Flipkart Axis Bank Credit Card Offer – Cashback, Discounts & Rewards | Updated Guide

Key Takeaways
 

• You earn 7.5% on Myntra and 5% on Flipkart purchases.
   
• Each merchant has a ₹4,000 maximum cashback limit quarterly.
   
• New card terms start from 20th June 2025 officially.

The Flipkart Axis Bank Credit Card offers amazing rewards and benefits. Let’s see how this card works practically. Paras shops on Flipkart and spends ₹50,000 in March. He earns 5% cashback, which equals ₹2,500 back instantly. He also spends ₹10,000 on Myntra fashion purchases regularly. He earns 7.5% cashback, which equals ₹750 more savings. Paras saves ₹3,250 in just one month effortlessly. He always uses his card smartly for maximum benefits. 

This blog will explain all the card benefits clearly. You will learn about cashback rates and special offers. You will understand how to maximise your savings effectively. Let's explore everything about this excellent credit card now.

Offers of the Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card gives you excellent rewards. You can earn cashback on every purchase you make.

Welcome Benefits

When you get your Flipkart Axis Bank Credit Card, you receive benefits. You get ₹350 worth of activation benefits immediately. These benefits appear on your new credit card statement. You must visit the welcome benefits section for details. Only paid cards with joining and annual fees qualify. First-year free cards do not get this benefit. All cards can get 50% off up to ₹100. This discount applies to first-time Swiggy users only.

Cashback Rewards

The Flipkart Axis Bank Credit Card offers great cashback rates. You earn 7.5% cashback on Myntra shopping every quarter. This cashback is capped at ₹4000 per statement. You get 5% cashback on Flipkart and Cleartrip purchases. The cap is ₹4000 per statement quarter. Preferred merchants give you unlimited 4% cashback always. Other eligible categories earn you unlimited 1% cashback regularly. Your cashback goes directly to your credit card statement.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver across India. This applies at all fuel stations nationwide only. Transactions between ₹400 and ₹4000 are valid. Maximum benefits reach up to ₹400 per cycle. GST on fuel surcharge is not refundable at all. No cashback is earned on fuel transactions.

Dining Delights

The Flipkart Axis Bank Credit Card provides dining privileges too. You enjoy exceptional dining at top restaurants nationwide. The Axis Bank Dining Delights Programme gives great offers. 

Convert Purchases to EMI

The Flipkart Axis Bank Credit Card offers exciting EMI options. You can shop on Flipkart with easy payments. Any transaction over ₹1,500 can become an EMI. You must contact the bank to convert purchases. The bank will convert your big credit card purchase. Please click the link to know more about this.

Important EMI Cancellation Rules

You use the Flipkart Axis Bank Credit Card for EMI. The transaction may be cancelled at the merchant site later. You must also cancel the EMI immediately after that. Call the Phone Banking team on 1800 103 5577. This number is toll-free for all customers nationwide. Cancel before the first EMI is debited to the account. This avoids an excess reversal of the cashback you earned.

Wednesday Delight Offers

The Flipkart Axis Bank Credit Card gives Wednesday special offers. Beat the mid-week blues with exciting deals every week. You get instant savings of up to 15% off. This applies to flights and hotels via MakeMyTrip. You receive 10% off on orders via Swiggy. You get 10% off up to ₹1000 on Tira.

This credit card helps you save money daily. Learn more about the offers on https://www.axisbank.com/retail/cards/credit-card/flipkart-axisbank-credit-card .

Flipkart Axis Bank Credit Card Terms Revision

The Flipkart Axis Bank Credit Card terms are changing soon. These new changes will start from 20th June 2025.

Increased Myntra Cashback

Your Flipkart Axis Bank Credit Card now gives better rewards. You will earn 7.5% cashback on Myntra purchases now. This is increased from the earlier 1% cashback rate. The maximum cashback is ₹4,000 per statement quarter.

Flipkart and Cleartrip Cashback Limits

You still earn 5% cashback on Flipkart and Cleartrip. However, maximum cashback is now capped at ₹4,000. This limit applies per merchant per statement quarter only.

Statement Quarter Definition

A statement quarter depends on your statement date only. For example, your statement date is the 15th of every month. The first quarter runs from 16th March to 15th June. The second quarter runs from 16th June to 15th September. The third quarter runs from 16th September to 15th December. Fourth quarter runs from 16th December to 15th March.

Cashback Credit Timeline

Cashback is credited within three days before statement generation. For example, your statement date is always 15th April. Transactions between 16th March and 15th April earn cashback. This cashback will be credited on 12th May.

Quarterly Cashback Example

Here is how your Flipkart Axis Bank Credit Card works:

March (16th March to 15th April):
 

• Flipkart ₹20,000 earns 5% = ₹1,000 cashback
   
• Myntra ₹3,000 earns 7.5% = ₹225 cashback
   

April (16th April to 15th May):
 

• Flipkart ₹40,000 earns 5% = ₹2,000 cashback
   
• Cleartrip ₹90,000 earns ₹4,000 (capped) cashback
   
• Myntra ₹1,000 earns 7.5% = ₹75 cashback
   

May (16th May to 15th June):
 

• Flipkart ₹30,000 earns ₹1,000 (cap reached)
   
• Cleartrip ₹6,000 earns no cashback (cap reached)
   
• Myntra ₹2,000 earns 7.5% = ₹150 cashback

Quarter Total: Flipkart ₹4,000, Cleartrip ₹4,000, Myntra ₹450.

Conclusion

The Flipkart Axis Bank Credit Card helps you save money. You earn excellent cashback on shopping and travel bookings. Use this card wisely to maximise your rewards effectively. Apply today and start enjoying all these benefits immediately.

Bonus Tip: Track your Flipkart Axis Bank Credit Card statement date carefully. Making big purchases just before a new cycle helps you earn cashback faster and manage your quarterly limits smartly.

FAQs
 

Q1: Can I convert my Flipkart Axis Bank Credit Card transactions into EMIs?
Yes, any purchase above ₹1,500 can be converted into easy EMIs through Axis Bank.

Q2: Does the Flipkart Axis Bank Credit Card provide dining offers?
Yes, you get exclusive dining discounts through the Axis Bank Dining Delights Programme.

Q3: How can I check the cashback earned on my Flipkart Axis Bank Credit Card?
You can view your total cashback in your monthly credit card statement or via the Axis Bank app.

Q4: Does the Flipkart Axis Bank Credit Card offer airport lounge access?
No, the Flipkart Axis Bank Credit Card discontinued lounge access from June 2025.

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.