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LoansJagat Team

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28 Mar 2025

Karnataka Bank Timings – Working Hours, Lunch Break & Holiday Schedule

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Mayank can manage his finances effortlessly because Karnataka Bank operates with convenient bank hours and maintains a widespread network of banking locations.


Mayank can visit Karnataka Bank branches throughout Karnataka from Monday to Friday between 9:30 AM to 3:30 PM and 9:30 AM to 12:30 PM on Saturdays. Karnataka Bank has more than 2,000 service outlets because the banking infrastructure includes multiple branches and extension counters throughout the country. 


Karnataka Bank maintains an expansive system of automated teller machines (ATMs) that distribute banking services through different points, including business premises and permanent residence areas anywhere in the nation.


Mayank manages his personal and professional needs easily at Karnataka Bank because of their flexible banking hours, which prevent service limitations. The digital orientation of Karnataka forms an exact match with the many banking solutions. 


What are the Opening Timing, Closing Timing, Working Days, and Lunch Timings of Karnataka Bank?

Category

Timing

Karnataka Bank Opening timing

9:30 AM (Monday to Saturday)

Karnataka Bank Closing Timing

3:30 PM (Monday to Friday)

12:30 PM (Saturday)

Karnataka Bank Working Timing

Monday to Friday (Full Day)

Saturday (Half Day)

Karnataka Bank Lunch Timing

Typically between 1:30 PM to 2:00 PM (may vary by branch)


Note:


Each Karnataka Bank outlet provides different lunch times, but you should verify specific times with your closest branch. Local Karnataka Bank branch staff will provide information about the exact times.


Karnataka Bank Specialised Banking Services Timings


The following table presents Karnataka Bank's specialised banking services and operational timings.

Specialised Service

Timing

Additional Information

NRI Banking Service

9:30 AM to 3:30 PM (Mon-Fri), 9:30 AM to 12:30 PM (Sat)

Dedicated NRI desks for assistance.

Corporate Banking

9:30 AM to 3:30 PM (Mon-Fri), 9:30 AM to 12:30 PM (Sat)

Personalised services for businesses.

Wealth Banking

9:30 AM to 3:30 PM (Mon-Fri), 9:30 AM to 12:30 PM (Sat)

Personalised financial planning services.

Loan Service

9:30 AM to 3:30 PM (Mon-Fri), 9:30 AM to 12:30 PM (Sat)

Home loans, personal loans, and more.

Digital Banking Support

24/7 (Online and Mobile Banking)

Assistance for digital banking services.

Customer Care

24/7 (Toll-Free Number)

Support for queries and complaints.


Karnataka Bank Weekend and Holidays Timings


The information regarding Karnataka Bank Weekend and holiday timings appears in the following table format:

Day

Timing

Additional Information

Saturday

9:30 AM to 12:30 PM (Half Day)

Limited services are Available.

Sunday

Closed

All branches remain closed.

Public Holiday

Closed

Branches remain closed on national holidays and state holidays.

Second and Fourth Saturdays

Closed (if applicable)

Some branches are closed according to RBI guidelines.


Note:

  • Karnataka Bank branches operate on a half-day basis on Saturdays, typically from 9:30 AM to 12:30 PM.
  • On Sundays and public holidays, all branches remain closed.
  • For specific holiday timings or exceptions, it is recommended to check with your local Karnataka Bank branch or their official website.


Karnataka Bank Digital Fund Transfer Timing


The digital fund transfer timings of Karnataka Bank are displayed in this table.

Digital Fund Transfer Type

Timing

Additional Information

NEFT

24/7 (Available round the clock)

No time restrictions; processed in hourly batches.

RTGS

7:00 AM to 6:00 PM (Mon-Fri), 7:00 AM to 2:00 PM (Sat)

Transfers above ₹2 lakhs; no transactions on Sundays and holidays.

IMPS

24/7 (Available round the clock)

Instant fund transfers with a limit of ₹5 lakhs per transaction.

UPI

24/7 (Available round the clock)

Instant transfers using UPI ID or QR code.

Mobile Banking Fund Transfer

24/7 (Available round the clock)

Transfers via Karnataka Bank's mobile app.

Internet Banking Fund Transfer

24/7 (Available round the clock)

Transfers via Karnataka Bank's internet banking platform.


