Get Personal Loan
Get Personal Loan
Customers Served
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Pincodes Serving
Loans Disbursed
Customers Served
Google Reviews
Pincodes Serving
Loans Disbursed
With a 4 lakh personal loan through LoansJagat, you can confidently manage medium-sized expenses without financial strain. LoansJagat enables borrowers to access customised loan offers suited to their income and credit profile. The digital-first process ensures quicker eligibility checks, easy documentation, and faster disbursal. By comparing lenders in one place, you save both time and money. LoansJagat makes borrowing ₹4 lakh practical, transparent, and aligned with your financial comfort.
Flexible Loan Amounts
LoansJagat helps you explore loan options across different ticket sizes. You can compare lenders offering amounts that match your actual requirement and repayment comfort.
Quick Disbursal
Once approved by the lender, funds can be disbursed quickly as per lender timelines. LoansJagat ensures smooth coordination to avoid unnecessary delays.
Apply Anytime, Anywhere
You can apply through LoansJagat at your convenience, whether from home, office, or on the go. The platform remains accessible without time or location restrictions.
Paperless & Hassle-Free Process
LoansJagat’s technology-driven system minimises paperwork and manual follow-ups. The digital process helps you complete formalities with less effort and more clarity.
Transparent Charges – No Hidden Fees
LoansJagat follows a transparent approach where lender charges and terms are clearly communicated. There are no hidden platform fees or unexpected surprises.
Competitive Interest Rates
By comparing offers from multiple banks and NBFCs, LoansJagat helps you identify lenders offering competitive interest rates based on your profile.
Minimum monthly income: ₹25,000 (metro cities) / ₹20,000 (other cities)
Applicant must be a salaried individual
Credit score should be above 650
Minimum total work experience of at least 1 year
Age should be above 23 years and below 58 years
PAN Card (Mandatory)Aadhaar Card (Mandatory)Driving LicensePassportVoter IDAadhaar CardPiped Gas BillElectricity BillSalary Slips (Last 3 months)Salary A/c Bank statement (Last 3 months)One Lakh
Your credit score plays a crucial role in personal loan approval. A score of 700+ is generally considered good.
Lenders prefer applicants with stable employment and a consistent income source.
Always apply for a loan amount that aligns with your repayment capacity and financial goals.
Incomplete documentation is one of the most common reasons for personal loan delays or rejection.
Try to stay clear of all the outstanding debt. If you repay your loans timely, then banks will prefer to lend more loans to you.
Instead of applying directly to multiple banks, apply through a reliable loan marketplace like LoansJagat.
Your credit score plays a crucial role in personal loan approval. A score of 700+ is generally considered good.
Lenders prefer applicants with stable employment and a consistent income source.
Always apply for a loan amount that aligns with your repayment capacity and financial goals.
Incomplete documentation is one of the most common reasons for personal loan delays or rejection.
Try to stay clear of all the outstanding debt. If you repay your loans timely, then banks will prefer to lend more loans to you.
Instead of applying directly to multiple banks, apply through a reliable loan marketplace like LoansJagat.
Click Apply Now and start your loan journey in minutes.
Enter your name, contact, and work information to proceed.
Get instant loan offers based on your profile and credit score.
Submit your PAN, Aadhaar, KYC, and income proof securely online.
Pick the best offer from multiple banks and NBFCs.
Receive quick approval and funds directly in your bank account.
Click Apply Now and start your loan journey in minutes.
Enter your name, contact, and work information to proceed.
Get instant loan offers based on your profile and credit score.
Submit your PAN, Aadhaar, KYC, and income proof securely online.
Pick the best offer from multiple banks and NBFCs.
Receive quick approval and funds directly in your bank account.
4 Lakh Personal Loan FAQs