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LoansJagat Team

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6 Min

19 Dec 2025

TVS Credit Customer Care Number: Helpline & Support

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Devam is a small businessman who took a ₹12,00,000 loan from TVS Credit. Sometimes, he needs help with his loan details or has questions about repayments. The TVS Credit Customer Care Number helps him quickly get the information he needs without any hassle.

Devam recently made some repayments and wanted to check his remaining loan balance. Here’s how much he paid:
 

Expense

Amount (₹)

Loan EMI

₹12,500

Extra Payment

₹5,000

Processing Fee

₹1,200


Total Paid = ₹12,500 + ₹5,000 + ₹1,200 = ₹18,700

Devam was unsure about his remaining balance, but TVS Credit Customer Care helped him instantly. He called the 24/7 Toll-Free Number and got his loan details immediately.

How TVS Credit Customer Care Helped Devam:

  • Quick Loan Details: Just one call and Devam knew his remaining loan balance.
  • No Tension: No need to visit the branch; saved time for his business.
  • Safe & Trusted: Verified support for secure loan-related queries.

TVS Credit Customer Care Number:

  • Toll-Free: 1800 425 9740
  • Mobile/Landline: 044-45674567

Now, Devam can focus on his business without worry, thanks to TVS Credit’s fast and helpful customer care.

TVS Credit Customer Care Numbers - Quick Summary Table

 

Service

Customer Care Number

Availability

General Queries (Toll-Free)

044-66-123456

24x7

Credit Card Support

044-66-123456

24x7

Personal Loan

044-66-123456

24x7

NRI Customer Care

044-66-123456

24x7

Lost and Stolen Card

 

24x7

WhatsApp Banking

+91 6385172692

24x7


Detailed TVS Credit Customer Care Numbers By Service

  1. A General Customer Support

Devam is a small businessman with a loan from TVS Credit. Sometimes, he needs help with repayments, balance checks, or loan details. TVS Credit Customer Care gives him quick support.

Example: Checking Loan Balance

Devam paid these amounts last month:
 

Expense

Amount (₹)

Monthly EMI

10,000

Extra Payment

3,000

Late Fee (if any)

500


Total Paid = ₹10,000 + ₹3,000 + ₹500 = ₹13,500

He wanted to confirm his remaining loan balance, so he called TVS Credit Customer Care.

How Customer Care Helped Devam

  • Quick Support: I got his loan details on one call.
  • No Branch Visit: Saved time for his business work.
  • Safe & Reliable: Official numbers for secure help.

TVS Credit Customer Care Numbers

  • Toll-Free (No Cost): 1800 5722121
  • Chargeable (Mobile/Landline): 044-66-123456

When to Call Customer Care

  • For loan balance updates.
  • For EMI or repayment issues.
  • For any loan-related questions.

Now, Devam can manage his loan easily with TVS Credit Customer Care support.

  1. Personal Loan & Home Loan Customer Care 

 

Devam took a personal loan from TVS Credit for his business. Sometimes he needs help with loan details. TVS Credit Customer Care solves his problems quickly.

Example: Checking Loan Status

Devam wanted to know his loan status and EMI details:
 

Query

Solution Provided

Loan Application Status

Told him his loan was approved

Next EMI Date

Shared the next payment date

Foreclosure Charges

Explained the full payment process


How Customer Care Helped Devam

  • Quick Updates - Got loan status instantly.
  • EMI Clarity - Clear payment dates and amounts.
  • Foreclosure Help - Understanding the closing process.

TVS Credit Loan Services

  • Loan Tracking - Check application status
  • EMI Queries - Due dates, amounts, payment issues
  • Foreclosure - Close the loan early, know the charges

TVS Credit Customer Care Numbers

  • Toll-Free: 1800 5722121
  • Chargeable: 044-66-123456

When to Call Customer Care

  • To track a loan application
  • For EMI payment questions
  • To close the loan early
  • Any loan-related help

Now, Devam manages his TVS Credit Loan easily with customer care support.

