UCO Bank KYC Update: Complete Guide for Customers

Key Takeaways

• UCO Bank requires customers to update their KYC details periodically to keep their accounts active.
   
• You can complete the KYC update through multiple channels, such as mobile banking, internet banking, WhatsApp, UDAY chatbot, IVR, or by visiting a branch.
   
• The documents needed for the update mainly include your Customer ID/Account Number and registered mobile number for OTP verification.
   
• If there is no change in your details, you can update KYC by simply sending an SMS. If there are changes in your details, you must submit the appropriate Annexure forms along with supporting documents.

UCO Bank requires periodic KYC updates to comply with RBI regulations. You must update your details to maintain uninterrupted banking services. The process ensures your account remains active and fully functional.

KYC, or Know Your Customer, is a process banks use to verify your identity. It works like renewing an important document, ensuring your information stays accurate and helping protect both you and the bank from risks.

Recently, I received an SMS from UCO Bank asking me to update my KYC. I opened the UCO mBanking Plus app, entered my Customer ID and registered mobile number, and completed the OTP verification within minutes without visiting the branch.

Channels for UCO Bank KYC Update

The digital banking system provides customers with many convenient ways to update their KYC without facing delays or long queues.

UCO Bank offers both online and offline methods, allowing you to choose the channel that fits your comfort and accessibility. The options listed below help you complete your UCO Bank KYC update smoothly and without confusion.
 

These multiple channels ensure that every customer, whether comfortable with technology or not, can complete the UCO Bank KYC update online process easily. UCO Bank’s flexible options make the update accessible for users across different locations and age groups.

Required Documents for UCO Bank KYC Update

Every financial institution demands proper identification for security purposes. UCO Bank follows strict guidelines to protect your account. The UCO Bank KYC update process requires specific documents for verification. Let’s examine the essential documents you need below.

These things ensure smooth verification during your UCO Bank KYC update form submission process.

Step-by-Step Process for UCO Bank KYC Update

Reserve Bank of India mandates periodic KYC updates for all accounts. UCO Bank values your trust and follows these regulatory guidelines strictly. Your account requires a Re-KYC submission based on previous document dates. You can complete this process through the simple methods below.

For No Change in KYC Details:

You need to send an SMS from your registered mobile. Type “REKYC SAME DOB(DD/MM/YYYY)” and send it to 09222200799. 

Example: REKYC SAME 21/05/1969 for proper format reference. The UCO Bank OTP KYC online system confirms your submission instantly. 

You receive a return SMS upon successful verification completion. Alternatively, you can submit Annexure-1 via email or branch visit. Non-individual customers must use Annexure-4 for their declaration purposes.

For Changes in KYC Details:

Individual customers must submit Annexure-2 for address changes specifically. You need to attach valid address proof with a declaration. Submit Annexure-3 for other KYC changes with the latest documents. 

Non-individual customers follow new account opening procedures for updates. You can email documents or visit your home branch directly. The bank may freeze your account without timely updates. Download required forms from the official UCO Bank website today.

Conclusion

UCO Bank makes the UCO Bank KYC update simple and accessible for everyone. You can choose online or offline methods as per your convenience. Complete your UCO Bank KYC update form today to avoid account restrictions. Stay compliant and keep your banking smooth always.

Bonus Tip: UCO Bank has earned multiple industry recognitions for excellence in digital services, cybersecurity, and growth, reflecting its continuous focus on secure and customer-centric innovation.

FAQs

Q: Can I change my UCO Bank mobile number online?

Yes, you can change your mobile number through internet banking. Log into the official portal and navigate to Profile settings. The system sends OTP to your old number for verification. You can then enter and confirm your new mobile number.

Q: How long will it take for UCO Bank to change my registered mobile number?

UCO Bank takes one to three working days to update your mobile number. The exact time depends on your chosen method of submission.

Q: Can I update my UCO Bank KYC details through WhatsApp or mobile banking?

Yes, you can update KYC through UCO Bank’s WhatsApp Banking service. The UCO mBanking Plus app also allows you to complete updates.

Q: Why does a UCO Bank KYC update sometimes get delayed even after visiting the branch?

KYC updates can get delayed due to document verification issues or internal approval processes between branches. The account update is completed once the bank validates and accepts the documents.

Q: Why does a UCO bank KYC verification remain “in process” even after the bank confirms completion?

KYC may stay pending due to delays at the verification authority’s end, even after the bank processes it. The status updates automatically once the external approval is completed.

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‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.