Author
LoansJagat Team
Read Time
6 Min
04 Dec 2025
Bandhan Bank Salary Account – Features, Benefits & Easy Eligibility
Key Takeaways
- Bandhan Bank Salary Accounts offer a zero-balance facility across all variants, providing complete financial freedom.
- Bandhan Bank provides insurance cover up to ₹1 crore for debit card users, ensuring strong financial protection.
- Bandhan Bank extends exclusive benefits like locker discounts, movie offers, travel perks, and lifestyle rewards.
- Bandhan Bank Salary Accounts allow unlimited transactions with no hidden charges, making banking effortless.
- Bandhan Bank maintains a transparent fee structure and offers 24/7 customer support through phone and WhatsApp.
Bonus: Bandhan Bank has signed an MoU with the Indian Air Force (IAF) to offer the Shaurya Salary Account, a special corporate salary account for defence personnel. IAF members will enjoy zero balance facilities, family protection benefits, and attractive interest rates across 1,700+ Bandhan Bank branches nationwide.
A Bandhan Bank Salary Account is a zero-balance account made for people who want banking that actually works for them. No boring forms, no “maintain this much balance”, just pure convenience, comfort, and a few luxury perks.
Meera from Lucknow received her first salary of ₹48,000. She wanted a bank that felt friendly, not formal. Her HR said, “Open a Bandhan Bank Salary Account; they give you lounge access, locker discounts, and even golf sessions.”
Meera laughed, “Golf? For me?” But she still opened the account. Within a week, she got her Bandhan Bank Debit Card, enjoyed 80% off on locker rent, and even got ₹500 off on her first movie night. When she flew to Delhi for work, she relaxed in the airport lounge for free.
Now that you’ve met Meera, let’s explore why her account experience feels so different.
Bandhan Bank Salary Accounts are for people who want more value from every transaction. Each account offers zero balance, instant access, high interest, and lifestyle perks like travel and entertainment offers.
You don’t need to be a millionaire to feel premium. Bandhan Bank gives that experience with simple rules and quick service.
Types of Bandhan Bank Salary Accounts
Bandhan Bank offers multiple salary account options for different kinds of professionals, from office employees to defence personnel and government workers:
Each account feels made-to-measure. Whether you earn ₹30,000 or ₹3,00,000, you still get premium care and privileges.
Key Features and Benefits
Bandhan Bank Salary Account isn’t just another place to park your money. It’s like a companion that rewards you every step of the way.
- Zero Balance: Keep what you earn; spend as you like.
- Locker Discounts: Save up to 80% in year one, free from year two.
- Airport Lounge Access: Two complimentary visits every quarter.
- Insurance Cover: Up to ₹1 crore accidental protection on debit card usage.
- Entertainment Perks: Buy one movie ticket, get one free, twice a month.
- Golf Benefits: Four free sessions, 12 private lessons a year, and 50% off on green fees.
It’s like your salary got its own VIP pass.
Bandhan Bank Salary Account Interest Rates
Bandhan Bank doesn’t just keep your salary safe; it helps it grow. The bank offers attractive interest rates that increase as your balance grows. Whether you keep ₹10,000 or ₹10 crore, every rupee earns something back.
Interest is calculated daily and credited every quarter, ensuring steady growth on your savings. Even a small balance gets rewarded, and that’s what makes Bandhan Bank’s salary account a quiet winner for smart savers.
Bandhan Bank Salary Account Eligibility Criteria
Bandhan Bank Salary Accounts are open to working individuals across India. Each account type has specific salary or profession-based eligibility, ensuring the right benefits reach the right people.
Bandhan Bank keeps the process simple. If your employer is partnered with the bank, opening a salary account is quick and effortless.
Documents Required for Bandhan Bank Salary Account
Bandhan Bank's Salary Account opening process is simple; you only need a few standard documents for verification. Make sure they’re valid, updated, and easy to read.
These simple documents help the bank confirm your identity and make account opening smoother. Keep them ready, and your salary account will be up and running in no time.
How to Open a Bandhan Bank Salary Account (Online & Offline Methods)?