  1. TVS Credit NRI Customer Care 

Devam is an NRI who took a loan from TVS Credit. Sometimes he needs help while abroad. TVS Credit NRI Customer Care supports him from anywhere.

Example: EMI Payment Issue

Devam faced problems paying EMI from overseas:
 

Problems

Solution Provided

International Payment Failed

Guided through the payment process

EMI Due Date Confusion

Clarified payment schedule

Document Submission

Explained the online process


How NRI Customer Care Helped Devam

  • Global Support - Help is available from any country
  • Payment Assistance - Solved international transaction issues
  • Document Guidance - Easy online submission process

TVS Credit NRI Contact Options

When NRIs Should Contact

  • For overseas payment issues
  • To update contact information
  • For document submissions
  • Any loan-related queries from abroad

Now, Devam manages his TVS Credit Loan easily from any country with NRI customer care support.

  1. Emergency Services (Lost/Stolen Card, Fraud Report)

Devam lost his TVS Credit Card while travelling. He needed quick help to block it and prevent misuse.

Example: Lost Card Emergency
 

Problem

Taken Action

Card Lost

044-66-123456

Immediate Blocking

044-66-123456

Fraud Protection

044-66-123456


How Emergency Services Helped Devam

  • Instant Action - Card blocked in minutes
  • Fraud Prevention - Stopped unauthorised transactions
  • Quick Replacement - New card processing started

TVS Credit Emergency Services

  • 24/7 Helpline - Immediate assistance anytime
  • Hotlisting - Instant card blocking
  • Fraud Reporting - Secure your account fast
  • Card Replacement - Get a new card quickly

Steps to Take for a Lost/Stolen Card

  1. Call the TVS Credit Emergency Helpline
  2. Report card lost/stolen
  3. Verify the last transactions
  4. Request a new card if needed

TVS Credit Emergency Contacts

  • Toll-Free: 1800 5722121
  • Chargeable: 044-66-123456

When to Use Emergency Services

  • Card lost or stolen
  • Suspected fraud
  • Unauthorised transactions
  • Need immediate account protection

Now Devam travels worry-free, knowing TVS Credit Emergency Services protects him 24/7.

 

Other Ways To Contact TVS Credit Customer Support

For small business owners like Devam, TVS Credit provides flexible customer support options to address different needs efficiently. Below is a detailed comparison of available channels with real-world usage examples:
 

Chennel

How to Access

Response Time

Key Features

Devam's Usage Scenario

Phone Support

Toll-Free: 1800-57-22121

Immediate

24/7 emergency assistance

Reported lost card at midnight

WhatsApp

Message +916385172692

Under 30 minutes

Balance checks, payment alerts

Verified the last transaction while travelling

Email

help@tvscredit.com

Under 30 minutes

Document processing

Submitted income proof for loan renewal

SMS Banking

Text commands to 567678

Instant

Mini-statements, due dates

Checked the EMI schedule during network issues

Mobile App

In-app chat function

15-45 minutes

Virtual assistant, query tracking

Resolved failed payment notification

Branch Visit

Locate via the website locator

Same-day

Face-to-face service

Discussed loan restructuring options


Strategic Benefits for Business Owners

  1. Time Efficiency
    • Instant WhatsApp/SMS responses save 2-3 hours vs branch visits
    • Email documentation avoids postal delays
  2. Financial Control
    • Real-time transaction alerts prevent fraud
    • Multiple verification layers for secure operations
  3. Accessibility
    • Rural areas benefit from SMS/USSD services
    • Multilingual app support for regional customers
  4. Business Continuity
    • After-hours phone support for urgent matters
    • Social media escalation (@TVSCreditHelp) for public issues

Optimisation Tips

  • Save all official numbers in phone contacts
  • Use WhatsApp for visual documentation (check images/PDFs)
  • Combine SMS alerts with app notifications for redundancy
  • Schedule branch appointments via the app to skip queues

Devam's bakery business improved cash flow management by:

  • Using WhatsApp for daily balance checks (saves 15 minutes/day)
  • Setting SMS alerts for due dates (avoided 3 late fees last quarter)
  • Email documentation reduced loan processing time by 40%

TVS Credit Grievance Redressal Process

The Situation:

Devam noticed his business loan EMI was deducted twice from his account. Here's how TVS Credit's grievance system helped resolve it.

