Tamil Nadu Grama Bank Net Banking - Step-by-Step Usage Guide

Digital banking has become a crucial investment tool in rural India. While the Indian economy is booming in 2024, digital banking is also picking up, though it still faces a few challenges.

According to a 2022 Assocham and PwC study, mobile banking transactions in rural areas have grown by more than 200% in the past three years. This clearly indicates how the trend of digital banking is being adopted in rural sectors.

The same aim drives Tamil Nadu Grama Bank (TNGB) towards making banking services simple and accessible to everyone. Anytime, anywhere, customers can access banking services. The bank’s objective is to offer easy-to-use services at an affordable rate. TNGB is focused on reaching every nook and cranny of the state.
 

What is Tamil Nadu Grama Bank?

Pallavan Grama Bank and Pandyan Grama Bank were merged to form a new bank known as TNGB on 1 April 2019. Six months after its merger, TNGB adopted a new system called BaNCS, which ensured the smooth functioning of the bank.

Eventually, TNGB introduced net banking and other online facilities for its customers. TNGB is a regional rural bank based in Salem, Tamil Nadu. This bank is owned jointly by the central and state governments, with Indian Bank as its sponsoring bank.

Services Offered by TNGB Net Banking

 How to Register for Tamil Nadu Grama Bank Net Banking
 

Step 1: Visit the official website of TNGB Bank.

 Step 2: Locate ‘Net Banking’ on the top right corner of the page in the yellow bar and click on it.

 Step 3: On the login page, click on ‘First Time User? Register Here.’

 Step 4: Enter your ‘CIF No’ and ‘Mobile No’, and click on ‘Next.’

 Step 5: Enter the OTP received on your registered mobile number.

 Step 6: Enter the User ID and Debit card details, and click on ‘Submit.’

 Step 7: On successful validation, a one-time Login Password and Transaction Password will be sent via SMS to your registered mobile number.

 Step 8: Create your ‘Login Password’ and ‘Transaction Password’, then click on ‘Continue.’

Now, you’re successfully registered for Tamil Nadu Grama Bank Net Banking.

How to Log into Tamil Nadu Grama Bank Net Banking

Step 1: Visit the official website of TNGB Bank.

 Step 2: Locate ‘Net Banking’ on the top right corner of the page in the yellow bar and click on it.

 Step 3: On the login page, enter your User ID and Captcha, and click on ‘Next.’

 Step 4: Enter your Login Password and click on ‘Continue.’

 Step 5: Enter the OTP received on your registered mobile number and click on ‘Submit.’

Disclaimer: If you don't remember your USER ID, call the customer care of Tamil Nadu Grama Bank at 0427-252-2900, or refer to the message received during your account registration. That message contains your USER ID and password for login.
 

How to Register into Tamil Nadu Grama Bank Mobile Banking

Step-by-Step Process:

1. Download the TNGB’s app TNGB Treat from the Google Play Store or Apple Play Store.
   
   
2. Install the application on your device.
   
   
3. Open the app & select the preferred language.
   
   
4. Verify the registered mobile number.
   
   
5. Enter your 8/11-digit CIF Number (Enter 40xxxxxxxxx before if there is only a 9-digit number).
   
   
6. Enter the Debit Card details & click on Submit.
   
   
7. Enter the OTP received on your registered mobile number.
   
   
8. Set M-PIN & T-PIN of your choice.
   
   

Your mobile banking will be activated within 24 hours.

How to Log into TNGB’s Mobile Application

1. Download the TNGB’s app TNGB Treat from the Google Play Store or Apple Play Store.
   
   
2. Install the application on your device.
   
   
3. Enter your CIF Number & MPIN, & click on Submit.
   
   
4. Enter the OTP received on your registered mobile number.

 
How to Transfer Funds via TNGB Net Banking

1. Visit the official website of TNGB Bank.
   
   
2. Log into TNGB Bank Net Banking (the step-by-step process is mentioned above in the blog; you can go there and check it).
   
   
3. Select Fund Transfer & choose the type of transfer (like NEFT, RTGS).
   
   
4. Enter the recipient’s details (e.g., Account Number, IFSC Code) and the amount you need to transfer.
   
   
5. Enter the transaction password and click on Submit.

 
How to Add Beneficiary to Your Tamil Nadu Grama Bank Net Banking Account

1. Visit the official website of TNGB Bank.
   
   
2. Log into TNGB Bank Net Banking (the step-by-step process is mentioned above in the blog; you can go there and check it).
   
   
3. Locate the Fund Transfer section & click on it.
   
   
4. Click on the option Add Beneficiary.
   
   
5. Add the beneficiary details (e.g., Name, Account Number, Bank Name, IFSC Code) & click on Add.
   
   
6. Click on Confirm.

 
Charges and Limits on Transferring Funds via Tamil Nadu Grama Bank Net Banking

 
Conclusion
 

The Tamil Nadu Grama Bank offers customers various convenient and safe banking services through its net and mobile banking facilities. With easy registration and friendly features, customers can access the services anytime, anywhere. The services provided by the bank are relatively affordable and simplified, with a view to reaching even remote areas. 

TNGB also ensures safe transactions with multiple fund transfer options and transparent charges and limits that make banking smooth. TNGB is, therefore, one of the best options for customers in Tamil Nadu.
 

FAQs Related to Tamil Nadu Grama Bank Net Banking

Q1: What is the minimum opening/closing balance required by Tamil Nadu Grama Bank?

The minimum balance requirement is ₹5000. This is to be calculated on the basis of quarterly averages.

Q2: How many login attempts are allowed for net banking?

The Net Banking facility will be deactivated after five failed login attempts.

Q3: Does Tamil Nadu Grama Bank have a mobile banking app?

Yes, Tamil Nadu Grama Bank has an official mobile app called TNGB TREAT. It provides features such as balance enquiry, account statements, fund transfers, e-Term Deposits, and more. The app can be downloaded from Google Play Store or Apple Play Store.

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