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LoansJagat Team

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6 Min

22 Dec 2025

ICICI Coral Debit Card Benefits – Complete Guide & Lifestyle Perks

debit-card

Key Insights 

 

  1. Earn rewards every time you spend. For every ₹200 you use, you get 4 points. You can redeem these points for instant cashback or to lower your bills.

 

  1. Enjoy premium travel and lifestyle perks, such as free airport lounge access, special discounts on movies and dining, and higher transaction limits for easier spending.

 

  1. If you have an ICICI account and basic KYC documents, you can get approved quickly and start enjoying worldwide benefits.

 

Want to get more from your savings? The ICICI Coral International Debit Card benefits give you premium access worldwide. With the ICICI Bank Debit Card Priority Pass, you can enjoy special hospitality experiences wherever you travel.

 

This card can help make your finances more comfortable. The ICICI Coral Debit Card offers benefits such as unlimited lounge access worldwide, shopping rewards, and strong security. To learn more, see the ICICI Coral Debit Card benefits PDF.

 

Example:

 

When I travelled from London to Paris, I paid in foreign currency with my ICICI Coral International Debit Card and used my Priority Pass to enter airport lounges. Unlimited lounge access made my trip easier and helped me feel secure about my money.

 

Bonus Tip: Did you know? The monthly fee for the ICICI Coral debit card is 249 plus GST.

Key Benefits of ICICI Bank Coral Debit Card 

 

Take your savings further with the ICICI Coral Debit Card. You will get unlimited lounge access, forex benefits, and strong security wherever you go.

 

Here are the key benefits of the ICICI Bank Coral Debit Card:
 

Key Benefits of the ICICI Bank Coral Debit Card

Details

Real Life Example 

Reward Points 

For every ₹200 spent on international purchases, you will earn 4 reward points.

 

For every ₹200 spent on domestic purchases, you will earn 4 reward points.

Last month, I spent ₹6,000 on shopping within India and earned 120 reward points. I used these points right away to reduce my bill, so I got 1% back on my usual spending.

Travel Benefits and other benefits

Use your Android phone to make PIN-free debit card payments at supported contactless terminals.

 

Enjoy 25% off when you buy two tickets on BookMyShow.

 

Get 25% off when you purchase two tickets at INOX Movie multiplexes.

 

Enjoy complimentary airport lounge access twice every quarter when you spend ₹10,000 in the previous calendar quarter.

 

Benefit from higher withdrawal and transaction limits.

I paid for groceries with my phone, relaxed in an airport lounge during a holiday layover, and saved ₹400 on movie tickets with my family, all in the same weekend!

 

When you use the Coral Debit Card for your daily purchases, you can get lounge access, save money, and enjoy simple transactions.

 

Bonus Tip: If you need to reissue your ICICI Coral Debit Card, the fee is ₹300 plus GST.

 

Eligibility Criteria & Required Documents for ICICI Bank Coral Debit Card

 

Interested in lounge access and rewards? Check your eligibility for the ICICI Coral Debit Card and get your documents ready.

 

Here is the table which shows you the eligibility criteria and the necessary documents for the ICICI Bank Coral Debit Card:
 

Eligibility of ICICI Bank Coral Debit Card

If you have a savings or current account with ICICI Bank, you can apply for a debit card.

Documents 

  • Identity Proof:
    • PAN Card
    • Aadhaar Card
    • Passport
    • Driving Licence
    • Voter ID Card

 

Address Proof:

  • You can use one of your identity proof documents as address proof, such as your passport, Aadhaar card, or driver's license.

 

Photographs:

  • Please provide two recent passport-sized photos.

 

Income Proof (if applicable):

  • You may need to provide income proof, depending on the type of account or card. This could be a salary slip or a bank statement.

 

Enjoy premium global banking by meeting a few simple requirements. Just send us your documents and start using your Coral Debit Card benefits today.

 

Conclusion

 

Make your savings account work for you around the world. With the ICICI Coral Debit Card, you can earn rewards, enjoy lounge access, and make secure transactions wherever you go.

 

FAQs

 

How is ICICI benefiting from this Debit card? 

ICICI makes money from debit cards through transaction fees. The bank also builds customer loyalty and attracts more customers. Extra features like rewards, discounts, and insurance help keep customers engaged.

 

Is the ICICI Coral card worth it?  

Yes, the ICICI Bank Coral credit card is a good choice for people who are new to credit and want a card with a low annual fee. It offers lifestyle and travel perks, such as movie discounts and lounge access.

 

Why did ICICI Bank send me a Coral debit card and charge 700 without my knowledge?  

ICICI Bank probably sent you a Coral debit card because you opened a new account or needed a replacement for your old card. The 700 charge is usually an annual maintenance fee or card fee, which can change based on your card and account type.

 

Are ICICI Coral debit cards as good as they sound?  

The ICICI Coral debit card can be a good choice if it matches your spending habits. Many people find it valuable, especially for dining, shopping, and earning rewards.

 

Do reward points accumulated using ICICI Coral debit cards have an expiration date?

Yes, ICICI reward points expire three years after the date they are issued.

 

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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