Three-Stage Complaint Resolution

Stage 1: Initial Contact

  • Channel: Customer Care (1800-66-123456)
  • Devam's Experience:
    • Called immediately after noticing a duplicate debit
    • Received complaint ID: TVSCC789456
    • The representative promised a callback within 3 days
  • Outcome: No resolution after 7 days

Stage 2: Nodal Officer Escalation

  • Contact Method: Email to nodal@tvscredit.com
  • Documents Attached:
    • Bank statement showing double debit
    • Original complaint ID
    • Loan agreement copy
  • Resolution Timeline:
    • Acknowledgement in 2 days
    • Final resolution in 12 days
  • Result: Excess amount credited back

Stage 3: RBI Ombudsman Option
(Thankfully, not needed in Devam's case)

  • When to Use: If no resolution after 30 days
  • Process:
    1. File a complaint at cms.rbi.org.in
    2. Upload all correspondence
    3. No fees required

Key Learning Points for Customers
 

  1. Always Document
  • Save all payment receipts
  • Note down complaint numbers
  • Keep email threads
     
  1. Follow the Sequence
  • Must complete Level 1 before escalating
  • Allow prescribed time at each level
     
  1. Effective Communication
  • Be clear about the problem
  • Attach relevant proofs
  • Maintain a polite but firm tone
     
  1. RBI Safeguards
  • Maximum 30+15+7 = 52 days total timeline
  • Free dispute resolution service

Devam's Advice to Other Business Owners:
"Start with customer care, but don't hesitate to escalate. The system works if you follow it properly and keep records. My ₹5,300 duplicate payment was refunded in 19 days total."

FAQs on TVS Credit Customer Care

1. Which is better: TVS Credit or Bajaj Finserv?

TVS Credit is mainly focused on vehicle and consumer durable loans, while Bajaj Finserv offers a wider range of financial products such as personal loans, credit cards, and EMI cards. TVS Credit may suit borrowers looking specifically for two-wheeler or vehicle finance, whereas Bajaj Finserv is often preferred for diversified lending needs. The better option depends on loan type, interest rate, and repayment flexibility.

2. How has TVS Credit Services performed financially in recent years?

TVS Credit Services reported a 14% growth in Assets Under Management, reaching around ₹23,516 crore as of September 2023. This growth reflects an expansion in its lending portfolio and customer base, indicating steady business performance as a non-banking financial company.

3. Can we contact CIBIL customer care, and what is the number?

Yes, CIBIL can be contacted for credit report queries, disputes, and corrections. Customers are advised to use CIBIL’s official customer care number or online grievance system available on its website, as unofficial numbers shared online may not be reliable.

4. What should I do if TVS Credit keeps calling me repeatedly even after asking them to stop?

If TVS Credit continues to make repeated calls, you can register your number under TRAI’s Do Not Disturb (DND) service and report the calls to your telecom provider. Persistent harassment can also be escalated through consumer grievance platforms or regulatory complaint channels.

5. What is TVS after-sales service like?

TVS after-sales service quality varies by location and service center. Some customers report satisfactory service, while others experience delays or inconsistent support. The overall experience largely depends on the dealership and local service infrastructure.

6. What happens if a TVS Credit EMI bounces?

If a TVS Credit EMI bounces, the lender may charge a bounce penalty and late payment fees, and the missed payment can be reported to credit bureaus, negatively affecting your credit score. Repeated EMI bounces may also lead to recovery calls or legal notices, so it is advisable to clear the dues quickly and coordinate with TVS Credit to avoid further penalties.

 

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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