ICICI Titanium Debit Card Benefits – Complete Guide & Premium Perks

Key Takeaways
 

• With ICICI Titanium Debit Card you earn 2 reward points on every ₹200 international spend compared to just 1 point domestically.
   
• The ICICI Titanium debit card lounge access list grants quarterly domestic lounge access at 25+ major airports.
   
• With ICICI Titanium Debit Card, you get zero fuel surcharge at HPCL, IOCL, and BPCL outlets, saving approximately ₹100 per transaction.
   

Have you ever wondered why some bank accounts feel more premium? The ICICI Titanium Debit Card elevates your banking experience remarkably. This card isn’t just plastic; it’s your gateway to rewards. Let’s understand what makes this card special for everyday users.

The ICICI Titanium Debit Card works like a VIP pass to banking. It combines transaction convenience with exclusive rewards and travel benefits seamlessly. This premium card offers higher limits, lounge access, and reward points. Your salary account transforms into a powerhouse of financial advantages instantly.

I discovered the ICICI Titanium debit card salary account benefits last year personally. My 4 quarterly airport trips became comfortable with complimentary lounge access. The ICICI Titanium debit card lounge access saved me 2 hours. 

I earned 500 reward points on fuel purchases worth ₹10,000. The ICICI Titanium debit card lounge access list covered 25 major airports perfectly.

Key Benefits of ICICI Titanium Debit Card

Did you know that premium debit cards can save you thousands annually? Many cardholders miss out on incredible benefits simply because they don’t know what their card offers. The ICICI Titanium Debit Card packs numerous advantages for smart users. Let’s explore the key benefits that make this card stand out.

The ICICI Titanium Debit Card offers exceptional value to its holders. This premium card comes with features designed for modern lifestyles. Cardholders enjoy conveniences that simplify their daily financial transactions. The benefits range from reward points to travel perks significantly. Your salary account can unlock even more exclusive advantages with this card.

The ICICI Titanium debit card salary account benefits enhance your banking experience significantly. The ICICI Titanium Mastercard debit card benefits provide comprehensive coverage across categories. These perks make every transaction more rewarding and secure. The ICICI Titanium debit card lounge access list adds travel comfort. 

Eligibility Criteria & Required Documents for ICICI Titanium Debit Card

Conclusion

The ICICI Titanium Debit Card transforms everyday banking into rewarding experiences. Cardholders gain access to lounges, reward points, and security features. The ICICI Titanium debit card salary account benefits maximise your account’s potential. 

The ICICI Visa Titanium debit card lounge access adds comfort to travel. Smart usage of these benefits ensures excellent value for money.

Bonus Tip: Do you know? ICICI’s new lounge rule needs ₹10,000 eligible spends every quarter for Titanium debit cardholders. Spend smartly to keep your free entries active.

FAQs

Q: How many times can I access airport lounges yearly?

The ICICI Titanium debit card lounge access list allows quarterly access currently. Cardholders can visit one domestic lounge every three months. This benefit provides four lounge visits per year for eligible users.

Q: Which salary account is better, HDFC or ICICI?

Both banks offer zero MAB facility and titanium debit cards. ICICI provides better customer service and a more consistent banking experience. The ICICI Titanium debit card salary account benefits include comprehensive rewards programmes. HDFC offers different account variants, but ICICI delivers superior overall value.

Q: If you upgrade your ICICI Titanium Privilege salary account debit card to a Rubyx debit/credit card, will you be charged a joining fee + GST?
No, the Titanium Privilege salary account itself has no debit card fees, and even when upgrading to a Rubyx credit card, the joining/annual fees (₹3,000 + GST then ₹2,000 + GST from the second year) apply only to the credit card, not the salary account’s debit card itself.

Q: How do I get an ICICI Titanium Family debit card?

You can apply through net banking or visit your branch. The bank offers both offline and online application mediums currently. Contact ICICI customer care for detailed application procedures and requirements. The ICICI Titanium Mastercard debit card benefits apply to family cards too.

Q: What are the transaction limits on the ICICI Titanium Debit Card?

The daily cash withdrawal limit stands at ₹75,000 for cardholders. Your purchase limit reaches up to ₹2,00,000 per day conveniently. These higher limits provide flexibility for large transactions and emergency needs. The ICICI Titanium debit card benefits India include these generous spending caps.

Q: Does the ICICI Titanium Debit Card have annual charges?

The annual maintenance charge is ₹250 plus applicable taxes currently. However, privileged banking customers enjoy zero annual charges as a benefit. Cash withdrawals at ICICI ATMs remain completely free always. The ICICI Visa Titanium debit card lounge access comes without additional fees.

Q: If you get a suspicious message or call claiming your ICICI debit card is blocked and asking for details, should you comply?
No, that’s likely a scam; never share OTPs or personal banking details, and always verify through the official ICICI Bank app or customer care instead of responding to unsolicited contacts.

Q: Is the ICICI Emerald credit card truly a Lifetime Free (LTF) card?
Yes, the ICICI Emerald is marketed as an LTF card with no annual or renewal fee, making it a good entry-level card for basic rewards without ongoing charges. The renewal charges are waived off if you spend over ₹10,00,000 in the previous year. 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.