ICICI Bank Salary Account | Benefits & Updated Guide

Key Insights
 

1. Enjoy premium banking services without needing to maintain a minimum balance. You can make unlimited ATM transactions and use NEFT and RTGS transfers for free.

2. You can get a free Titanium or Platinum debit card, free cheque books, and insurance coverage to help you manage your finances more easily.

3. You can open your account online in minutes with just a few documents, using Aadhaar-based eKYC and video verification.

Want your salary to work smarter for you? You can learn how the ICICI Bank salary account benefits work for you and how the ICICI Bank Salary account opening online works for you. 

ICICI Bank provides you with seamless transactions, personalised services and access to a wide range of ATMs. ICICI Bank offers a free debit card, a zero balance account, and complimentary services.

Example:

My Friend Dev gets a job in the IT sector. He opened an ICICI Bank salary account and got a free debit card, complimentary insurance, and can access NEFT/RTGS online banking services in the ICICI Bank.

Dev's Salary is ₹45,000 per month, but he did not pay the account maintenance charges because ICICI Bank offers a zero-balance salary account.

This example demonstrates how Dev leverages the benefits and features of the ICICI Bank salary account.

Key Features and Benefits, Interest Rates of ICICI Bank Salary Account

Have you ever wondered about the ICICI salary account benefits? If yes, then you must keep reading as below mentioned is the list of the interest rate, features, and benefits of the ICICI Bank salary account:

These are the features, benefits, interest rate, and eligibility criteria of the ICICI Bank salary account.

Bonus Tip: Do you know? You can open a 3-in-1 account in ICICI Bank. What is a 3-in-1 account? That means you can open a salary, demat, and trading account and get the first year’s AMC fee waived.

Required Documents for ICICI Bank Salary Account 

If you want to know about the documents to open an ICICI bank salary account with a zero balance, then you have to keep reading. Here is the list of the documents:
 

• Aadhaar card
• PAN card
• Proof of employment, such as an ID card or a recent salary slip
• Passport-size photograph

These are the documents required to open a salary account with ICICI Bank.

How to Open an ICICI Bank Salary Account?

Would you like to open an ICICI Bank Salary account? If the answer is yes, detailed information is available below about opening a salary account with ICICI Bank.

Here are the online and offline processes for opening an account with ICICI Bank:

Online Process of how to open an ICICI Bank Salary Account
 

1. Go to the official ICICI Bank website.
2. Navigate your cursor to the personal section, then click on the “Salary Account” section and click on “Apply Now”.
3. Enter your personal details, such as Full Name, PAN number, PIN Code, mobile number, OTP, and tick the terms and conditions in the online application form.
4. Upload scanned copies of the required documents, such as Aadhaar, PAN, and proof of employment.
5. Finish the Aadhaar-based eKYC by entering the OTP you receive.
6. If asked, follow the steps to finish video KYC for final verification.

Open your ICICI Salary Account in just a few minutes. Enjoy zero-balance banking and premium benefits with only a few clicks!

Offline Process of how to open an ICICI Bank Salary Account
 

1. Visit your nearest ICICI Bank branch and inform the staff that you wish to open a salary account.
2. Request the bank staff for the salary account opening form.
3. Fill out the application and account opening forms with all the required details.
4. Please provide photocopies of your ID proof (PAN card or Aadhaar card), address proof, and a passport-size photograph to the bank staff.
5. Provide an employer introduction. Include an introduction letter from your employer, signed and stamped by an authorised person, with your application. 

These are the steps you can follow to open an ICICI Bank salary account online and offline with zero balance.

ICICI Bank Salary Account Fees & Charges

“Kya mujhe fees bhi deni hogi?” If you don’t know about the fees of the ICICI Bank salary account, then you don’t need to worry because the information below mentions details about the fees.

Here are the fees and charges of the ICICI Bank Salary Account: