Fino Bank Account Number: Format, Details & Guide

Key Takeaways 

• Your savings or current account number is linked to your Fino Payments Bank account for UPI and IMPS transfers.
   
• You can quickly get your Fino account number back using FinoPay, Passbook, or customer service.
   
• You must know the format of your Fino account number to make accurate fund transfers and prevent transaction failures.

“Your money needs a proper address to reach you. That’s exactly what your Fino account number does. Let’s check it out."

I'm Raj, and I just used my Aadhaar and mobile number to open a savings account with Fino Payments Bank. The unique number that the bank gave me is my Fino account number. In Fino's system, it functions similarly to my digital address. Someone needs both my IFSC and my Fino account number to credit my account when I send money using UPI. 

This number confirms that the money will go into my Fino bank account and no one else's when I receive payments or transfers. Let's talk about where to find it, how to use it, and how to keep it safe in this blog.

How to Find Fino Bank Account Number?

Can’t remember your account number? You’re not alone;  most users forget once the initial excitement of opening the account fades. The good news? There are multiple ways to retrieve it instantly.

These methods will help you in accurately verifying your Fino account number.

How to Use a Fino Bank Account Number?

Having an account number is useless if you don’t know where or how to use it. A small typing mistake can send money to the wrong person; so let’s get this right.

Here's how to use your Fino Bank Account Number:

• Making Transfers: Your Fino account number and IFSC code are required when someone wishes to send you money (through IMPS or NEFT).

• Linking UPI: You can link your account to a UPI VPA in the FinoPay app. To ensure successful transfers, you must enter your Fino account number when sending money from other banks. 

• Receiving Salary/Payments: You can provide your Fino account number and IFSC to ensure that the funds are deposited directly into your Fino account if your employer or company pays you.

• Settlements and Claims: The bank needs the account number (or CIF) in the event of any settlement (for instance, if a nominee is claiming funds). 

• Checking Balance: You can cross-verify statements or transactions by using your AePS or missed-call balance check (7877788977), even though they might not always print your entire account number. 

A smooth fund flow and fewer transaction errors are ensured when the Fino account number is used correctly.

Security Tips for Fino Bank Account Number

One careless screenshot or message can expose your entire financial identity. Hackers don’t need access to your wallet;  just your carelessness.

Here are some practical and official security measures:

• Avoid storing your IFSC or account number in plain text on your phone or in unsafe locations. 
• Clear your browser's history, app cache, and temporary files after using the FinoPay or banking apps to protect your account number. 
• Make sure your device has robust security to safeguard private information like account numbers, turn on encryption, remote wiping, or automatic phone locking. 
• You lower the possibility that someone else will misuse your login information by not storing your MPIN or enabling auto-fill in your mobile banking app. 
• Always use the official FinoPay app downloaded from trusted sources and verify versions when prompted.

You minimize the risk of fraud or misuse of your Fino account number by following these tips!

Bonus Tip: You can verify your Fino account number and IFSC via FinoPay UPI to avoid errors. Learn more on Fino’s official UPI page.

Structure of Fino Bank Account Number

Let's go over the Fino account number format to ensure safe and appropriate usage:

Fino Payments Bank does not publish the full Fino account number format, digit length, or pattern. Only a limited amount of structural information is formally available. 

Conclusion 

Remember, your account number is your financial address. Keep it secure, and share it only when needed. If you ever forget it, go to FinoPay and customer care. Give your payers your account number and IFSC, and you’re all set! 

FAQs Related to Fino Bank Account Number

1. How should I do a Fino account number check without a passbook or app?
You can call Fino customer care at 1800 268 1000 with your registered mobile number and ID proof. They will confirm your account number securely.

2. How can I trace a person through their bank account number?

You cannot trace a person using a bank account number, as banks do not reveal account holder details for security and privacy reasons.

3. Is it safe to give someone your bank account number to make a deposit?

Yes, sharing your account number for deposits is generally safe, but never share sensitive details like OTPs, PINs or passwords.

4. What is the fastest way to obtain a bank account number when my employer needs it urgently?

You can open a digital savings account through apps that offer instant eKYC; many provide an account number within minutes.

5. What can someone actually do with my name, address and bank account number?

They cannot withdraw money, but they may attempt phishing or unauthorised debit requests, so keeping an eye on alerts is important.
 

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.