Key takeaways

You earn strong rewards on hotels, flights, and everyday spends, all credited as myCash in your MakeMyTrip account.
You enjoy solid travel perks, including airport lounge access, no-cost EMI options, and low international forex charges.
You get extra value through vouchers and movie discounts, making the card useful even if you do not travel very often.

Have you ever wondered if a travel credit card can actually save you money? Or if the benefits are useful in real life? The ICICI MakeMyTrip Credit Card gives solid rewards on hotels, flights, shopping, and even cinema tickets. It also offers lounge access and low international charges, which makes travel smoother.

This credit card is a co-branded travel card that connects your daily spending to MakeMyTrip rewards. Think of it as a wallet that quietly stores travel vouchers every time you use it. It works just like a supermarket loyalty card, but for flights, hotels, and holidays.

Last month, I booked a hotel worth ₹4,500 on an ICICI MakeMyTrip Credit Card, and I earned enough myCash to reduce the cost of my next trip by a noticeable amount. The process felt simple and rewarding.

This blog explains all key benefits of the ICICI MakeMyTrip Credit Card in detail so you can decide whether it suits your travel and daily spending needs.

Key Benefits of ICICI Makemytrip Credit Card

If you are still booking trips without earning high rewards, don’t skip this. The ICICI MakeMyTrip Credit Card converts every ₹100 spent into myCash you can reuse for flights, stays, and activities.

The ICICI MakeMyTrip Credit Card is designed for people who travel often and want to earn rewards on every booking. It gives you strong savings on hotels, flights, entertainment, and international spending. Below is a detailed explanation of all its benefits.

Category	Benefits
Reward Points	You earn 6 points for every ₹100 you spend on MakeMyTrip hotel bookings, which helps you save more on future stays. You earn 3 points per ₹100 on flight, bus, and cab bookings, giving steady rewards on every trip. You earn 1 point per ₹100 on all regular shopping and retail spends. All reward points automatically convert into myCash, which appears in your MakeMyTrip account. You can use this myCash to pay for hotels, flights, activities, or other travel services, as per ICICI MakeMyTrip Credit Card terms and conditions.
Cashback & Offers	You get up to 4% cashback on iShop, which helps you save on everyday online purchases. You enjoy 25% off on movie tickets (up to ₹150) twice a month on INOX and BookMyShow, making weekend plans cheaper. On paying the joining fee, you receive a ₹1,000 MakeMyTrip travel voucher, valid for one year. Every year, after paying the annual fee, you get a MakeMyTrip hotel voucher valid for 3 months, helping you offset the card cost.
Travel Benefits	You get 1 complimentary international lounge access every year, which comes under the ICICI MakeMyTrip offer international benefit. This improves your airport experience during foreign trips. You also get 2 complimentary domestic lounge visits annually, perfect for frequent flyers within India. ICICI gives you 3 months of no-cost EMI on MakeMyTrip bookings, allowing you to break large travel expenses into smaller payments. You enjoy a low forex markup of 0.99%, which makes the card highly useful during international travel, shopping, and hotel stays. You receive a complimentary 1-year MMTBLACK Gold membership, giving you priority customer service and faster rewards, except the myCash benefit.
Other Benefits	The RuPay variant offers 24×7 support, so you get help whenever you need it. You get access to Culinary Treats dining discounts, which let you save on meals at partner restaurants. This card works well for both ICICI MakeMyTrip offer domestic and international customers, giving consistent travel-related savings. You collect reward points on every spend and redeem them directly in your MakeMyTrip account without any complicated process.

Overall, the ICICI MakeMyTrip Credit Card offers strong value through reward points, cashback, airport lounge access, and low international charges. It is deal for travellers who want simple, direct savings on every trip.

Bonus Tip: Do you know? You can speed up your ICICI MakeMyTrip Credit Card approval by keeping your KYC documents ready in DigiLocker. You can share them instantly when the bank asks.

Eligibility Criteria and Required Documents for ICICI Makemytrip Credit Card

To qualify for the ICICI MakeMyTrip Credit Card, you must meet the basic requirements set by the bank:

You must be an Indian citizen aged 21 or above.
You must be salaried with a monthly income of at least ₹20,000.
If you are self-employed, you must earn a minimum annual income of ₹2,40,000.
You must have a stable credit score and a clean repayment history to increase your chances of approval.

This card is often available as a lifetime-free card, especially during special ICICI or MakeMyTrip introductory campaigns.

Required Documents for ICICI MakeMyTrip Credit Card

You need to submit the following documents during your application:

1. Identity Proof

Identity proof helps confirm who you are, ensuring the institution can verify your personal details accurately.

Aadhaar Card
PAN Card
Passport
Voter ID
Driving Licence

Submit a valid identity proof to ensure your application is matched to the correct individual without any confusion.

2. Address Proof

Address proof shows where you currently live, which helps institutions contact you and complete mandatory verification.

Aadhaar Card
Passport
Voter ID
Utility bills (electricity, water, gas, or telephone)
Rental agreement

Providing a clear and updated address proof allows smooth communication and avoids delays in approval.

3. Income Proof

Income proof helps assess your financial stability and ensures you meet the eligibility criteria for the service you are applying for.

Salary slips (for salaried applicants)
Latest ITR or audited financials (for self-employed applicants)
Bank statements showing regular income

The ICICI MakeMyTrip Credit Card is simple to qualify for, easy to maintain, and often comes with lifetime-free offers. With strong milestone benefits and travel rewards, it adds good value to anyone who frequently uses MakeMyTrip for bookings.

Conclusion

The ICICI MakeMyTrip Credit Card gives strong value to frequent travellers by offering generous reward points, useful travel vouchers, lounge access, and low international charges.

It helps you save on every hotel, flight, and everyday purchase while keeping the benefits easy to use through MakeMyTrip. If you travel often and want direct savings, this card fits your needs very well.

FAQs

FAQ 1: Is the ICICI MakeMyTrip Credit Card good for regular online shopping?

Answer: Not really. The card offers only a 0.5% reward on Amazon, Flipkart, and retail shopping, so you earn very little. You need to spend a large amount just to recover the joining fee, which makes it less useful for everyday purchases.

FAQ 2: How many people can enter the airport lounge for free with the ICICI MakeMyTrip Credit Card?

Only one person can enter for free. The complimentary lounge access is strictly for the primary cardholder, and the name on the credit card must match the name on the boarding pass. Guests, companions, and add-on cardholders are not eligible for free entry.

FAQ 3: Is the ICICI MakeMyTrip Credit Card worth taking if lounge access is my priority?

Answer: Yes, the lounge benefits are genuinely strong. You get 8 domestic lounge visits a year (unlocked quarterly with ₹5,000 monthly spends) and 1 international lounge visit through DreamFolks. If you travel regularly, these perks alone can justify keeping the card.

FAQ 4:Is the “zero joining fee” ICICI MakeMyTrip Credit Card worth getting if I only occasionally travel or shop?

Yes, if you travel or book hotels/shows even a couple of times a year, the benefits (hotel/flight discounts + myCash rewards + forex savings) will likely offset the ₹999 renewal cost.

FAQ 5: Is the ICICI MakeMyTrip Credit Card worth it for someone who travels occasionally?

Answer: Yes, it still offers good value because you earn rewards on daily spends, get movie discounts, and enjoy lounge access even with limited travel.

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