Ayushman Card Benefits | Key Features, Coverage & Hospital List

Key Insights 

1. The Ayushman Bharat Health Card offers financial protection for your family with ₹5,00,000 health insurance, covering pre-existing conditions from day one.

2. You can use the Ayushman card at many hospitals across India for cashless treatment. There are also special benefits for pregnancy and for senior citizens.

3. Review the easy eligibility rules for the Ayushman Bharat scheme and submit the documents like aadhar card, income certificate etc. This will quickly set up health coverage for your family.

 Are you worried about the cost of healthcare? The answer to all will be yes. So, the Ayushman Bharat Health Card provides free treatment up to ₹5,00,000. Just understand the Ayushman Bharat scheme eligibility and apply for the card for medical emergencies.

Just as car insurance saves you from car damage bills, the same Ayushman Bharat Pradhan Mantri Jan Arogya Yojana protect you and your family from medical expenses. You can get quality health treatment without worrying about the bills.
 

Example:

When my friend's father needed heart surgery, I suggested that he check the Ayushman card benefits hospital list because the Senior Citizen Ayushman card benefits covered his entire ₹3,20,000 treatment bill.

I know because my sister used Ayushman card benefits for pregnancy for her delivery. The Ayushman card is always invaluable for me.

Key Features and Benefits of Ayushman Card 

Are you worried about the family's health? Don't worry, the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana offers medical coverage that always protects your family's health and finances.

Here is the list of the key features and benefits of the Ayushman Card:

Using the Ayushman Bharat card, you can check your eligibility for the scheme and select from numerous hospitals to access its benefits. It provides healthcare coverage for you.

Bonus Tip: Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) was launched on 23 September 2018 in Ranchi, Jharkhand, by Prime Minister Narendra Modi.

Eligibility Criteria & Required Documents for Ayushman Card

Are you aware of the eligibility requirements and documents needed for the Ayushman Card? If you don't, then this guide will help you find answers and save your time.

Eligibility of the Ayushman Card

Here are the eligibility criteria of the Ayushman Card:

1. Anyone who owns a two-wheeler, three-wheeler, four-wheeler, or a motorised fishing boat.
2. Anyone who owns mechanised farming equipment.
3. Anyone with a Kisan card that has a credit limit of ₹50,000 or more.
4. People who are employed by the government.
5. Anyone working in non-agricultural businesses operated by the government.
6. Anyone earning more than ₹10,000 per month.
7. Anyone who owns both a refrigerator and a landline phone.
8. People who have well-built, sturdy houses.
9. People who own five acres or more of farmland.

If you meet any of these criteria, congratulations! Your family qualifies for ₹5,00,000 health coverage, which you can start from today.

“But mujhe documents ka nhi pata ab kya hoga?”

Required Documents for the Ayushman Card

Suppose you aren’t aware! Then read it twice because here is the list of the documents for the Ayushman card.

1. Proof of age and identity, for example, an Aadhaar Card or PAN Card.

2. Proof of address.

3. Contact details, such as your mobile number and email address.

4. Caste certificate.

5. Income certificate.

6. A document that states whether your family is joint or nuclear.

7. Aadhaar Card.

Only seven documents are needed to access the full healthcare package. Why delay? Apply now for "The one and only Ayushman Card."

Bonus Tip: AB PM-JAY offers health coverage of ₹5,00,000 per family each year for secondary and tertiary hospital care. The scheme supports more than 10.74 crore poor and vulnerable families, covering about 50 crore people in the bottom 40% of India’s population.

Conclusion

You can avoid the stress of high medical bills with the Ayushman card. You apply with just  7 documents to activate your ₹5,00,000 health coverage and secure a better healthcare future for your family.

FAQs

How do I apply for and get an Ayushman card?  

To apply for an Ayushman card, visit a Common Service Centre (CSC) or an empanelled hospital. Bring your Aadhaar card and Ration card to complete the eKYC process.

What is the Ayushman Bharat insurance, and also for the PMJAY70+ one?  

Ayushman Bharat is a government health insurance plan that provides up to ₹5 lakh in hospital coverage per year to vulnerable families. The PMJAY70+ initiative provides an additional ₹5 lakh per year to eligible families with people aged 70 and above.

Has anyone benefited from the Ayushman Bharat Yojana?  

Yes, many people have benefited from the Ayushman Bharat Yojana. Its Pradhan Mantri Jan Arogya Yojana (PMJAY) part offers health insurance to families who need it most.

How successful is Ayushman Bharat?  

Ayushman Bharat has helped many people access better healthcare and reduce their financial stress, but it still faces challenges in its implementation.

How many family members can apply for the Ayushman Bharat Yojana?

There is no limit to how many family members can apply for the Ayushman Bharat Yojana. Any family member who meets the scheme’s eligibility rules can be included.

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.