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Key Takeaways
“Have you ever looked at your monthly bills and wished they were lighter? I felt the same, and then I found a card that gives me cashback on the things I already pay for.”
The Airtel Axis Bank Credit Card is a co-branded credit card by Axis Bank and Airtel that rewards everyday spending and Airtel services.
I paid my Airtel broadband bill and received 25% cashback, which directly reduced my next statement balance. The card also covers categories like food delivery, utilities, and travel perks.
In this blog, we will learn the benefits, the Airtel Axis Bank credit card benefits terms and conditions, the Airtel Axis Bank credit card benefits on Swiggy, and the Airtel Axis Bank credit card benefits and charges, so you can decide if it fits you.
Here is a table summarising the key benefits of the Airtel Axis Bank Credit Card:
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The Airtel Axis Bank credit card benefits terms and conditions show that this card rewards relevant categories like telecom, food, and utilities. The Airtel Axis Bank credit card benefits on Swiggy of 10% make it appealing for my food spending.
You can note the fee, waiver conditions, and terms associated with the Airtel Axis Bank credit card benefits and charges.
Here’s what I found about checking eligibility and what documents I had to prepare:
I simply pay no annual fee starting in year 2 if I continue to spend more than ₹2,00,000 annually. Always review the complete benefits and charges sheet for the Airtel Axis Bank credit card before applying.
Bonus Tip: Do you know? The Airtel Axis Bank Credit card’s Value Chart shows you can earn benefits worth about ₹16,130 (≈8.07% value) if you spend around ₹2,00,000 a year on Airtel services, utilities, food, and other categories.
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The Airtel Axis Bank Credit Card offers outstanding value in the telecom, food, and utility categories, along with travel benefits and a cost-effective waiver condition. This card can reimburse you if you make significant purchases in the appropriate categories and pay your bills on schedule. Check your eligibility right now by visiting the official website.
Yes, the Axis Bank Airtel Credit Card is worth it if you use Airtel services or spend on utilities and food delivery apps. It gives 25% cashback on Airtel bills and 10% cashback on Swiggy, Zomato, BigBasket, and utility payments, which helps reduce your monthly expenses.
You can view your cashback directly in your Axis Bank credit card statement, where the cashback amount appears as an adjustment against your outstanding balance. You can also check eligible Airtel and utility cashback transactions in the Airtel Thanks app, where they are shown separately after the transaction is processed.
3. Do non-Airtel customers also get the same benefits?
Yes. While Airtel service payments get the highest 25% tier, even non-Airtel customers can earn 10% cashback on utilities and food platforms and 1% on all other spends. The card is not strictly limited to Airtel customers.
4. Why is my Airtel Axis Bank Credit Card not giving cashback on my Airtel postpaid bill in the Airtel Thanks app?
This usually happens when the bill is not paid through the correct Airtel Thanks app payment option or the transaction is tagged under an ineligible category. Try paying again through the Airtel Thanks app using the card. If it still shows “offer not applicable,” contact Axis Bank support to check your card setup.\
5. Why does the Airtel Axis Bank Credit Card statement show cashback only on some Airtel, utility, or food-related transactions?
Cashback appears only for eligible Airtel, utility, and food-delivery spends. Instamart sometimes falls under a different merchant category, so it may not qualify. The statement will show cashback only for transactions that meet the card’s eligible categories.
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