HDFC RuPay Credit Card Benefits: Everything You Should Know

Key Insights

1. With the HDFC Rupay Credit Card, you get UPI rewards and cashback. Earn up to 3% CashPoints on groceries, dining, and utility bills when you pay with UPI, including peer-to-peer payments.

2. Enjoy premium travel benefits like airport lounge access and up to 50 days of interest-free credit with HDFC Rupay Credit Card to make your trips more comfortable.

3. With the HDFC Rupay Credit Card, you can get a lifetime free status by spending ₹25,000 or more each year, and enjoy secure UPI payments with PIN protection.

Are you searching for a credit card that offers both digital convenience and valuable perks? The HDFC RuPay Credit Card lets you make easy UPI payments and gives you access to special rewards. 

Qualified users can also enjoy HDFC Rupay Credit Card's lifetime free card options.

HDFC Rupay Credit Card offers credit flexibility, reward earning, and UPI accessibility, much like a smartphone combines multiple devices into one, all while keeping the HDFC RuPay Credit Card benefits and charges clear and easy to understand.

I got the card through the HDFC Rupay Credit Card online apply facility, and I have maximised my HDFC Rupay Credit Card limit for major purchases.

The HDFC RuPay Credit Card benefits from airport lounge access, which always helps me when my flight is late, and I save almost ₹2,000 on every lounge. Its UPI integration also streamlines everyday payments.

Key Benefits of HDFC Bank Rupay Credit Card

Why juggle with several cards? The HDFC RuPay Credit Card brings together UPI convenience, lounge access, and lifetime free benefits, all in one card.

Here are the key benefits of the HDFC Bank Rupay Credit Card:

Looking to make your finances easier? With the HDFC RuPay Card, you can enjoy UPI rewards, cashbacks, and lifetime free benefits all in one place.

Bonus Tip: Did you know? You can earn rewards on your UPI transactions, just like over 20 lakh HDFC Bank cardholders.

Required Documents for HDFC Rupay Credit Card

Get started with an HDFC credit card by preparing these key documents for fast HDFC RuPay Card approval. Enjoy the ease of digital payments once you are approved.

Here is the list of the documents for the HDFC Rupay Credit Card:
 

After you gather these documents, you are just a few steps away from starting to use your HDFC RuPay Credit Card and its benefits.

Bonus Tip: Do you know? To use your UPI RuPay Credit Card, you need to set a UPI PIN. This PIN is required for UPI registration and helps keep your card linked securely to UPI services.

Conclusion

Make your everyday spending more rewarding. With the HDFC RuPay Credit Card, you get UPI convenience, lounge access, and lifetime free benefits to help you manage your finances better.

FAQs

Has anyone applied for the HDFC UPI RuPay credit card? Is it worth it? 

Many people have applied for the HDFC UPI RuPay credit card. It is a good choice for those who often use UPI for payments, as it offers rewards and is convenient to use. The card is especially appealing if you want to earn rewards on UPI spending and utility bills, thanks to its low annual fee and simple fee waiver.

Is there any benefit to using an HDFC Rupay Credit card for UPI?  

Yes, using an HDFC RuPay credit card for UPI has several benefits. You can earn rewards like cashback and points on UPI transactions at any QR code merchant. It also offers wider acceptance and lets you use your credit card easily with just a UPI PIN.

How do I pay a bill or deposit money in an HDFC RuPay credit card?  

To pay your HDFC RuPay credit card bill online, you can use net banking, the HDFC Bill Desk, or a UPI app such as Google Pay or PhonePe.

How is the HDFC credit card review and service? 

They have basic cards like MoneyBack for beginners, as well as premium options such as Infinia and Diners Club Black for frequent travellers and big spenders. Many cards come with strong rewards on online shopping, free lounge access, and extra perks like golf games and memberships.

Why is Amazon not accepting HDFC RuPay credit cards on EMI options?  

Rupay is a project launched by the Government of India under the Digital India initiative to serve as an Indian payment network. It competes with foreign companies like Visa and Mastercard in the acquiring business. Rupay charges little to no fees and is designed to benefit consumers.

What if I change my mobile number? How can I link my HDFC Bank RuPay Credit Card to the UPI app?

If you get a new mobile number, first update it with HDFC Bank. After that, use your new number to link your card to UPI and complete the verification.
 

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.