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Nilesh Roy, a software engineer from New Delhi, had always dreamed of exploring India’s diverse landscape but found his travel plans hindered by budget constraints. In March 2024, he came across the MakeMyTrip ICICI Bank Credit Card, which promised substantial rewards and travel benefits. Intrigued, Nilesh Roy decided to apply.
Nilesh Roy was overjoyed to learn that he could earn 6% MyCash on hotel reservations and 3% on flights, buses, and taxis booked through MakeMyTrip once he received the card. He also got a free MMTBLACK Gold Membership, which provides special discounts and benefits, and a ₹1,000 MakeMyTrip voucher as a joining bonus.
Nilesh Roy used the perks and points of his new credit card to plan his travels over the following several months carefully. He earned MyCash on his reservations and took advantage of the discounted hotel prices when he scheduled a weekend trip to Jaipur. He was able to catch up before flights thanks to the free domestic airport lounge access, which improved his travel experience.
Nilesh Roy was additionally convinced to think about travelling abroad by the low 0.99% currency markup cost, which made spending money abroad more feasible.
In addition to visiting several new places by the end of the year, Nilesh also had a sizable MyCash balance, which he used to pay for more trips. His ambition of travelling the world became a fulfilling reality thanks to the MakeMyTrip ICICI Bank Credit Card, which transformed his travel experiences.
A co-branded product for travellers, the MakeMyTrip ICICI Bank Credit Card provides several perks to improve travel and lifestyle experiences. The card's main features include:
Reward Program:
MakeMyTrip Bookings: You can earn up to 6% MyCash on bookings made through MakeMyTrip:
Other Retail Spends: You can earn 1% MyCash on all other retail expenditures.
Joining and Annual Benefits:
Travel Benefits:
Additional Perks:
Fees:
Read More – ICICI MMT Signature Credit Card 2025
This card is perfect for people who often use MakeMyTrip to schedule their travel and want to take advantage of points and incentives catered to their travel and lifestyle requirements.
Insurance Benefits:
Travel Insurance: Cardholders receive complimentary travel insurance coverage, providing peace of mind while travelling.
Flexible Payment Options:
EMI Facility: The card allows users to convert large purchases into easy monthly installments, making paying for travel and other expenses more manageable.
Cash Withdrawal:
ATM Withdrawals: Cardholders can use the credit card for cash withdrawals at ATMs, subject to cash withdrawal limits.
Enhanced Security Features:
Contactless Payments: The card supports contactless transactions for quicker and more secure payments.
Fraud Protection: The card offers fraud protection services, ensuring transaction safety.
Reward Redemption:
myCash Redemption: Users can redeem their accumulated myCash for bookings on MakeMyTrip or other purchases, enhancing the card's value proposition.
These features give cardholders more freedom and security when using the ICICI MakeMyTrip Credit Card, and they also improve their trip experience.
The MakeMyTrip ICICI Bank Credit Card offers a range of cashback and rewards made to improve your travel and lifestyle experiences. Here are some of the benefits:
Welcome Benefits:
Annual Benefits:
myCash Rewards:
Every myCash point is worth ₹1 and can be used to book hotels, flights, vacation packages, taxis, and buses on MakeMyTrip. Interestingly, MyCash awards are perpetual.
Additional Benefits:
To get the most out of your MakeMyTrip ICICI Bank Credit Card, please read the terms and conditions linked to these advantages.
Fee Type | Details |
Joining Fee | ₹999 + GST. Upon payment, you receive a MakeMyTrip voucher worth ₹1,000, valid for one year. |
Annual Fee | ₹999 + GST. Waived if you spend ₹3,00,000 or more in an anniversary year. |
The MakeMyTrip ICICI Bank Credit Card offers several advantages and some limitations.
Pros:
Cons:
People who regularly use MakeMyTrip for their trip reservations are a good fit for the MakeMyTrip ICICI Bank Credit Card, which allows them to benefit from all of its features fully.
However, look at other credit cards that better fit your spending patterns if you have large non-travel expenses or prefer more flexible reward redemption possibilities.