Opening a Bandhan Bank Salary Account doesn’t take long; you can do it online in a few clicks or offline by visiting the nearest branch. Here’s how you can get started:
Online Method
- Go to the official Bandhan Bank website: www.bandhanbank.com.
- On the homepage, click on ‘Business’ from the top centre menu.
- Under the ‘Growth’ section, select ‘Corporate Salary Account.’
- Browse through the different types of salary accounts and choose the one that suits your needs.
- Click on ‘Apply Now’ after reading all the features, benefits, charges, and eligibility criteria.
- Fill in your basic details such as name, contact number, and employment information.
- Upload your required documents like Aadhaar, PAN, and salary proof.
- Submit the form and wait for a confirmation call or email from Bandhan Bank.
Once verified, your new salary account details will be shared, and your debit card will reach your registered address soon after.
Offline Method
- Visit your nearest Bandhan Bank branch.
- Carry all necessary documents, identity proof, address proof, and employment proof.
- Ask for the Salary Account Opening Form and fill it out carefully.
- Submit the completed form along with your documents to the bank officer.
- The officer will verify your details and process the application immediately.
- Once approved, your account will be activated, and your debit card will be dispatched to your address.
Whether you open it online or offline, Bandhan Bank keeps the process simple, fast, and stress-free, so you can start enjoying your salary benefits without delay.
Bandhan Bank Salary Account: Schedule of Charges & Features
Bandhan Bank keeps its salary accounts simple, with no hidden costs, no surprise deductions. Each account variant comes with different perks and limits, so you can pick what fits your lifestyle best. From free cash deposits to unlimited transactions, the features make everyday banking smooth and stress-free.
Note:
- If no salary credit is received for three consecutive months (after the first 12 months), the account converts automatically to a Classic Savings Account, with a minimum balance requirement of ₹10,000.
- All benefits are valid monthly unless stated otherwise, and standard bank charges apply beyond free limits.
- Debit card issuance and AMC are free for all salary variants.
Bandhan Bank keeps its charges transparent and fair, giving you complete control of your money without any hidden surprises.
Difference Between Salary Account and Savings Account
A lot of people think a salary account and a savings account are the same, but they’re not. The difference lies in how they work, what benefits they offer, and who they’re meant for. Here’s a quick and easy comparison to help you understand.
In short, a salary account is all about convenience, while a savings account is about discipline. If you’re earning a monthly income, a Bandhan Bank Salary Account gives you more comfort, rewards, and flexibility, without worrying about balances or charges.
Bandhan Bank Salary Account Customer Care
Need help with your Bandhan Bank Salary Account? The bank offers quick support through multiple channels, whether you prefer calling, chatting, or WhatsApp.
Here’s how you can reach Bandhan Bank Customer Care:
- WhatsApp Banking: Message +91 87 3000 3000 for instant support.
- Toll-Free Number: Call 1800-258-8181 for 24/7 customer assistance.
- Customer Care Number: Dial 033-6633-3333 for detailed queries or service requests.
Bandhan Bank’s support team is friendly, fast, and available round the clock to make sure your banking experience stays smooth and worry-free.
Conclusion
Bandhan Bank Salary Account combines smart banking with daily convenience. From zero balance and easy access to premium perks and full digital control, every feature is built for comfort. Transparent policies, strong support, and real rewards make it more than an account; it’s a better way to manage every salary.
FAQs Related to Bandhan Bank Salary Account
1. Can I open a Bandhan Bank Salary Account online?
Yes, you can easily open a Bandhan Bank Salary Account online through the official Bandhan Bank website or mobile app.
2. What happens if my salary is not credited for two months in my Bandhan Bank Salary Account?
If no salary is credited for two consecutive months, the account may convert into a regular savings account and minimum balance rules will apply.
3. Does Bandhan Bank offer a zero-balance salary account?
Yes, Bandhan Bank provides zero-balance salary accounts for employees of approved organisations, with no minimum balance requirement.
4. How can lost debit cards linked to a Bandhan Bank Salary Account be replaced?
A new debit card can be requested through the nearest branch, internet banking, or customer care helpline.
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About the Author
LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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