HomeLearning CenterICICI Coral Credit Card Benefits – Complete Guide & Lifestyle Perks
Blog Banner

Author

LoansJagat Team

Read Time

6 Min

22 Dec 2025

ICICI Coral Credit Card Benefits – Complete Guide & Lifestyle Perks

credit-card

Key Insights 

 

  1. Earn 2 reward points for every ₹100 you spend on retail, utility, and insurance bills. Plus, you can collect more than 2,000 bonus points when you hit annual spending targets.

 

  1. Enjoy premium travel and lifestyle perks, including free access to domestic airport and railway lounges. You also get discounts on movies, dining, and fuel surcharges.

 

  1. You can qualify easily with a regular income and basic KYC documents. You will receive high credit limits, RuPay insurance coverage, and 24/7 support.

 

 

Are you interested in premium lifestyle perks? The ICICI Coral Visa Credit Card benefits, like travel and shopping rewards, along with clear ICICI Coral Credit Card benefits limits. It’s a great choice for modern professionals who want smart financial options.

 

With the ICICI Coral Credit Card RuPay options, you can manage your money securely and enjoy ICICI Coral Credit Card international lounge access, making your travels more comfortable no matter where you go.

 

Example:

When I visited Singapore, I used my ICICI Coral Credit Card benefits lounge access at Changi Airport. 

 

This card has a high limit, which made shopping simple, and the RuPay version worked well for payments once I was back home. I enjoyed earning rewards with almost every purchase.

Key Benefits of ICICI Bank Coral Credit Card 

 

Upgrade your lifestyle with the ICICI Coral Credit Card. Enjoy great rewards, travel perks, and special dining offers.

 

Here is the table which shows you the key benefits of the ICICI Bank Coral Credit Card:
 

Key Benefits of the ICICI Bank Coral Credit Card

Details

Real Life Example 

Reward Points 

For every ₹100 spent on retail spend, you will earn 2 reward points.

 

For every ₹100 spent on insurance and utility, you will earn 2 reward points.

Every month, I spend about ₹15,000 on utilities and groceries and always earn 300 reward points. The ICICI Coral Visa credit card benefits really make my everyday spending feel more rewarding.

Travel Benefits and other benefits

You can earn 6 to 12 times more reward points when you shop on iShop.

 

You get one free visit to a domestic airport lounge. You can view the full lounge list here.

 

You also get four free visits to railway lounges.

 

You can get discounts on movie tickets at BookMyShow and INOX, up to two times a month.

 

Save 1% on fuel purchases between ₹400 and ₹4,000 at HPCL pumps.

 

Earn 2,000 reward points when you spend ₹2,00,000, plus 1,000 points for every extra ₹1,00,000 you spend, up to 10,000 points per anniversary year.

 

Receive Personal Accident Insurance Cover with the RuPay variant.

 

Round-the-clock assistance is available. For help, call the toll-free number 18002670731 (RuPay variant).

I spent ₹2,50,000 in a year using my ICICI Coral credit card benefits limit, and earned 4,000 bonus points. The RuPay features gave me free lounge access and insurance, so I felt I got good value from my card.

Make the most of your daily purchases with the Coral Credit Card. You can earn rewards on everyday items, relax in airport lounges, and take advantage of helpful insurance benefits.

 

Bonus Tip: The ICICI Coral Credit Card charges a joining fee of 500 and an annual fee of 500.

 

Eligibility Criteria & Required Documents for ICICI Bank Coral Credit Card

 

Want to enjoy ICICI Coral benefits? See if you’re eligible and get your documents ready for a quick approval.

 

Here is the table which shows you the eligibility criteria and the necessary documents for the ICICI Bank Coral Credit Card:
 

Eligibility Criteria of ICICI Coral Credit Card

An Indian citizen over 21 years of age

 

A salaried individual with a monthly income of ₹20,000

 

Self-employed individual with an annual income of ₹2,40,000

Documents for ICICI Coral Credit Card

  • Identity Proof (Aadhar Card)
  • Address Proof (PAN Card)
  • Income Proof (Salary Slip)

 

The above-mentioned table gives you a brief idea about the eligibility criteria and required documents to apply for ICICI Coral credit card. Just meet the basic requirements, send in your documents, and you can start enjoying the premium rewards of the Coral Credit Card today.

 

Bonus Tip: Do you know? If you pay only the minimum amount due, you will be charged 3.75% interest each month.

 

Conclusion

 

Make the most of your daily spending with the ICICI Coral Credit Card. Earn rewards on your essentials, enjoy more comfort when you travel, and manage your finances with smart features that help you grow.

 

FAQs

 

How to get the best benefits from the ICICI Coral Credit Card?  

To make the most of your ICICI Coral Credit Card, try to earn more reward points by spending on retail and utility bills. Aim to reach annual spending targets for milestone bonuses, and use perks like movie discounts, lounge access, and fuel surcharge waivers.

 

Does ICICI Coral Credit Card actually have benefits?   

Yes, the ICICI Coral Credit Card comes with several perks. You can earn reward points when you spend, get discounts on movie tickets, enjoy special dining deals, save on fuel surcharges, and access airport lounges for free.

 

Where can I use my ICICI Coral credit card? 

With your ICICI Coral credit card, you can earn reward points on everyday spending, online shopping, and paying utility bills. The card also offers dining discounts at more than 2,500 restaurants, movie ticket deals through BookMyShow and INOX, and a 1% fuel surcharge waiver at HPCL fuel stations.

 

Why have I been offered a lifetime ICICI Coral Card for free? What's the catch? 

If you already have an ICICI Bank credit card and use it regularly, you may have received an offer for a lifetime free ICICI Coral RuPay credit card. The bank gives this as a way to encourage you to stay. While the regular ICICI Coral card (Visa or Mastercard) comes with an annual fee, the RuPay version is free and serves as an entry-level option.

 

How do I avail discounts at restaurants using the ICICI Bank Coral Credit Card?

To get any available discounts, show your ICICI Bank Coral Credit Card when you pay the bill.
 

Other Related Pages

Airtel Axis Bank Credit Card Benefits

Amazon Pay ICICI Credit Card Benefits

American Express Credit Card Benefits

Axis Bank ACE Credit Card Benefits

Axis Bank Credit Card Benefits

Axis Bank My Zone Credit Card Benefits

Axis Flipkart Credit Card Benefits

Axis Indian Oil Credit Card Benefits

Axis Privilege Credit Card Benefits

HDFC Diners Club Credit Card Benefits

Credit Card Benefits

HDFC Freedom Credit Card Benefits

 

Apply for Loans Fast and Hassle-Free

About the Author

logo

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

coin

Quick Apply Loan

tick
100% Digital Process
tick
Loan Upto 50 Lacs
tick
Best Deal Guaranteed

Subscribe Now