ICICI Bank Salary Account | Benefits & Updated Guide

Key Insights
 

1. Enjoy premium banking services without needing to maintain a minimum balance. You can make unlimited ATM transactions and use NEFT and RTGS transfers for free.

2. You can get a free Titanium or Platinum debit card, free cheque books, and insurance coverage to help you manage your finances more easily.

3. You can open your account online in minutes with just a few documents, using Aadhaar-based eKYC and video verification.

Want your salary to work smarter for you? You can learn how the ICICI Bank salary account benefits work for you and how the ICICI Bank Salary account opening online works for you. 

ICICI Bank provides you with seamless transactions, personalised services and access to a wide range of ATMs. ICICI Bank offers a free debit card, a zero balance account, and complimentary services.

Example:

My Friend Dev gets a job in the IT sector. He opened an ICICI Bank salary account and got a free debit card, complimentary insurance, and can access NEFT/RTGS online banking services in the ICICI Bank.

Dev's Salary is ₹45,000 per month, but he did not pay the account maintenance charges because ICICI Bank offers a zero-balance salary account.

This example demonstrates how Dev leverages the benefits and features of the ICICI Bank salary account.

Key Features and Benefits, Interest Rates of ICICI Bank Salary Account

Have you ever wondered about the ICICI salary account benefits? If yes, then you must keep reading as below mentioned is the list of the interest rate, features, and benefits of the ICICI Bank salary account:

These are the features, benefits, interest rate, and eligibility criteria of the ICICI Bank salary account.

Bonus Tip: Do you know? You can open a 3-in-1 account in ICICI Bank. What is a 3-in-1 account? That means you can open a salary, demat, and trading account and get the first year’s AMC fee waived.

Required Documents for ICICI Bank Salary Account 

If you want to know about the documents to open an ICICI bank salary account with a zero balance, then you have to keep reading. Here is the list of the documents:
 

• Aadhaar card
• PAN card
• Proof of employment, such as an ID card or a recent salary slip
• Passport-size photograph

These are the documents required to open a salary account with ICICI Bank.

How to Open an ICICI Bank Salary Account?

Would you like to open an ICICI Bank Salary account? If the answer is yes, detailed information is available below about opening a salary account with ICICI Bank.

Here are the online and offline processes for opening an account with ICICI Bank:

Online Process of how to open an ICICI Bank Salary Account
 

1. Go to the official ICICI Bank website.
2. Navigate your cursor to the personal section, then click on the “Salary Account” section and click on “Apply Now”.
3. Enter your personal details, such as Full Name, PAN number, PIN Code, mobile number, OTP, and tick the terms and conditions in the online application form.
4. Upload scanned copies of the required documents, such as Aadhaar, PAN, and proof of employment.
5. Finish the Aadhaar-based eKYC by entering the OTP you receive.
6. If asked, follow the steps to finish video KYC for final verification.

Open your ICICI Salary Account in just a few minutes. Enjoy zero-balance banking and premium benefits with only a few clicks!

Offline Process of how to open an ICICI Bank Salary Account
 

1. Visit your nearest ICICI Bank branch and inform the staff that you wish to open a salary account.
2. Request the bank staff for the salary account opening form.
3. Fill out the application and account opening forms with all the required details.
4. Please provide photocopies of your ID proof (PAN card or Aadhaar card), address proof, and a passport-size photograph to the bank staff.
5. Provide an employer introduction. Include an introduction letter from your employer, signed and stamped by an authorised person, with your application. 
6. Once your documents are verified, your account will be opened and activated.

These are the steps you can follow to open an ICICI Bank salary account online and offline with zero balance.

ICICI Bank Salary Account Fees & Charges

“Kya mujhe fees bhi deni hogi?” If you don’t know about the fees of the ICICI Bank salary account, then you don’t need to worry because the information below mentions details about the fees.

Here are the fees and charges of the ICICI Bank Salary Account:
 

These are the fees you have to pay if you open an ICICI Bank salary account with ICICI Bank.

Bonus Tip: Do you know? ICICI Bank offers Value Added SMS Alerts at 15 paise per message, with a maximum charge of ₹100 each quarter.

ICICI Bank Salary Account Customer Care

Do you have any questions about your ICICI salary account? Here's what you can do.

You can reach Customer Care at 1800-1080, get in touch with your Relationship Manager, or visit your nearest ICICI Bank branch.

You can use this information if you face any queries related to the ICICI Bank Salary Account. 

Conclusion 

Done reading? It's time to open an ICICI Bank salary account with exciting features that help you build a strong financial wall between you and economic obstacles. You just opened an ICICI salary account for your better future.

FAQs

If my salary account is with HDFC and I want to transfer it to ICICI Bank, what steps can I take to do so? (Reddit)

To shift your salary account from HDFC to ICICI, first open a salary account with ICICI. Then, provide your new account details to your employer to update the salary credit. After you confirm the first salary credit in the new account, you can close your old HDFC account.

What are the Benefits of the ICICI Bank Salary Account? (Reddit)

You don’t need to keep a minimum monthly balance in your account. You can also make unlimited free transactions at ICICI Bank ATMs anywhere in India.

How can I convert my savings account to a salaried account in ICICI? What are the benefits of switching to a salaried account? (Quora)

To convert an ICICI savings account to a salary account, you need a salary tie-up with ICICI Bank. Salary accounts offer a zero-balance facility, free debit cards and chequebooks, and may also include other lifestyle benefits, depending on the account type.

I have a salary account with ICICI Bank and have not used it for the last few months. Will this account close automatically? (Q

uora)

No, the account will not close automatically. After about three months without a salary credit, your ICICI Bank salary account will be converted to a regular savings account.

What is the overdraft facility available in the ICICI Bank salary account?

ICICI Bank’s “FlexiCash: Overdraft Against Salary” lets you access short-term credit quickly, so you can cover expenses if your balance is low and avoid missing payments.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.