Bajaj Finance Fixed Deposit Rate – Latest Details

The Bajaj Finance fixed deposit provides a 7.30% interest rate for senior citizens and 6.95% for indian citizens below 60 years old, which is trusted by over 5,00,000 customers.

Bajaj Finance offers a time-fixed deposit period of 12 to 60 months, with flexible options available on a monthly, quarterly, and yearly basis at maturity.

This blog provides an in-depth understanding of Bajaj Finance Fixed Deposit interest rate, including its updated interest rates for 2025, key features, interest rate comparisons with other banks, and eligibility criteria.

Bajaj Finance FD Interest Rates 2025

When you're up to date with the Fixed Deposit interest rate, you can easily plan for your goals and future with Bajaj Finance.

Here is the list of Bajaj Finance Fixed Deposit Interest Rates for 2025.
 

This table shows the starting tenure and the maximum tenure period of Bajaj Finance FD. Different tenure has different interest rates.

Bonus Tip: Do you know? Bajaj Finance offer a 0.35% extra interest rate to the senior citizen customers.

Types of Bajaj Finance Fixed Deposit Schemes

The Bajaj offers a variety of Fixed Deposit schemes for our customers; you can choose one according to preference.

Here is the list of Bajaj Finance's Fixed Deposit schemes and their corresponding interest rates.
 

These are the Bajaj Finance schemes for Fixed Deposits, from which you can choose according to your financial situation. 

Bonus Tip: Do you know? Highest Credit ratings: These ratings show that your investment is safe (ICRA AAA (Stable) and CRISIL AAA/STABLE)

Features and Benefits of Bajaj Finance Bank FD

The Bajaj Finance Fixed Deposit interest rate comes with exciting features that are highly beneficial for Bajaj Finance customers.

Here is the list of Features of Bajaj Finance Fixed Deposit.
 

• Earn secured returns up to 7.30%: You can get a high interest rate on a 60-month loan tenure.
   
• End-to-end online process: You can book an FD online without needing to visit a branch.
   
• Loan against your fixed deposit: You can get a loan on your FD up to 75% of your invested amount, and 60% of your FD in case of a non-cumulative FD.

These Bajaj Finance Fixed deposit features are focused on customers' needs and give you an edge on your investment.

Comparison of Bajaj Finance FD Rates with Other Banks

How do we know that the Bajaj Finance Fixed Deposit is Best for us? The answer is to compare the Bajaj Finance Fixed Deposit interest rate with that of other banks.

Here is the comparison of Bajaj Finance Fixed Deposit with other banks.
 

You can compare the Fixed Deposit interest rate with that of other banks and choose the best schemes according to your financial goals in Bajaj Finance.

Eligibility Criteria & Required Documents for Bajaj Finance Bank FD Interest Rates

If you want to open a Bajaj Finance Fixed Deposit Account, you have to meet the eligibility criteria and provide some required documents.

Here is the list of documents for the Bajaj Finance Fixed Deposit:

• Indian Resident
• PAN Card
• Aadhaar
• Passport
• Voter ID
• Utility Bills
• Rental Agreement

Here is the list of eligibility criteria for Bajaj Finance Fixed Deposit:

• Certificate of incorporation
• PAN 
• Mobile Number
• Electricity Bill
• Cancel Chwque
• Recent Photograph
• Form60

These eligibility and documentation requirements apply to the Bajaj Finance Fixed Deposit. Click here for more information.

What are the Tax Implications of Bajaj Finance FD?

Bajaj Finance FD Premature Withdrawal & Closure Rules

How to Invest in Bajaj Finance Bank FD?

These are the steps to open a Fixed Deposit Account in Bajaj Finance.

Here are the steps.

• Click on 'Open FD' to access the online application form.
• Then, enter your phone number and enter the OTP.
• Then fill in the investment amount and choose the tenure. 
• Enter your PAN Card number and date of birth.
• Complete your KYC using an Aadhar Card.
• Now, you can see the declaration form. Read carefully and agree to the terms and conditions. Please enter your bank details and proceed to make the payment.
• You can invest by using Net banking/UPI or NEFT/RTGS.

You can apply for the Bajaj Finance FD using the following methods.