Axis Bank Atlas Credit Card – Features, Eligibility & How to Apply

Ananya, a marketing executive from New Delhi, enjoyed taking trips but found it difficult to control her spending effectively. When she received the Axis Bank Atlas Credit Card, that changed.

Her initial surprise was 2,500 EDGE Miles as a welcome incentive, which she quickly exchanged for a flight discount. She received miles for each purchase, two EDGE miles for every 100 naira, and an incredible five EDGE miles for booking a trip. 

She could access airline lounges and exclusive discounts after unlocking tiers of advantages in months.

Ananya smiled as she boarded her next foreign flight, knowing that her Atlas Card had made her travel dream come true, more innovative, easier, and more fulfilling.

Key Highlights of Axis Bank Atlas Credit Card

An extensive rewards program and exclusive benefits are two ways the Axis Bank Atlas Credit Card, a premium travel-focused credit card, can improve your travel experiences. Here are the card's salient features:

Welcome Benefit:

Receive 2,500 EDGE Miles upon making your first transaction within 37 days of card issuance.

Tiered Membership Benefits:

The card offers a tiered membership program—Silver, Gold, and Platinum—based on your annual spending, each providing great benefits:

Silver Tier: Upon card issuance.

Annual Spend Requirement: Up to ₹7.5 lakhs.

Benefits:

• 8 complimentary domestic lounge visits per year.
• 4 complimentary international lounge visits per year.
• Milestone Benefit: 2,500 EDGE Miles upon spending ₹3 lakhs.
• Gold Tier: Achieved by spending ₹7.5 lakhs in an anniversary year.
• Annual Spend Requirement: ₹7.5 lakhs to ₹15 lakhs.
  
  

Benefits:

• 12 complimentary domestic lounge visits per year.
• 6 complimentary international lounge visits per year.
• Milestone Benefit: Additional 2,500 EDGE Miles upon spending ₹7.5 lakhs.
• Platinum Tier: Achieved by spending ₹15 lakhs or more in an anniversary year.
• Annual Spend Requirement: Above ₹15 lakhs.
  
  

Benefits:

• 18 complimentary domestic lounge visits per year.
• 12 complimentary international lounge visits per year.
• Milestone Benefit: Additional 5,000 EDGE Miles upon spending ₹15 lakhs.

Note: 1 EDGE Mile is equivalent to ₹1. 

Annual Benefits:

• Upon payment of the annual fee of ₹5,000 plus GST, receive:

Fees:

• Joining Fee: ₹5,000 plus applicable taxes.
• Annual Fee: ₹5,000 plus applicable taxes.

Axis Bank Atlas Credit Card Cashback and Rewards

Here is a list of rewards you get on using the Axis Bank Atlas Credit Card:

Rewards Structure:

• Base Earn Rate: Earn 2 EDGE Miles for every ₹100 spent on regular purchases.
• Accelerated Earn Rate: Earn 5 EDGE Miles for every ₹100 spent on:
  
• Bookings are made through the TRAVEL EDGE portal.
• Direct airline transactions.
• Direct hotel bookings.

Reward Points:

• Earn 2 EDGE REWARD points per ₹125 spent (unlimited).
• Earn 10X EDGE REWARD points on apparel & department store spending (up to ₹7,000 per month).
• Reward points are credited directly to the customer's EDGE account.

Membership Benefits:

• Get membership rewards worth up to ₹1,000 every anniversary year.
• Eligible customers receive a membership link via SMS within 60 days.

Milestone Benefits:

• Earn 1,500 EDGE REWARD points on ₹30,000 monthly spends per statement cycle.

Dining & Food Discounts:

• 30% off on Swiggy food orders using code AXIS30:
• Max ₹150 discount per order, valid twice per month.
• A minimum order of ₹200 is required.
• Up to 15% discount (max ₹500) at partner restaurants across India.

Fuel Surcharge Waiver:

• Get a 1% fuel surcharge waiver at all fuel stations across India.
• Valid for transactions ₹400-₹5,000, with a maximum benefit of ₹400 per statement cycle.
• GST on fuel surcharge is non-refundable.
• No reward points on fuel transactions.

Insurance Benefits:

• Purchase Protection Cover: Up to ₹1 lakh.

Travel Insurance:

• Up to $300 for baggage delay and loss of travel documents.
• Up to $500 for loss of check-in baggage.
• Credit Shield: Up to ₹1 lakh.
  
  

Wednesday Delight Offers:

• Up to 15% discount on flights & hotels via Goibibo & MakeMyTrip.
• 10% off on Swiggy and Amazon Fresh orders.
• 10% off up to ₹1,000 on Tira.

For more details and to apply, visit Axis Bank Rewards Credit Card or click on this link.

