ICICI Bank Debit Card Offers: Cashback, Discounts & Benefits

Key Takeaways
 

• Using an ICICI Bank debit card helps you save money and earn reward points, cashback, and discounts on everyday spending.
   
• Paying for groceries, fuel, shopping, and dining with your ICICI Bank debit card regularly maximises your benefits.
   
• Checking ongoing and seasonal offers helps you take full advantage of all ICICI Bank debit card deals.

]ICICI Bank debit card offers provide exciting discounts, cashback, and reward points on shopping, travel, dining, and entertainment. These offers make everyday spending more rewarding and help cardholders save money.

For example, Rajesh uses his ICICI Bank debit card for online shopping and pays for groceries and fuel. He earns reward points on each transaction, enjoys cashback during festive sales, and gets discounts at partnered restaurants. This makes his daily expenses more valuable and enjoyable.

Example:

Last month, I spent ₹25,000 on online shopping with my ICICI Platinum Debit Card. I got 5% cashback (₹1,250) on partner websites and saved ₹500 on movie tickets, making the most of my spending.

In this overview, we will explore the different ICICI Bank debit card offers and how cardholders can maximise their benefits.

ICICI Bank Debit Card Offers

ICICI Bank provides a wide range of offers for debit cardholders, making shopping, dining, travel, and everyday expenses more rewarding. By using an ICICI Bank debit card, you can earn discounts, cashback, and special deals across online and offline platforms. These offers help you save money and get extra value from routine spending.

Welcome Offer

New users of an ICICI Bank debit card can enjoy welcome vouchers or cashback on their first purchases. The value of the offer depends on the type of debit card and is valid for a limited period after activation, giving you an instant benefit as you start using your card.

Shopping Discounts

Paying with your ICICI Bank debit card at partner merchants such as Tata Cliq, EaseMyTrip, and IXIGO gives you attractive discounts. You can also get special cashback during seasonal sales or flash deals. Regularly using your debit card for shopping ensures that you earn maximum rewards and savings.

Dining Deals

ICICI Bank debit cardholders can enjoy instant discounts or cashback at the EasyDiner app across the country. This makes dining out more affordable and rewarding while adding extra value to everyday spending.

Travel Benefits

Some ICICI Bank VISA/MASTER Debit Cards provide complimentary airport lounge access or exclusive travel deals after reaching minimum spend requirements. Using your debit card for travel bookings or related expenses helps you enjoy premium experiences without extra cost.

EMI Facility

High-value purchases can be converted into easy EMIs at participating merchants using your ICICI Bank debit card. This feature allows you to manage large expenses comfortably while continuing to earn rewards and cashback on the transaction.

Using your ICICI Bank debit card wisely helps you save more, enjoy exclusive benefits, and make everyday transactions smarter and more rewarding.

Bonus Tip: Use your ICICI Bank debit card to pay for tax-related services such as ITR filing, tax planning, notice management, and GST. You can get a flat 20% discount on these services, helping you save money while managing your taxes efficiently.

Special Deals for ICICI Bank Debit Card Holders

ICICI Bank provides a variety of exclusive offers for its debit cardholders, enhancing everyday spending with rewards and discounts. By using your ICICI Bank debit card, you can enjoy benefits across shopping, dining, travel, and more.

Shopping Discounts

Enjoy up to 6X reward points on purchases made with your ICICI Bank debit card. Redeem these points for shopping vouchers, cashback, or other rewards. Additionally, earn up to 29% iCash on shopping vouchers when using ICICI Bank net banking. 

Travel Benefits

Use your ICICI Bank debit card to book flights, buses, and hotels. Earn up to 12X reward points on hotel bookings and enjoy up to 90% redemption of your reward points. For bus bookings, earn 6X reward points and get up to 100% redemption. On flight bookings, earn 6X reward points and enjoy up to 100% redemption as well. 

Dining Offers

Avail special discounts at various restaurants nationwide when paying with your ICICI Bank debit card. These offers provide instant savings on your dining bills, making your meals more affordable.

Entertainment Deals

Book movie tickets through BookMyShow using your ICICI Bank debit card to enjoy discounts. For instance, get up to 25% off per ticket on a minimum purchase of two tickets, applicable up to two times a month for select cardholders. 

By leveraging these offers, your ICICI Bank debit card becomes a powerful tool for saving money and enjoying exclusive benefits while making everyday transactions.

Conclusion

ICICI Bank debit card offers help you save money and earn rewards on everyday spending. By using your ICICI Bank debit card for shopping, dining, travel, and bills, you can enjoy cashback, discounts, and exclusive deals. 

Regular use of your debit card allows you to maximise these benefits and make every transaction more valuable. When you plan your spending and take advantage of ongoing offers, your ICICI Bank debit card becomes a smart tool to enhance your financial experience.

FAQs

Can I change the limits on my debit card?

Yes, you can change your debit card limits through online banking or by visiting your branch. Once you make a request, the bank will update your card limit within 24 hours.

How to ensure that the transaction has been successful in a contactless debit card transaction?

After a contactless debit card transaction, the merchant will give you a slip to confirm whether the payment was successful.

What is the CVV number on my ICICI Bank debit card?

Your CVV number is the last three digits on the signature panel of your card. This number is essential for making online purchases.

What should I do if I have lost my ICICI debit card?

If you lose your ICICI debit card, contact customer care right away. You can also ask them to issue a new card for you.

What is the Tap and Pay feature offered by ICICI Bank’s debit card?

The Tap and Pay feature of ICICI Bank’s debit card allows customers to make contactless payments.

How many types of debit cards are offered by ICICI Bank?

ICICI Bank offers several types of debit cards, including Gemstone Debit Cards, Expressions Debit Cards, Personal Cards, and Business Debit Cards.

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.