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LoansJagat Team

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04 Dec 2025

Central Bank of India Credit Card PIN Generation – Online & ATM Guide

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Key Insights

 

  1. You can generate your Central Bank of India Credit Card PIN instantly via online banking, the mobile app, and SMS banking.

 

  1. You can securely set a new 4-digit PIN by visiting an ATM or a bank branch in person.

 

  1. Always select a PIN that is unique and memorable. Change your password every month to safeguard your credit card account, and never share your password with anyone.

 

“Are you excited to use your new Central Bank credit card but stuck at “Enter PIN”? Don’t worry, setting it up takes less than two minutes.”

 

You can quickly set your Central Bank of India credit card PIN at an ATM or through online banking. This way, only you will know and choose your secure number.

 

A credit card PIN is a number you use to prove your identity when you want to take out cash or make purchases. It works like a key for your card, similar to how your house key lets you into your home. Without your PIN, you can't use some card services.

 

Example:

When I got my new card, I went to an ATM and inserted it. I chose the option Generate PIN on the screen. Then, I enter the one-time password which I received on my registered mobile number. Then set my new 4-digit PIN, such as 1-9-8-4, for future transactions.

Methods to Generate or Reset the Central Bank of India Credit Card PIN

“Have you forgotten your credit card PIN again? Don’t panic, you can reset it in less than 2 minutes using any of these smart methods from the Central Bank of India.”

 

There are specific methods you can use to generate or reset your credit card PIN. All methods are secure and reliable for every customer of the Central Bank of India. Here is the list of the methods to generate or reset the Central Bank of India Credit Card PIN.
 

Methods of PIN Generation

How do you use it?

Internet Banking

You can log in to internet banking, go to the card section, and you can generate your credit card PIN immediately.

Mobile App

You can download the Cent Mobile app. Log in to the app using your registered mobile number, then go to the credit card section to generate or reset your credit card PIN.

Customer Care

You can use customer care services to reset or generate a PIN at the Central Bank of India. You just call 1800 3030.

SMS Banking

You can use SMS Banking, just type PIN<space>Last 4 digits of your ATM Card on this number 95552 44442

Visit Branch

You can visit the Central Bank of India Branch to reset or generate the Credit Card PIN.

Use the Central Bank of India ATM

You can use the Central Bank of India ATM to generate your credit card PIN.

 

These methods are secure and fast. You can use it to reset a credit card PIN or generate a PIN.

 

Bonus Tip: If you have any issues or questions regarding the services of the Central Bank of India, you can access their WhatsApp banking customer care at 6364861866, available 24/7, including weekends and holidays.

Central Bank of India Credit Card Pin Generation Online Method

 

“Honestly, who wants to visit the branch just to set a PIN? These online methods from the Central Bank of India will help you do it in minutes.” 

 

Online methods are those you can use from anywhere without wasting time. Now you can learn step-by-step guidelines for the Central Bank of India Credit Card PIN generation Online Method.

 

  1. Internet Banking

 

Internet Banking is one of the easiest ways to generate a PIN or reset your credit card. Here is the step-by-step guide to generating a credit card PIN through Internet Banking.
 

  • Log in to your Central Bank Internet Banking account with your User ID.
     
  • Navigate to the Card Services section.
     
  • Select or Generate a Set New PIN.
     
  • Enter your registered number to receive a One-Time Password (OTP).
     
  • Verify the OTP received on your mobile.
     
  • Create a new 4-digit ATM PIN of your choice.
     
  • Confirm the new PIN and submit the request.
     
  • You’ll receive a confirmation message once your PIN is successfully set. 

 

These are the simple steps for the PIN generator method via internet banking with the Central Bank of India.

  1. Mobile App

 

You can use the Central Bank of India mobile app to reset or generate a credit card PIN. Here is the step-by-step guide to generating a credit card PIN through the Mobile App.
 

  • Download and open the Central Bank Mobile Banking App on your phone.
     
  • Log in with your Internet Banking credentials or register as a new user.
     
  • Go to the ATM Services or Card Management section.
     
  • Select the option to generate or create a new ATM PIN.
     
  • Enter your registered phone number to receive a one-time password.
     
  • Verify the one-time password sent to your mobile device.
     
  • Create a new 4-digit ATM PIN.
     
  • Confirm your new PIN and submit.
     
  • You will receive a confirmation message once your PIN is set.

