How to Block HDFC Credit Card – Step-by-Step Blocking Guide

Key Insights
 

1. You can block your HDFC credit card via SMS by texting BLOCK CC, followed by the last four digits of your card number, to 7308080808 from your registered mobile number.

2. You can use HDFC Netbanking or the Mobile App to block your HDFC credit card in just 5 steps.

3. Visit an HDFC branch where a banker can assist you in blocking the card, or call customer care at 1800 1600 for a quick credit card block.

HDFC Credit Card blocking is crucial when you lose your credit card, when a thief steals it, and for other reasons.

Some people are stressed out because they did not know how to block the HDFC Credit Card, but after reading this blog, you can easily block your HDFC Credit Card in just 15 minutes.

In the blog, you can learn how to block an HDFC credit card online, how to block an HDFC credit card through customer care, and how HDFC Netbanking helps you block a credit card and other methods.

Methods to Block HDFC Credit Card

Blocking an HDFC Bank credit card is simple and sometimes essential to ensure no one is misusing your HDFC credit card. Here is the list of methods to help you block your HDFC Credit Card.

1. Block your HDFC Credit Card through Customer Services

 You can use the customer service method to block your HDFC credit card from anywhere.

Here are the steps.

You just have to contact the HDFC Customer Care officers at these numbers 1800 1600/1800 2600, which are accessible across India.

If you have a BizBlack Metal Card, then you have to contact this number: 1800 266 3310.

You can contact these numbers to block your HDFC Credit Cards. You just tell the customer care officer our situation and reasons, and they will help you in every situation.

2. Block your HDFC credit card through Mobile Banking

You can use mobile banking to block a credit card in an emergency. To block your credit card, follow these steps.

Here are the steps.

Step 1: You just download the HDFC mobile banking app. Click here to download the App.

Step 2: Log in with your registered mobile number.

Step 3: After logging in, you are on the mobile banking homepage, and then click on the pay option.

Step 4: You will then have a credit card option. Click on that.

Step 5: Now you can select the credit card which you want to block.

Step 6: After selecting the credit card, you will see the option to block. Click on that, and your credit card services will be blocked.

These are the simple steps to close your HDFC credit card via the mobile app.

3. Block your HDFC Credit Card through Internet Banking

If you use HDFC Netbanking, you can block your HDFC credit card in just a few steps.

Here are the steps.

Step 1: You can log in to your HDFC Bank Net Banking.

Step 2: Go to the Credit Card section, then click it.

Step 3: You will then see all HDFC credit cards. Click on the credit card which you want to close.

Step 4: Then you will see the block option; click it, and your credit card is now blocked.

These are the steps you need to follow to block your credit card through Netbanking.

4. Block your HDFC Credit Card by Visiting the Branch

If you are unable to use the online method, then don’t worry, you can visit the nearest HDFC branch to block your credit card.

Here are the steps you need to follow.

Step 1: Visit the nearest HDFC Bank branch. Click here to find the nearest HDFC Branch.

Step 2: Visit the branch and request that the personal banker block the credit card.

Step 3: The banker will help you block your credit card.

These are the offline steps that you can follow to block your credit card by visiting an HDFC Branch.

These are the methods and their steps that help you block your HDFC credit card.

Bonus Tip: Do you know? You can block an HDFC credit card with WhatsApp banking. Enter 70700 22222, select 'Type Hotlist Card,' and the option to hotlist will appear.

What Happens After Blocking the HDFC Bank Credit Card?

When you take steps to block your credit card, you are no longer able to use the HDFC Bank credit card services.

Here is the list of what happens after blocking your HDFC Bank Credit Card.

• Transactions Block: After blocking your HDFC Bank Credit Card, you will not be able to do any transactions with the HDFC Bank Credit Card.
   
• Loss Protection: If your credit card is lost, you can block it. Once the HDFC Bank credit card is no longer helpful to anyone.
   
• Services: When you block your HDFC Bank Credit Card, all services will be blocked, and no one can take advantage of your credit card.

These are the steps to block your HDFC Bank credit card. So, block your credit card when it is crucial.

Bonus Tip: Do you know? To block your credit card, send an SMS with the message 'Block CC' followed by the last four digits of your card to 7308080808.

How do I know if my Credit Card is activated or not? 

It is crucial to know whether your credit card is active or deactivated because if you block your credit card, but the card is still active, you can lose your money.

Here are the options which you can use to know your credit card status.

Online Banking Platforms

Log in to your NetBanking or Mobile Banking account. You can find your active credit cards listed in the Credit Card or Pay section.

Customer Service

You can also call the bank’s customer service to find out if your credit card is active.

These are trusted, fast and reliable methods you can use to know your credit card status from anywhere.

Tips for Secure Card Management

When you have an HDFC Bank Credit Card, there are some security tips to help you secure your network.

Here is the list of tips for secure card management.
 

1. To avoid unnecessary problems with your credit card, you have to keep it on you 24/7.
    
2. You can set a hard-to-guess credit card PIN. 
    
3. Be aware of all the emails about your credit card.
    
4. When you use an HDFC Bank Credit Card for online shopping, always use a secure network.
    
5. Set your credit card's transaction limits so that, if it's stolen, no one can use it after a specific limit.

These are the tips that help you secure your HDFC Bank Credit Card.

Conclusion 

Now you know how to block HDFC Credit Card online, which means you can use the HDFC Netbanking, HDFC Credit Card Customer Care and by visiting the HDFC Branch.

You can use mobile banking, WhatsApp banking, or SMS banking to block your HDFC Credit Card. All methods are secure, fast and trustworthy.

FAQS

Is blocking an HDFC credit card the same as closing the account?

When you block your credit card, your transactions are blocked, and you can still pay your outstanding bills, but your credit card is permanently shut down.

Can I unblock or reactivate my HDFC credit card after blocking it?

No, you can not unblock the HDFC Credit Card after blocking it.

Will I be charged for a replacement card after I block my old one?

Yes, a nominal fee will apply when you request a replacement.

How long does it take to get a new HDFC credit card after blocking the old one?

You can receive 3 to 5 working days, but the delivery time can vary from 7 to 10 business days, and sometimes it also depends on the customer's location.

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.