How to Block Your ICICI Credit Card: Step-by-Step Guide

Key Insights 

• You can prevent financial loss by blocking the card if you misplace your ICICI card or notice any suspicious activity. Keep an eye on your account and quickly request a new card once blocked.
   
• Customer service, mobile apps, internet banking, SMS, and branch visits are some of the ways you can block your card. 
   
• You can contact the helpline for immediate card deactivation by using the ICICI credit card block number. Knowing how to block your ICICI Bank credit card online and through the app ensures quick and 24/7 protection. 
   

Your money will be immediately secured when you block your ICICI credit card. Once the card is reported lost or stolen, it guarantees that no further transactions will be made. Rapid action can help you avoid becoming one of the more than ₹500 crore in card-fraud losses that India experienced in 2024.

You can immediately prevent misuse by calling the ICICI credit card block number or using online tools if you get a transaction alert for a purchase you never made.

This blog provides instructions on how to block your ICICI Bank credit card using all of the available channels, including the iMobile app, internet banking, SMS, and customer service. We'll also go over what happens next, frequently asked questions, and important safety advice.

Bonus Tip: You can also report the loss online using ICICI's Credit Card Block & Replace page if you're traveling!

Bonus Tip: Always enable and regularly update transaction alerts (SMS/email) on your ICICI credit card so you're notified immediately about every purchase. This helps you spot unauthorised activity early and block your card faster if needed. 

Methods to Block ICICI Credit Card

There are several online and offline methods for how to block your ICICI Credit Card. You can follow these steps:

• Via ICICI Customer Care

The quickest way to get your card back is to call the ICICI credit card block number.

1. Enter the official ICICI credit card block number, 1800 1080. 
2. Go to the IVR menu for credit-card services.
3. Verify your identity using your registered mobile number or card information.
4. Ask the executive to permanently block your card.

This method is suitable when you are unable to access the internet or an app.

• Via ICICI Card Mobile App

Here's how to block icici credit card through IMobile app: 

1. Launch the iMobile Pay app, then sign in.
2. Press "Cards & Forex" to access "Credit Cards."
3. Choose the option "Block Card" after selecting your card.
4. Select the cause (fraud, theft, or loss) and tap Submit to confirm.

Your card is disabled in a matter of seconds. You can even select a temporary block if you believe you might be able to recover it. 

• Via Internet Banking

Here's how to block your ICICI Bank credit card online if you're using a laptop or desktop.

1. Open ICICI Bank Net Banking and log in.
2. Select "Credit Cards" and then "Block/Hotlist Card."
3. Choose the card you want to block and confirm.
4. An instant confirmation will be sent to you via email or SMS.

Know how to block your ICICI Bank credit card online. It will give you 24/7 control over the security of your card.

• Via SMS

Here's how to block your ICICI Bank credit card through SMS if you are not online. It is a simple yet effective feature. 

1. Enter BLOCK <your card's last four numbers>.
2. Using the registered mobile number, send it to 9215676766.
3. An instant confirmation message will be sent to you.

You can stay safe by learning how to block your ICICI Bank credit card through SMS even if you don't have data connectivity.

You cannot block an ICICI credit card via SMS command to a specific number. ICICI Bank provides other secure ways to block your card. It is better to use the mobile app, internet banking, or calling customer care to block your ICICI Bank Credit Card.

• At the ICICI Branch

You can visit a branch if you prefer to speak with an agent or if you prefer offline support.

1. Visit the ICICI Bank branch that is closest to you.
2. Speak with a bank representative or request a "Credit Card Block Request" form. 
3. They will request that the card be blocked after confirming your identity.

This is helpful if you don't have internet access or want to manage follow-up requests (such as replacements) simultaneously, even though it's slower than digital routes.

What Happens After Blocking an ICICI Credit Card?

Here's what happens after you block your ICICI Credit card:

• No transactions will be made using the ICICI Credit card, and it instantly becomes inactive.
• You will receive a confirmation email or message.
• You can unblock temporary blocks at a later time. Requesting a new ICICI Credit card is necessary for permanent blocks.
• Once you receive your new ICICI Credit Card, you can continue to make payments once you settle the unpaid balances.
• There will be a small replacement charge for a new ICICI Credit card.

Blocking your ICICI Credit card is necessary, but you also need to keep up with regular payments and follow up to get a replacement.

Tips for Secure Card Management

Future risk can be avoided by using your ICICI Credit card sensibly. Here are some tips for secure ICICI Credit card management:

• PINs and CVV numbers of ICICI Credit Card should be kept confidential.
• Turn on real-time transaction alerts.
• Check your monthly statement frequently for any odd charges.
• Choose the online or app methods for blocking your ICICI Bank credit card for a prompt response.
• Bookmark the ICICI credit card block number in your phone.

Cardholders should read RBI's Digital Security Page to learn about fraud prevention and safe digital payments.

Conclusion 

It's necessary to know how to block your ICICI Bank credit card in the modern digital world. You can block the ICICI credit card right away using the iMobile app, internet banking, SMS, or the ICICI credit card block number. Quick action reduces financial losses and increases peace of mind.

Take proactive measures to safeguard your finances by downloading the iMobile Pay app now. Learn how to block an ICICI credit card using the iMobile app before a crisis arises.

FAQs on Blocking ICICI Credit Card

Can I block my ICICI credit card using someone else's phone?

No, you can only block your ICICI Credit Card by logging in using your registered mobile number only. If there is no acces to your registered mobile number to someone else’s phone, they cannot block your ICICI Credit Card.

Can I still pay EMIs after blocking my card?

 EMIs that are already active continue, while blocking stops new purchases.

Can I unblock my ICICI credit card after I've blocked it once?

Yes, you can always use the app or net banking to unblock a temporary block. You'll need to get a new card if it is permanent.

Will blocking my ICICI credit card affect my credit score or loan eligibility?

No, blocking has no impact on your score. Your credit limit ratio may be slightly impacted if you only permanently cancel the card.

How long does it take to get a new ICICI credit card after I block the old one?

You can use the website, app, or helpline to request a replacement. It usually takes 5-7 working days. 

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.