Note:

  • NEFT, IMPS, UPI, and mobile/internet banking fund transfers are available 24/7, including weekends and holidays.
  • RTGS transactions are time-bound and not available on Sundays and public holidays.
  • For any issues or queries, customers can contact Karnataka Bank's customer care or visit their nearest branch.


Digital Bank Service Availability

Here is the table format for Karnataka Bank's ATM services timing information:

Service

Availability

Features

Net Banking

24/7

Fund transfers, bill payments, account management, loan services, and more.

Mobile Banking

24/7

Fund transfers, bill payments, mobile recharge, investment tracking, etc.

ATM Service

24/7

Cash withdrawals, balance inquiry, mini statements, PIN change, etc.


Notes:

  • ATM Services are available 24/7, but some ATMs may have restricted access depending on location (e.g., malls, private buildings).
  • Net Banking & Mobile Banking are fully operational, but scheduled maintenance may cause temporary disruptions (usually notified in advance).


Karnataka Bank Customer Care Timings

Here is the table format for Karnataka Bank Customer Care Timings:

Service

Availability

Contact Details

Remarks 

Toll-Free Helpline

24/7

1800-425-1444, 1800-425-1499

General banking queries, complaints, and support.

Loan Inquiries

9:00 AM – 6:00 PM (Mon-Sat)

Via Toll-Free or Branch Contact

Home loans, personal loans, business loans, etc.

Credit Card Support

9:00 AM – 6:00 PM (Mon-Sat)

1800-425-1444 or creditcard@karnatakabank.com

Queries on card activation, disputes, and payments.

NRI Banking Support

9:30 AM – 5:30 PM (Mon-Fri)

nricell@karnatakabank.com

NRI accounts, remittances, and forex services.

Branch Customer Care

Bank Working Hours (Typically 10:00 AM – 4:00 PM, Mon-Fri & 10:00 AM – 1:00 PM, Sat)

Local branch numbers

Varies by branch; some branches may have extended hours.

 

Key Notes:

  • 24/7 Toll-Free Numbers cover general banking, ATM block/unblock, and net/mobile banking issues.
  • Loan & Credit Card Services are available on weekdays (Mon-Sat) during business hours.
  • NRI Services follow standard banking hours (Mon-Fri).


Tip for Customers

  • Plan Visits During Weekdays: For in-branch banking services, visit between 9:30 AM to 3:30 PM (Monday to Friday) to avoid last-minute rushes. Saturdays operate on a half-day schedule (9:30 AM to 12:30 PM), so plan accordingly.


  • Use Digital Banking for Convenience: For fund transfers, bill payments, or account management, use Karnataka Bank's 24/7 digital banking services like NEFT, IMPS, UPI, mobile banking, and internet banking. These services are available round the clock, even on weekends and holidays.


  • Avoid Holidays: Karnataka Bank branches remain closed on Sundays and public holidays. Check the bank's holiday list in advance to plan your visits.


  • RTGS Transfers During Working Hours: If you need to transfer large amounts (above ₹2 lakhs) via RTGS, ensure you complete the transaction between 7:00 AM to 6:00 PM (Monday to Friday) or 7:00 AM to 2:00 PM (Saturday). RTGS is not available on Sundays and holidays.


  • Lunch Break Awareness: Some branches may have a short lunch break between 1:30 PM to 2:00 PM. If visiting during this time, confirm the branch's specific lunch timings to avoid delays.


FAQs

  1. What are Karnataka Bank's working hours?
    • Monday to Friday: 9:30 AM to 3:30 PM; Saturday: 9:30 AM to 12:30 PM.

  2. Is Karnataka Bank open on Sundays?
    • No, all branches remain closed on Sundays and public holidays.

  3. What are the timings for RTGS transactions?
    • RTGS is available from 7:00 AM to 6:00 PM (Mon-Fri) and 7:00 AM to 2:00 PM (Sat).

  4. Can I transfer funds digitally 24/7?
    • Yes, NEFT, IMPS, UPI, and mobile/internet banking fund transfers are available 24/7.

  5. Does Karnataka Bank offer NRI banking services?
    • Yes, NRI banking services are available during regular banking hours.

  6. Are Karnataka Bank ATMs accessible 24/7?
    • Yes, Karnataka Bank ATMs operate 24/7 for cash withdrawals and other services.

  7. How can I contact Karnataka Bank customer care?
    • Call their 24/7 toll-free number or use the official website for assistance.
       

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