Applicants must fulfil specific eligibility requirements to be eligible for the MakeMyTrip ICICI Bank Credit Card.
Eligibility Criteria:
Age:
Nationality:
Income:
Credit Score:
Documents Required:
Proof of Age: Birth Certificate or Passport.
Proof of Nationality: Passport or Aadhaar Card.
Proof of Income:
Credit Score Report:
For more detailed information, you can visit the official ICICI Bank website.
Please ensure you meet these criteria and have the necessary documentation before applying for the MakeMyTrip ICICI Bank Credit Card.
Step 1: Visit the official website or click on this link to directly access the webpage.
Step 2: On this page, you will see the MakeMyTrip ICICI Bank Credit Card. Click on Apply Now.
Step 3: A disclaimer will appear on your display. Click on the Proceed button below.
Step 4: Fill in the required personal and financial details accurately to complete the application form.
Step 5: Attach the necessary documents, such as proof of identity, address, and income.
Step 6: After reviewing all entered information, submit your application for processing.
3.50% per month (42% annually) on the outstanding amount. |
Cash Advance Fee | 2.5% of the withdrawn amount, subject to a minimum of ₹300. |
Foreign Currency Markup | 0.99% on international transactions. |
Late Payment Fee | Up to ₹100: Nil-₹101 to ₹500: ₹100- ₹501 to ₹10,000: ₹500-₹10,001 to ₹25,000: ₹750- ₹25,001 to ₹50,000: ₹900- Above ₹50,000: ₹1,000 |
Overlimit Charges | 2.5% of the over-limit amount, subject to a minimum of ₹500. |
Card Replacement Fee | ₹100 + GST. |
Rewards Redemption Fee | Nil. |
Fuel Surcharge | 1% surcharge waiver on fuel transactions up to ₹4,000 at HPCL fuel stations. |
*T&C Apply
Offline Application:
Step 1: Visit the nearest ICICI Bank branch.
Step 2: Inform the representative of your interest in applying for the MakeMyTrip ICICI Bank Credit Card.
Step 3: You will have to fill out the physical application form provided by the bank.
Step 4: Submit the photocopies of the required documents and your application.
Post-Application Process:
Step 1: Your application and documents will be verified, including a credit score assessment.
Step 2: Upon successful verification and approval, your credit card will be issued and mailed to your registered address.
Tracking Your Application:
Step 1: You can use the iMobile Pay app by visiting services > Card Services > Track application to monitor your application’s status.
Step 2: Alternatively, you can contact ICICI Bank’s 24/7 Customer Care for updates on your application status.
If you need assistance with your MakeMyTrip ICICI Bank Credit Card, you can reach out to ICICI Bank's Customer Care through the following channels:
Phone Support:
Email Support:
Online Support:
Branch Support:
For any grievances, you may call 1800 1080.
Please note that the regular hours for customer support are 7:00 a.m. to 9:00 p.m. Visit the official ICICI Bank website or contact customer service directly for the most precise and current information.
The MakeMyTrip ICICI Bank Credit Card is an excellent option for regular travellers who mostly use MakeMyTrip to book hotels, flights, and other travel-related services. With a minimal FX markup cost, free access to airport lounges, and significant MyCash rewards, it provides excellent value for travel-related expenses. However, not everyone may find its annual fee, restricted reward redemption possibilities, and reduced return on non-travel costs appealing.
If you are a loyal MakeMyTrip user and can maximize its travel benefits, this card can significantly enhance your travel experience. However, exploring other options might be beneficial for those seeking a more versatile cashback or rewards credit card.
Q. Does the MakeMyTrip ICICI Bank credit card offer complimentary airport lounge access?
Yes, we get both domestic and international airport lounge access on the new MMT ICICI Bank credit card.
Q. How do I view my MyCash or Reward Points?
You may see your MyCash balance by using the MakeMyTrip app.
Q. Does the ICICI Bank Credit Card offered by MakeMyTrip include an annual fee waiver?
Yes, given that the total amount spent on the credit card during the previous anniversary year was at least Rs. 2.99 lakh.
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