Paytm Account Number – Complete Guide to Find & Verify

Key Takeaways 

• You can use the Paytm app's Savings Account Details feature to view your 10 to 12-digit number and IFSC.

• You can receive NEFT/IMPS payments straight into your Paytm Payments Bank account by knowing how to check Paytm bank account number and IFSC code.

• Use your Paytm account number + IFSC (PYTM0123456) rather than “Search bank by account number” to route money securely. 

“Did you know that your Paytm app can also function as a full-fledged bank account?”

I was surprised when I discovered that my Paytm app contained a real Paytm Payments Bank account number. It's like having a bank in your pocket.

A Paytm account number is found inside your Paytm app and is similar to the account number you would receive when opening a savings account at a traditional bank. 

Paytm Payments Bank provides you with a unique number in the same way that you receive an account number and IFSC when you open a bank account. It identifies your account so that funds are sent to you, much like your home address in a digital bank.

I wrote down the 12-digit number displayed in my app when I initially opened my Paytm Payments Bank account. I gave that Paytm account number and IFSC code PYTM0123456 to my friend when they later used it for NEFT. After he sent the money, it arrived securely in my Paytm bank account. 

I'll explain what it means, how to locate it, and why it matters today.

How to Find Paytm Account Number?

Bro, bank account number to dhundh leta the chequebook pe per ab ye Paytm account number kaha dhundhu? Don’t worry, in this section you will see various methods to find your Paytm account number.

This table shows every way to perform a Paytm account number check, along with how to check Paytm bank account number and IFSC code inside the app:
 

There are always simple ways for me to verify my Paytm account number and IFSC between the Savings Account section and UPI settings.

How to Use a Paytm Account Number? 

There are several ways to use Paytm as a banking platform once you know your account number:

• Receiving Money via Bank Transfer: You can share your Paytm account number and IFSC (e.g., Paytm account number and IFSC code) with someone sending you money via NEFT or IMPS so they can send money straight to you. 

• Automating Payments or Mandates: You can set up NACH or recurring payments (such as insurance or SIPs) by entering your Paytm account number and the IFSC code PYTM0123456. 

• Savings & Interest: You keep an actual bank account because Paytm Payments Bank offers a savings account. 

• Checks & Passbook: The Paytm app allows you to view your passbook, balance, and transaction history. 

• UPI Usage: The bank account connected to UPI is based on your account number, even though the UPI-ID is different. 

I treat Paytm like any other bank by using my Paytm account number wisely. I can use it for daily payments, save money, and receive my salary.

Security Tips for Paytm Account Number 

It's crucial to protect your Paytm account number. Here's how I keep myself safe:

• I never give out my UPI PIN or Paytm passcode to anyone.

• I use a secure passcode that I change regularly for my Paytm app.

• I always confirm the sender's name before providing my Paytm account number and IFSC code, even though that information is insufficient for someone to withdraw money.

• I make sure to use the official Paytm app that I downloaded from the App Store or Google Play Store.
• I frequently review my passbook and transaction history within the app to promptly identify any suspicious activity.

I ensure that my Paytm account number is secure and under my control by doing this.

Structure of Paytm Account Number 

The Paytm Payments Bank account is set up as follows:

Your Paytm bank account is uniquely identified for all transactions by the combination of your Paytm account number and IFSC code.

Conclusion 

Your Paytm account number is entirely digital within the Paytm app, similar to a bank account. You can locate it with ease, use it for mandates or transfers, and secure it like any bank account. Avoid unreliable tools like “search bank by account number” and rely on the official information inside your Paytm app for accuracy and safety.

FAQs Related to Paytm Account Number 

What is Paytm account number?

A Paytm account number is the unique bank account number given to you when you open a Paytm Payments Bank Savings Account. It works like any regular bank account number and is used to receive money through NEFT, IMPS, or RTGS.

How can I see my Paytm account number with Mini KYC?

You cannot see a Paytm Payments Bank account number with only Mini KYC.
A full KYC is required to open a Paytm Payments Bank Savings Account, and only then will your account number become visible inside the app.

Using Aadhaar, how can I check my Paytm account number?

You cannot check your Paytm account number using Aadhaar. You can view it only inside the Paytm app after completing full KYC.

Can I save money in my Paytm Payments Bank account like a regular bank?

Yes. Paytm Payments Bank offers a real savings account with no minimum balance as per Paytm Payments Bank. You can deposit money, earn interest, view a real passbook, and even set up FD or recurring payments using your Paytm account number.

Can I change my Paytm Payments Bank account number?

No, you cannot change your Paytm Payments Bank account number. Once the account is created, the number remains fixed for security and banking compliance.

Why can’t I close my Paytm account even after trying through the app?

Many users are unable to close their Paytm accounts because of active services like auto-payments, subscriptions, or linked financial products. Paytm usually blocks account deletion until all mandates, balances, and linked services are cleared, and customer support is mostly ticket-based, which slows the process.

Is it allowed to create a Paytm account at the age of 15?

Officially, Paytm requires users to be at least 18 years old. However, some minors are able to use Paytm if the mobile number is linked to a valid bank account, often belonging to a parent, even though this is not permitted under Paytm’s terms.

Can Paytm or PhonePe be used without linking a bank account?

Without a linked bank account, Paytm and PhonePe offer very limited functionality. UPI payments, QR transactions, and receiving money generally require a bank account linked to the same mobile number registered on the app.

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.