saturdays: Open (10:00 AM – 4:00 PM)
• Second and fourth Saturdays: Closed
• Sundays: Closed

Holiday Schedule

Bank of Maharashtra remains closed on major national, state-specific, and RBI-mandated bank holidays. Customers should check the official website or RBI holiday list for specific dates.

Bank of Maharashtra Digital Fund Transfer Timings

Bank of Maharashtra NEFT Timings

The National Electronic Funds Transfer (NEFT) service is available online 24/7, including weekends and holidays. For branch transactions, NEFT can be done between 10:00 AM and 4:00 PM on working days.

Bank of Maharashtra RTGS Timings

Real-time gross Settlement (RTGS) transactions can be conducted online 24/7. However, branch-based RTGS transactions are available on working days from 10:00 AM to 3:30 PM.

Also Read - Bank of Maharashtra Net Banking

Bank of Maharashtra IMPS Timings

Immediate Payment Service (IMPS) is available 24/7, allowing customers to transfer funds instantly at any time via internet banking or mobile banking.

Example for Better Understanding

Amit urgently needs to transfer ₹5,00,000 to his supplier, so he decides to use RTGS at his Bank of Maharashtra branch.

• He reaches the branch at 4:00 PM, only to realise that RTGS transactions close at 3:30 PM for branch-based transfers.
• Since it's past the cut-off time, he has to wait until the next working day.

Meanwhile, Priya needs to send ₹10,000 to her friend.

• She uses IMPS via mobile banking at 8:00 PM, transferring the money instantly since IMPS operates 24/7.

Lesson:
For large fund transfers (RTGS/NEFT), visit the branch before the cut-off time or use digital banking for 24/7 transfers via IMPS/NEFT! 

Digital Banking Services Availability

Net Banking and Mobile Banking

Bank of Maharashtra’s net banking and mobile banking services are available 24/7. Customers can conduct various banking activities online, such as:

• Fund transfers via NEFT, RTGS, and IMPS
• Bill payments and recharges