Suryoday Small Finance Bank FD Rates — Complete Guide & Latest Returns

Key Insights

1. The Suryoday Small Finance Bank offers a fixed deposit interest rate ranging from 4.00% to 7.25%.
    
2. Tenure for Suryoday Small Finance Bank FD starts with 1 year and goes up to 10 years.
    
3. You can start investing ₹1,000 or more in a Suryoday Small Finance Bank fixed deposit, with no limit.

The Suryoday Small Finance Bank offers fixed deposits with a competitive interest rate. You can calculate FD Rates based on a quarterly compounding of 12 months.

The Suryoday Small Finance Bank offers a tenure of 7 days, up to a maximum of 10 years, with interest rates varying according to the tenure. You may also qualify for a higher interest rate if you are a senior citizen of India.

This blog provides an in-depth understanding of Suryoday Small Finance Fixed Deposit interest rates, including updated 2025 rates, key features, comparisons with other banks, and eligibility criteria.

Suryoday Small Finance Bank FD Interest Rates 2025

If you want to invest in the Suryoda Small Finance fixed deposit, then you must know about the latest interest rate for 2025. Here is the latest interest rate of Suryoda Small Finance Bank Interest Rate 2025:
 

This table shows the starting tenure period, maximum tenure of investment, and the highest interest rate you get at a 5-year tenure. 

Bonus Tip: Do you know if you have any query or need any sort of assistance, then you can easily contact the customer care of the Suryoday Small Finance Bank at 1800 266 7711 or via WhatsApp at 8422890082.

Types of Suryoda Small Finance Bank Fixed Deposit Schemes

The Suryoda Small Finance Bank offers Fixed Deposit schemes to different types of people in India. Here is the list of Suryoda Small Finance Bank Fixed Deposit schemes.
 

This Suryoday Small Finance Bank FD Rates Schemes help customers in different aspects of their financial life.

Features and Benefits of Suryoday Small Finance Bank FD Rates

The Suryoday Small Finance Bank FD Rates offer a fixed income with exciting features. Here are the features of Suryoday Small Finance Bank's FD Rates:
 

• Online Booking: Open an FD in a few easy clicks
   
• 24/7 Customer Support: Access banking support from staff
   
• Minimum Amount: ₹1000 (Minimum Booking Amount)
   
• Safe & Secure Transactions
   
• The Suryoday Small Finance Bank offers easy withdrawals of funds in emergencies.

These are the key features of Suryoday Small Finance Bank FD Rates that give you an edge on your investment.

Comparison of Suryoday Small Finance Bank FD Rates with Other Banks

How do we know that the Suryoday Small Finance Bank Deposit is Best for us? The answer is to compare the Suryoday Small Finance Bank FD Rates with those of other banks. 

Here is the comparison of Suryoday Small Finance Bank Fixed Deposit Rates with other banks:
 

You can compare the Fixed Deposit interest rate with other banks and choose the best interest rate according to your financial goals.

Eligibility Criteria & Required Documents for Suryoday Small Finance Bank FD Interest Rates

If you want to open a Suryoday Small Finance Bank Fixed Deposit Account, you have to meet the eligibility criteria and provide some required documents. Here is the list of documents for the Suryoday Small Finance Bank FD Rates:
 

• Indian Resident
• PAN Card
• Aadhaar
• Passport
• Voter ID
• Utility Bills
• Rental Agreement

You can submit one document from the documents mentioned above.

Here is the list of eligibility criteria for Suryoday Small Finance Bank FD Rates:
 

• Resident individual (single or joint Holders)
• Hindu undivided family
• Sole proprietorship/ partnership firms
• Trust accounts

These eligibility and documentation requirements apply to the Suryoday Small Finance Bank FD Rates. 

Bonus Tip: Do you know? If you are an NRI, you can contact the customer care officer at Suryoday Small Finance Bank at 022-69045666 / 022-62298799.

Tax Implications on Suryoday Small Finance Bank FD

The Suryoday Small Finance Bank generally deducts 10% TDS from the entire amount of your interest income, provided it exceeds a certain threshold in a financial year. 

If you have not provided your Permanent Account Number (PAN), or if your PAN is not linked with Aadhaar in our records, a higher rate of 20% will apply.

Suryoday Small Finance Bank FD Premature Withdrawal & Closure Rules

The Bank can allow early withdrawal of a term deposit if you request it, but a penalty will apply. 

If a customer passes away, the penalty may be waived. In other exceptional cases, any penalty waiver needs approval from the Chief Executive Officer, following the Bank's authorisation rules.

In case of premature withdrawal of term deposits, the applicable rate of interest will be the lower of the following two:
 

• Rate for original /contracted tenure for which the deposit has been booked (as on the date of booking the deposit)
 

• Rate for the actual period your deposit stayed with the Bank (based on the rate at the time you opened the deposit). If you withdraw early, a 1% penalty will be deducted from the applicable interest rate.

The term deposit must run for a minimum of 7 days from the date of the depositor's request to earn any interest.

How to Invest in Bank FD Suryoday Small Finance Bank?

If you invest in Suryoday Small Finance Bank FD, rates you can do so through these options.

Here is the list of how to invest in Suryoday Small Finance Bank FD.
 

1. You can use Suryoday Internet Banking to invest in Suryoday Small Finance Bank.
    
2. You can use the Suryoday Mobile App to invest in an FD. Click here to download the Suryoday Small Finance Bank App.
    
3. You can visit the Suryoday Small Finance Branch to open an FD account. Click here to find the branch near you.

These are the methods you can use if you want to invest in the Suryoday Small Finance Bank FD.

Conclusion 

The Suryoday Small Finance Bank offers a fixed deposit account for Indian people, which guarantees a return unaffected by the stock market.

You can open multiple fixed deposit accounts in the Suryoday Small Finance Bank.

You can open a Suryoday Small Finance Bank fixed deposit account with a minimum of ₹1000, and there is no maximum limit. You can also open a joint account in the Suryoday Small Finance Bank.

FAQs

What is the minimum amount required to avail of Suryoday Bank's interest rates?

You can open a Stable Money-Suryoday SF Bank FD with a minimum of ₹1,000. There is no maximum limit. FDs can be booked conveniently from any location at any time.

Can I withdraw Suryoday Small Finance Bank FD anytime?

You may withdraw a Suryoday Bank FD booked with Stable Money after 7 days from the opening date. A penalty of 0.5% to 1% will typically apply to the interest rate.

What is the minimum and maximum amount of FD in Suryoday Small Finance Bank?

The minimum deposit for a Suryoday Small Finance Bank FD is ₹1,000, with additional deposits accepted in multiples of ₹1. There is no maximum investment limit.

What is the penalty for premature withdrawal of an FD in Suryoday Small Finance Bank?

If you withdraw your FD before maturity, Suryoday Small Finance Bank charges a 1% penalty.

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