HomeLearning CenterCanara Bank Platinum Debit Card Benefits – Complete Guide & Top Perks
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LoansJagat Team

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6 Min

21 Dec 2025

Canara Bank Platinum Debit Card Benefits – Complete Guide & Top Perks

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Key Takeaways
 

  • The Canara Bank Platinum Debit Card allows ₹1,00,000 ATM withdrawals daily. You also get 5 free transactions at other centre ATMs
    .
  • The Canara Bank Platinum debit card benefits charges include competitive annual maintenance fees.
     
  • The Canara Bank Platinum Debit Card offers baggage and purchase protection insurance.
     

You know the saying: "The right card makes every transaction feel rewarding." The Canara Bank Platinum Debit Card does exactly that for you. This premium card transforms your everyday spending into a rewarding experience. You get exclusive benefits that make banking truly convenient and luxurious.

The Canara Bank Platinum Debit Card works like a golden key. It unlocks premium banking services for your daily transactions. The card combines security, rewards, and exclusive privileges in one place. You can access your account funds while enjoying travel and shopping benefits.

Last month, I withdrew ₹50,000 from an ATM hassle-free. The Canara Bank Platinum debit card lounge access saved me ₹2,000. I shopped worth ₹10,000 and earned 50 reward points instantly. The Canara Bank Platinum debit card's minimum balance of ₹10,000 was easy. My daily spending limit of ₹5,00,000 gave me complete freedom.

Key Benefits of Canara Bank Platinum Debit Card

You know what they say: "A smart card in your wallet opens doors to smart rewards." The Canara Bank Platinum Debit Card does exactly that for you.

Let’s see the key benefits in a simple table:
 

Benefit Category

Details

ATM Facilities

You can withdraw cash up to ₹1,00,000 per day. The card offers other non-financial services at ATMs too. You get 3 free transactions at Metro ATMs. You also get 5 free transactions at other centre ATMs.

Point of Sale (POS)

You can shop at merchant outlets with ease. The daily PoS limit goes up to ₹5,00,000. You earn 1 point for every ₹200 spent on PoS. The same point system applies to e-commerce purchases, too.

Online Shopping

You can shop online and enjoy multiple benefits. The daily online spending limit is ₹5,00,000. Your online transactions remain safe and secure always.

Lounge Access

The Canara Bank Platinum debit card benefits airport lounge access feature stands out. You can access selected airport lounges across India. The Canara Bank Platinum debit card lounge access works at specific terminals. You must use your Canara RuPay card at lounges. The MasterCard Platinum variant also offers lounge access at respective locations. The Canara Bank Platinum Debit Card Airport Lounge Access List includes major airports like, Delhi, Mumbai, Bangalore, etc.

Complementary Insurance Benefits

You get accident cover for yourself and your spouse. The card provides air and other accident protection. Baggage insurance protects your luggage during travel. You also get purchase protection on your shopping. The card offers insurance against misuse while buying air tickets.

Concierge Services

You can access 24x7 referral services anytime. The bank provides 24x7 reservation services for your convenience.

Acceptance

The card works for domestic transactions across India. It also works for international transactions globally. You can activate international usage through net banking easily. Mobile banking also allows you to activate global usage. You can visit your base branch for activation, too.

Card Types

The bank offers personalised cards for individual preferences. Non-personalised cards are also available for quick issuance.

Card Types

You can choose the RuPay Platinum Debit Card variant. A VISA Platinum Debit Card is another popular option available. MasterCard Platinum Debit Card completes the variant range.


The Canara Bank Platinum debit card benefits charges remain competitive in the market. The Canara Bank Platinum debit card's minimum balance requirement ensures accessibility for most customers. The Canara Bank Platinum debit card minimum balance varies based on account type. Different account categories may have different balance requirements. The Canara Bank Platinum Debit Card Airport Lounge Access List covers multiple cities nationwide.

Eligibility Criteria & Required Documents for Canara Bank Platinum Debit Card

Here's a famous banking principle: "Eligibility opens the door, documentation seals the deal." Let's see what you need for your Canara Bank Platinum Debit Card.

The eligibility criteria of the Canara Bank Platinum Debit Card are:

  • You must hold a savings account with Canara Bank.
  • You can also apply with a current account.
  • The Canara Bank Platinum debit card minimum balance must always be maintained.
  • Joint account holders need a 'severally' operation condition for card issuance.

The required documents Canara Bank Platinum Debit Card are:

  • Your date of birth is mandatory for card processing.
  • You must provide your PAN number on the form.
  • Your registered mobile number is required for card activation.
  • You need to specify your account number for linking.

The application process for this premium card remains simple and quick. You just need basic documents and an active account. 

Conclusion

The Canara Bank Platinum Debit Card truly transforms your banking experience daily. You get rewarding shopping, travel comfort, and comprehensive insurance protection together. The Canara Bank Platinum debit card benefits charges offer excellent value always. Your journey towards premium banking begins with just one simple application.

Bonus Tip: The Canara Bank Platinum Debit Card combines cash withdrawal and shopping features. Every transaction gets checked online before authorisation happens instantly. Your available account balance determines your transaction approval limit. This real-time verification ensures complete security for all purchases.

FAQs

Q: What is the Canara Bank Platinum debit card minimum balance requirement?

A: The minimum balance varies based on your account type and category.

Q: How do I generate a forgotten ATM PIN for my Canara Bank Platinum Debit Card?

You cannot generate the forgotten PIN number by yourself. The bank also cannot help you recover your old PIN. You must surrender your card at the nearest Canara Bank branch. They will issue a new card with a sealed PIN. You can use the new card after 24 hours only.

Q: How do I check my Canara Bank account statement online?

You can download the Canara e-infobook app and register easily. You need your registered mobile number and account number ready. You can also use internet banking to check your balance. The Canara Bank Platinum debit card minimum balance appears clearly in statements.

Q: What are the fees for the Canara Bank Platinum Debit Card?

The annual fee for this card is ₹500 per year. The Canara Bank Platinum debit card benefits and charges no inactive card fees. 

Q: What is the minimum spend criteria for lounge access?

Some users report minimum spend criteria for accessing airport lounges. The spend criteria can vary by bank and card type. You may need to spend ₹5,000 in the previous quarter. The Canara Bank Platinum debit card lounge access requires meeting the spend limits. Customer service issues have been reported regarding unfair charges sometimes.

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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