Axis Bank Atlas Credit Card Fees and Other Charges

Late Payment Fee Applicable on Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card Pros and Cons

The Axis Bank Atlas Credit Card is designed with travellers in mind, providing several advantages and some things to consider.

Pros:

• Welcome Benefit: After your first transaction within 37 days of the card's issuance, you will receive 2,500 EDGE Miles.
  
  
• Reward Structure: Earn 2 EDGE Miles for every ₹ 100 spent on regular purchases and 5 EDGE Miles for every ₹ 100 spent on travel-related costs, such as reservations made through the TRAVEL EDGE portal, direct airline transactions, and hotel reservations.
  
  
• Tiered Membership: Each of the card's three tiers—Silver, Gold, and Platinum—offers increasing perks, including lounge access and milestone prizes.
  
  
• Lounge Access: Take advantage of free entry to domestic and foreign lounges for primary cardholders and their companions.
  
  

Cons:

• Annual Fee: For some customers, the ₹5,000 yearly charge associated with the card may be excessive.
  
  
• Exclusion of Certain Transactions: EDGE Miles are not awarded for transactions involving gold or jewellery, rent, wallet reloads, government agencies, insurance premiums, fuel purchases, or utility payments.
  
  
• Delayed Reward Credit: EDGE Miles could take up to 12 days to appear in the cardholder's account following the date of an eligible transaction.
  
  

Eligibility Criteria for Axis Bank Atlas Credit Card

Here are the eligibility criteria for the Axis Bank Atlas Credit Card: 

Required Documents to Apply for Axis Bank Atlas Credit Card

How to Apply for an Axis Bank Atlas Credit Card

Here is the step-by-step guide to applying for the Axis Bank Atlas Credit Card:

Step 1: Click on the link to visit the Axis Bank Atlas Credit Card website.

Step 2: You will see the Apply Now option on the right side. 

Step 3: Click on it. You will be asked for personal and financial details.

Step 4: Upload the necessary documents like PAN card, latest payslip, income tax return copy, and electricity bill.

Step 5: After filling and uploading the documents, you must click the submit button. 

Axis Bank Atlas Credit Card Customer Care

You can contact Axis Bank customer service using the following methods if you need help with your Axis Bank Atlas Credit Card:

Phone Banking:

• Toll-Free Numbers: 1800 209 5577 / 1800 103 5577
• Standard Numbers: 1860 419 5555 / 1860 500 5555

Note: Standard call charges may apply when using non-toll-free numbers.

Conclusion

The Atlas Credit Card from Axis Bank is a travel-focused product that will improve your journeys. After your first transaction within 37 days of issuance, you will receive a substantial welcome bonus of 2,500 EDGE Miles. 

Cardholders receive 2 EDGE for every 100 ₹ spent on regular purchases and 5 EDGE Miles for every 100 ₹ spent on travel-related costs, such as reservations made through the Travel EDGE portal, direct airline transactions, and hotel reservations. 

It’s crucial to remember that the card has an annual charge of ₹5,000 and that some transactions do not generate EDGE Miles, such as buying gold or jewellery, paying rent, reloading wallets, paying government institutions, purchasing insurance, buying petrol, and paying utilities.

FAQs Related to Axis Bank Atlas Credit Card

Q. Do I have dining privileges with my Axis Atlas card?

Yes. Using your Axis Atlas Credit Card (via EazyDiner), you can get a 25% discount at a few eateries. A maximum of Rs. 800 can be deducted from the minimum bill amount of Rs. 2,000.

Q. What are the major updates or changes on the Axis Bank Atlas Credit Card?

Updates to the Axis Bank Atlas Credit Card that come into effect on April 20, 2024, include the removal of some categories from earning EDGE Miles, such as rent and gold/jewellery. The maximum number of expedited EDGE miles that can be earned for travel transactions is 10,000, which is determined by annual expenditure requirements. Also no longer offered are free concierge services and Tier-based Airport Meet & Assist services.

Q. What if I misplace my credit card?

For assistance in locating your credit card, call Axis Bank Credit Card Customer Service at 1-860-419-5555 or 1-860-500-5555 right away.

Q. How do I redeem my Axis Atlas Credit Card EDGE Miles?

Booking flights, lodging, or activities with EDGE Miles is possible through the Axis Bank Travel EDGE Platform. One EDGE Mile is worth one Indian rupee. Additionally, EDGE Miles can be credited to hotel and airline reward programs.

Q. How many free airport lounge visits will I receive with the Axis Atlas Card?

Your Tier—Silver, Gold, or Platinum—determines how many lounge visits you receive both domestically and abroad on Axis Atlas.

Silver Tier: eight domestic lounge visits and four foreign lounge visits annually.

Gold Tier: 12 domestic lounge visits and 6 foreign lounge visits annually.

Platinum Tier members have annual access to 12 foreign and 18 domestic lounges.

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