 

These are the simple steps for generating a PIN using the Central Bank of India mobile app.

  1. Customer Care 

 

If you don’t use internet banking or don’t want to use the mobile app, then you can use customer services to generate your credit card PIN. Here is the step-by-step guide to generating a credit card PIN through Customer Services.

 

  • Contact the Central Bank Customer Care at 1800 3030.
     
  • Submit the Credit card details and the registered mobile number for verification purposes.
     
  • Respond to security questions or supply additional information as required to authenticate your identity.
     
  • Submit a request to generate a new Credit Card PIN.
     
  • An OTP (One-Time Password) will be sent to the registered mobile number.
     
  • Provide the OTP to the customer care representative to confirm the request.
     
  • Establish a new four-digit ATM PIN as instructed by the representative.
     
  • A confirmation will be provided once the Credit Card PIN has been successfully generated.

 

These are the simple steps to generate a PIN for the Central Bank of India Credit Card through customer care.

 

These are among the fastest online methods for the Central Bank of India Credit Card.

Central Bank of India Credit Card Pin Generation Offline Method

 

“Do you want extra peace of mind while setting your credit card PIN? The Central Bank of India’s offline methods are your most secure and reliable options.”

 

There are some offline methods for generating credit card PINs at the Central Bank of India.

The offline method is more secure and trustworthy, but it takes little effort.

  1. Visit the Central Bank of India Branch
     

Here is the step-by-step guide to generating a credit card PIN at a branch.
 

  • Identify the Central Bank branch through the Central Bank branch locator.
     
  • Attend the branch during official operating hours, typically 10:00 AM to 4:00 PM, Monday to Friday, and 10:00 AM to 1:00 PM on Saturdays.
     
  • Bring a Credit card and a valid identification document, such as an Aadhaar card, Permanent Account Number (PAN) card, or passport.
     
  • Ask the bank representative for assistance with generating or resetting the credit card personal identification number (PIN).
     
  • Complete any required forms and adhere to the instructions provided by the bank representative.
     
  • Set a new 4-digit Credit Card PIN of your choice.
     
  • You’ll receive a confirmation once your PIN is successfully set.

 

These are the simple steps to generate a PIN for a Central Bank of India Credit Card at a branch.

  1. Through Central Bank ATMs

 

Here is a step-by-step guide to generating a credit card PIN at Central Bank of India ATMs.
 

  • Access a Central Bank ATM to initiate the process.
     
  • Insert the credit card into the designated slot of the machine.
     
  • Select the option labelled 'Generate PIN' or 'Set New PIN' displayed on the screen.
     
  • Enter the registered mobile number to request a one-time password (OTP).
     
  • Verify the one-time password (OTP) received on the registered mobile device.
     
  • Create a new 4-digit credit card PIN of your choice.
     
  • Confirm the new PIN and complete the process.
     
  • Collect your card and receipt once the PIN is successfully set.

 

These are the simple steps to generate a PIN for a Central Bank of India Credit Card at an ATM.

Things to Keep in Mind While Setting PIN

 

“Do you think your credit card is safe just because it’s in your wallet? Think again, your real security depends on how you set your PIN.”

 

There are certain things you need to keep in mind when setting a credit card PIN at the Central Bank of India. Here is the list of things.
 

  • Never share your Credit Card PIN with anyone, not even family or bank staff.
     
  • Memorise your PIN and avoid writing it down or saving it on your phone or computer.
     
  • Choose a unique, hard-to-guess four-digit PIN. Avoid using simple patterns or personal dates.
     
  • Change your Credit Card PIN regularly to keep your account secure.

 

These are the things which you have to keep in mind if you have a Central Bank of India credit card.

Conclusion

 

You can use an online tool to generate a PIN for your credit card from anywhere. Don’t risk your card security. Set your PIN correctly before your next transaction.

FAQs

 

What should I do if a fraudulent transaction on my Central Bank of India credit card is discovered?

Contact the bank immediately to report that you did not make the transaction.

 

What should I do if I lose my Central Bank of India credit card or it's stolen?

Block your credit card as soon as possible and contact your bank for further assistance.

 

What should I do if I forget my ATM PIN?

You can reset your PIN using the Mobile Banking App, Internet Banking, or by visiting an ATM or a branch.

 

Is it secure to generate an ATM PIN online?

Yes, the Central Bank's web platforms are secure. Always use approved networks and try to avoid public Wi-Fi.


 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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