Key Takeaways

Axis Indian Oil Credit Card Benefits help you earn 20 EDGE REWARD points per ₹100 on fuel purchases at IndianOil outlets nationwide.
The Axis Bank Indian Oil credit card waives 1% fuel surcharge up to ₹50 monthly.
Axis Indian Oil Credit Card Benefits also include a 15% EazyDiner restaurant discount with maximum savings of ₹500 each month.

“The right card makes every rupee work harder for you.” I discovered this truth when fuel costs started draining savings. The Axis Indian Oil credit card benefits help you change how you spend. This card rewards your everyday purchases with excellent cashback benefits.

This card works like a fuel-saving companion in your wallet. You spend on petrol and earn valuable rewards instantly. The Axis Indian Oil credit card benefits include a cashback offer that makes driving affordable. It combines regular credit card features with special fuel benefits.

I applied for the Axis Bank IndianOil credit card lifetime free last year to avail the Axis Indian Oil credit card benefits. My monthly fuel expenses dropped by nearly ₹500 immediately. The welcome bonus gave me 1,250 EDGE REWARD points straightaway. I also save on dining and entertainment every month. This card has genuinely transformed my spending habits completely.

Key Benefits of Axis Indian Oil Credit Card

“A penny saved is a penny earned,” Benjamin Franklin once said. The Indian oil credit card Axis Bank helps you save money. This card transforms everyday fuel expenses into valuable rewards daily. Smart cardholders enjoy multiple Axis Indian Oil credit card benefits while they spend on essentials. Let’s explore the key Axis Indian Oil credit card benefits in detail below.

1. Reward Points

Reward points turn your regular spending into valuable benefits. The card offers generous points on fuel and shopping transactions.

Axis Indian Oil Credit Card Benefits Type	Details
Welcome Benefit	You earn up to 1,250 EDGE REWARD points instantly.
Eligibility Period	First fuel transaction within 30 days gets this reward.
Fuel Rewards at IndianOil	The card gives 20 EDGE REWARD points per ₹100.
Eligible Fuel Amount	Fuel purchases between ₹400 to ₹4,000 qualify for rewards.
Monthly Reward Cap	A maximum of 1,000 accelerated points can be earned monthly.
Online Shopping Rewards	You receive 5 EDGE REWARD points per ₹100 spent.
Reward Processing Time	Points credit happens within 30 days of an eligible transaction.

These reward points accumulate quickly with every single purchase. The Axis Indian Oil credit card benefits include excellent rewards.

2. Cashback Offers

The Axis Indian Oil credit card benefits include a cashback offer that reduces your expenses. Cardholders save money on fuel and dining bills regularly.

Benefit Type	Details
Fuel Surcharge Waiver	You get 1% waiver at all fuel outlets nationwide.
Maximum Monthly Waiver	The card saves up to ₹50 per statement month.
Eligible Fuel Transactions	Fuel purchases between ₹400 to ₹4,000 qualify for a waiver.
Annual Fee Waiver (New Users)	Spend ₹3,50,000 yearly to get the ₹500 fee waived.
Annual Fee Waiver (Existing Users)	Current customers need to spend ₹50,000 spends till April 2025.
Future Fee Waiver Rule	All customers need ₹3,50,000 from April 2025 onwards.
EazyDiner Dining Discount	You save up to a 15% discount, maximum ₹500 monthly.
Minimum Dining Transaction	Restaurant bills must be ₹2,500 or above for a discount.
Dining Offer Frequency	This discount works once per card per month only.

These cashback Axis Indian Oil credit card benefits make your everyday spending more economical. The Axis Bank IndianOil credit card limit supports such spending.

3. Travel Benefits & Other Benefits

Entertainment and dining become more affordable with exclusive offers. The card brings special Axis Indian Oil credit card benefits for movies and restaurants.

Benefit Type	Details
BookMyShow Movie Discount	You get an instant discount of up to 10% on tickets.
Booking Channels	This offer works on the BookMyShow app or website.
Wednesday Delight Offers	The card brings exciting mid-week offers every Wednesday.
Dining Delights Program	You enjoy exceptional dining at top restaurants across India.
EDGE Loyalty Points	You earn 1 EDGE REWARD point on ₹100 spent.

These lifestyle Axis Indian Oil credit card benefits enhance your entertainment and dining experiences daily. The Axis Bank IndianOil credit card lifetime free option adds value.

Eligibility Criteria & Required Documents for Axis Indian Oil Credit Card

“Preparation meets opportunity when you know the requirements clearly.” The Indian Oil credit card Axis Bank has simple eligibility criteria. Anyone can apply if they meet basic age requirements. The bank checks your documents before approving your application. Let us understand who can apply for this card and enjoy the Axis Indian Oil credit card benefits.

Eligibility Criteria

Age matters when you apply for this credit card. The following conditions must be met by all applicants:

Primary cardholders must be between 18 to 70 years old.
Add-on cardholders need to be over 15 years old only.
You must be a Resident of India to apply.
Non-Resident Indians can also apply for this card easily.

The bank reserves the right to approve or decline. These criteria are only indicative for potential applicants. Your final approval to avail the Axis Indian Oil credit card benefits depends on the bank’s assessment process.

Required Documents

The documentation process remains straightforward for applicants. You need to submit the following documents with your application:

PAN Card photocopy or Form 60 is required.
Proof of income is mandatory for all applications.
The latest payslip or Form 16 works as income proof.
The IT return copy also serves as valid income proof.
Residence proof establishes your current address for the bank.
A Driving Licence works as a valid residence proof perfectly.
The Electricity Bill serves as acceptable residence proof too.
A Landline Telephone Bill also qualifies as residence proof.

The indian oil credit card cashback offer awaits eligible applicants. Documents required may vary on a case-by-case basis.

Conclusion

The Axis Bank offers excellent Axis Indian Oil credit card benefits. Fuel expenses become rewards with this smart card choice. The Axis Bank IndianOil credit card’s lifetime free option add on to the Axis Indian Oil credit card benefits for everyone. Apply today and start saving on your purchases immediately.

Bonus Tip: Credit card spending in India hit a record ₹21 lakh crore in FY 25, driven by rising consumer demand. Use this surge: put most of your fuel expenses on your Axis IndianOil card to maximise your EDGE REWARD points and surcharge waivers.

FAQs

Q: What is the minimum income required for this card?

A: The bank does not specify a minimum income requirement.

Q: Does having multiple credit cards help manage finances better?

A: Yes, multiple credit cards can improve financial management significantly. Different cards offer specific Axis Indian Oil credit card benefits for various spending categories daily. You maintain a healthy credit score with disciplined usage. The indian oil credit card cashback offer works best for fuel.

Q: Which are the best credit cards for fuel?

A: BPCL SBI Card Octane ranks as the top choice. The ICICI Bank HPCL Super Saver Credit Card comes second. The Axis Bank Indian Oil credit card stands third nationwide. HDFC Bharat Cashback Credit Card and IndianOil HDFC complete list.

Q: What cashback does the Axis IndianOil Credit Card offer?

A: The card offers 4% cashback as EDGE Rewards on fuel. This applies to all purchases at IOCL petrol pumps only. You earn rewards on UPI transactions at petrol pumps too. The minimum spend for the fuel surcharge waiver is ₹400 only.

Q: Are there any issues with the Axis IndianOil Credit Card?

A: Some users find redeeming points for fuel quite challenging. Customer service receives complaints about poor response times frequently. The card’s rewards seem minimal beyond fuel purchases alone. The Axis Bank IndianOil credit card’s lifetime free still offers value.

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