ET Money SIP Calculator: Calculate SIP Returns Instantly

Key Takeaways

• You can estimate your future savings using the ET Money SIP calculator by entering the monthly SIP amount, tenure, and expected return.
   
• The tool also functions as a mutual fund return calculator and helps you plan how much to invest each month to achieve your income and savings targets
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• You can see how staying invested for more years helps your money grow faster over time while comparing different SIP options.

An ET Money SIP calculator helps you know how much your money can grow when you invest regularly. You enter the amount you want to invest every month, choose how long you will invest, and enter the expected annual return percentage. The calculator shows your future value and total return.
 

This tool saves you from manual math and gives results immediately on the official ET Money platform.

How to Use the ET Money SIP Calculator?

Do you want to build ₹50,00,000 by age 45? This calculator shows exactly how much monthly SIP you need. You can plan your budget around that target with the help of the ET Money SIP Calculator. 

You can use the official ET Money SIP calculator even if you are new to investing by following these steps:

1. Open the official ET Money SIP calculator on the website.
2. Choose whether you already know your monthly SIP amount or if you have a savings target in mind.
3. Enter the amount you plan to invest every month.
4. Select how many years you want to continue the investment.
5. Add the expected yearly return, which is usually between 10% and 12%.
6. The calculator shows how much you invest in total, the returns you may earn, and the final amount you can build.

The ET Money SIP Calculator can also be used to plan investments through an ETF SIP calculator and a small cap SIP calculator, along with regular equity funds. This helps you compare how different types of mutual funds may grow over time based on risk level and investment duration.

I invest ₹5,000 every month through a SIP and continue it for 15 years. I assume an annual return of 12%. Over these 15 years, my total investment has become ₹9,00,000. When I enter these details into the ET Money SIP calculator, it shows me the estimated final amount, along with the returns earned on my investment. 

SIP Investment Examples

These SIP investment examples show how people from different income groups and life stages use SIP calculators to plan their investments smartly.

1. Small Business Owner Building Emergency and Retirement Savings

Varun is a 42 year old small grocery store owner in Indore. His income fluctuates every month, so he cannot commit to large investments. However, he wants to create a safety fund for medical emergencies and also save for retirement. Varun uses the ET Money SIP calculator to test different SIP amounts and time periods until he finds a plan that fits his irregular income.
 

This situation highlights how the calculator helps self-employed individuals plan savings despite uneven income.

2. Young Earner Starting Early With Small SIP Amounts

Shivangi is 24 years old and has recently started her first job. Her income is limited, but she wants to begin investing early to take advantage of time and compounding. She uses ET Money’s SIP calculator to see how a small monthly SIP of ₹5,000 can grow over different time periods without increasing the amount.
 

This situation highlights how starting early matters more than investing a large amount and how the calculator helps compare time-based outcomes.

3. Salaried Individual Comparing SIP vs Lump Sum

Amit is 35 years old and works in a private company. He receives an annual bonus and is confused about whether to invest it as a lump sum or through monthly SIPs. He uses ET Money’s calculators to compare both options and understand the risk and return difference.
 

Amit realises that SIPs suit his regular income better and reduce market timing risk while still helping him grow his savings steadily.

These examples explain that SIP investing works for everyone, whether income is irregular, limited, or fixed. Use the ET Money SIP calculator to make long-term planning simpler for you.

Conclusion

You can plan your mutual fund investing targets with the ET Money SIP calculator. It estimates your future savings and helps you set monthly targets. Use the ET Money SIP Calculator whenever needed and adjust your SIP as your income changes. 

FAQs Related to ET Money SIP Calculator

1. Is ET Money trusted for SIP investments?

Yes, ET Money is a trusted investment platform in India. It allows users to invest in direct mutual funds regulated by SEBI and linked to registered AMCs. Transactions happen through authorised fund houses and registrars.

2. How do I redeem my SIP from ET Money?

You can redeem your SIP by logging into the ET Money app or website. Go to your mutual fund portfolio, select the fund, and choose the redeem option. The redemption amount is credited to your bank account as per AMC timelines.

3. Can I pause or stop a SIP on ET Money?

ET Money allows you to skip the next SIP instalment or cancel the SIP completely. There is no permanent pause option. Skip an instalment if you want a short break without ending the SIP.

4. Is the ET Money paid plan useful for mutual funds and stocks?

The ET Money paid plan mainly helps with goal planning, portfolio tracking, and advanced insights. It is more useful for mutual fund investors than stock traders. Stock investing features are basic compared to SIP planning tools.

5. Does using the ET Money SIP calculator guarantee returns?

No, the SIP calculator only shows estimated returns based on expected growth rates. Actual returns depend on market performance and fund selection. The calculator helps in planning, but does not guarantee results.