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Key Insights
The Karnataka Bank Fixed Deposit offers a minimum interest rate of 3.50% and a maximum interest rate of 6.65% from Karnataka Bank. The Karnataka Bank FD Interest rates change according to tenure, amount, and schemes.
The Karnataka Bank offers various types of Fixed Deposit schemes for our customers, whether they are salaried individuals, businessmen, or senior citizens.
Example:
I put ₹5,00,000 into a Karnataka Bank fixed deposit at 7.25% for three years. With simple interest, I’ll earn ₹1,08,750, so I’ll get ₹6,08,750 at maturity. This is a safe way for my savings to grow over time.
This blog provides an in-depth understanding of Karnataka Bank Fixed Deposit interest rates.
Including updated 2025 rates, key features, comparisons with other banks, and eligibility criteria.
When you're up to date with the Karnataka Bank FD interest rate, you can easily plan for your goals and future with Karnataka Bank. Here is the list of Karnataka Bank Fixed Deposit Interest Rates for 2025.
Read More – UCO Bank FD Interest Rates
This table shows the starting tenure and the maximum tenure period of Karnataka Bank FD. Different tenure has different interest rates.
The Karnataka Bank Fixed Deposit interest rate comes with exciting features that are highly beneficial for Karnataka Bank customers. Here is the list of Features of Karnataka Bank Fixed Deposit:
These Karnataka Bank Fixed deposit features are focused on customers' needs and give you an edge on your investment.
Bonus Tip: Do you know? If you face any issues related to your FD and are unsure of what to do, don't worry. The Karnataka Bank Customer Care officer will be happy to assist you. Send a "Hi" to +91 9632188999. You can call 1800 425 1444 (Toll-free within India), 1800 572 8031 (Toll-free within India), and 080-220 21555 (NRI).
How do we know that the Karnataka Bank Fixed Deposit is Best for us? The answer is to compare the Karnataka Bank Fixed Deposit interest rate with that of other banks.
Here is the comparison of Karnataka Bank Fixed Deposit with other banks:
*T&C Apply
You can compare the Fixed Deposit interest rate with that of other banks and choose the best schemes according to your financial goals in Karnataka Bank.
If you want to open a Karnataka Bank Fixed Deposit Account, you have to meet the eligibility criteria and provide some required documents. Here is the list of documents for the Karnataka Bank Fixed Deposit:
If you have these documents, you may be eligible for a Karnataka Bank Fixed Deposit.
Here is the list of eligibility criteria for Karnataka Bank Fixed Deposit:
These eligibility and documentation requirements apply to the Karnataka Bank Fixed Deposit.
The Karnataka Bank charges a 10% interest rate on Karnataka Bank fixed deposits, as per Section 194A of the Income Tax Act.
The savings scheme permits annual investments ranging from ₹100 to ₹1,50,000. It aims to facilitate capital growth and reduce tax liabilities. The scheme provides prompt issuance of deposit receipts and maintains a fixed five-year investment term.
The interest rate on premature withdrawal of term deposits will be paid at the rate applicable to the amount and period the deposit remained with the bank, not at the contracted rate.
The following penalties apply to premature withdrawal of term deposits:
i. Domestic Term Deposits:
(a) The Bank will inform depositors about any penalties for early withdrawal when the deposit is accepted.
(b) If a term deposit is split at the request of claimants of deceased depositors or joint account holders, no penalty will be charged for early withdrawal as long as the period and total amount of the deposit stay the same.
change.
(c) A penalty of 0.50% on the applicable rate will be charged for early closure
of term deposits below ₹2 crore.
(d) A penalty of 1% on the applicable rate will be charged for early closure of deposits of ₹2 crore and above. The applicable rate is the interest rate for the period the deposit was with the Bank or the contracted rate, whichever is lower.
has remained with the Bank or contracted rate, whichever is less.
(e) The Bank offers Flexi Deposit accounts, where no penalty interest is charged for premature closure.
These are the Karnataka Bank premature withdrawal and closure rules.
These are the steps to open a Fixed Deposit Account in Karnataka Bank. Here are the steps:
Step 1: Visit the Karnataka Bank branch closest to you.
Step 2: Share your basic information and have your documents ready
Step 3: Karnataka bank branch officials notify you when your account is opened.
You can apply for the Karnataka Bank FD using the following methods.
Also Read – South Indian Bank FD Rates
The Karnataka Bank offers a fixed deposit account for Indian people, which guarantees a return unaffected by the stock market, and you can open multiple fixed deposit accounts in the Karnataka Bank.
You can open a Karnataka Bank fixed deposit account with a minimum of ₹100, and there is no maximum limit. You can also open a joint account in the Karnataka Bank.
What is the highest FD rate in Karnataka Bank?
You can get 6.65% in the 555-day special schemes, and for senior citizens, it's 7.05%.
Is Karnataka Bank FD safe?
Yes, Karnataka Bank is one of the trusted banks in India.
What is the interest rate on a ₹1,00,000 FD with Karnataka Bank?
You can get 6.50% if you invest ₹1,00,000 in Karnataka Bank, which means you receive ₹6,500 per year.
Can I get a loan against my Karnataka Bank FD?
Yes, you can get a loan against your fixed deposit with Karnataka Bank.
