Let’s take an example of Ravi and how he earns and accumulates reward points with his RBL Bank ShopRite Credit Card!

Grocery Shopping: Ravi goes shopping and buys groceries for ₹3,000. On every ₹100 he spends, he gets 20 reward points. So, he gets 600 points (₹3,000 ÷ ₹100 × 20).
Movie Ticket Discount: Ravi buys a movie ticket for ₹500. His card gives him a 10% discount (₹50). So, he pays only ₹450 instead of ₹500!
Fuel Savings: Ravi fills his car with ₹700 fuel. There is always a little extra charge, but because of his card, that gets waived off. So, he saves ₹7!
No Annual Fee: In case Ravi spends ₹1.5 lakh in a year, his card will not be charged the ₹500 annual fee the following year. That's a significant saving!

Ravi uses his card wisely and gains rewards, discounts, and even saves!

RBL Bank ShopRite Credit Card has rewards for spending on groceries, retail, and movies, besides fuel and grocery cashback. Annual fee of ₹500 gets waived off at ₹1.5 lakh spend. Salaried and self-employed professionals are eligible.

What is a RBL Bank ShopRite Credit Card?

RBL Bank ShopRite Credit Card is designed for ordinary customers, specifically for consumers purchasing grocery items and retail merchandise. It provides reward points for eligible purchases like cinema tickets, groceries, and retail merchandise. Also, you earn cash back while purchasing grocery items and petrol/diesel, along with concession prices for movies and allied brands.

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As a joining offer, you will be compensated if you pay the joining fee on time and use the card within 30 days. The annual fee is ₹500 + GST, but the same can be waived off if you have incurred expenses of ₹1.5 lakhs or more in the previous year. Salaried and self-employed persons can use the card.

Benefits of RBL Bank ShopRite Credit Card

Here’s the information about the benefits offered by RBL Bank ShopRite Credit Card:

Welcome Benefits	When you enroll in the RBL Bank ShopRite Credit Card, you receive 2000 reward points as a 'Welcome Benefit.' To receive the points, you must: Pay your annual membership fee by the due date on your first statement. After you've done both of these, the 2000 reward points will be credited to your account within 60 days. You may redeem your points at www.rblrewards.com. For further details, see the terms and conditions at www.rblrewards.com/tnc.
Discounts on Movie Tickets	Discounts on Movie Tickets on BookMyShow: It is on movies screened on any day of the week. Key Points: The discount can be availed only on the main card (not on add-on cards). If the transaction fails, please wait for 20 minutes before attempting again. Do not back and forth on the website or app while applying the discount. Ensure you do not breach any other terms and conditions specified by BookMyShow on their website or app. Online tickets cannot be cancelled, refunded, or exchanged after purchase. Let’s understand it with the help of an example: Suppose Ravi makes a booking for a movie ticket on BookMyShow for ₹500 using his RBL Bank ShopRite Credit Card. Discount: 10% discount on ₹500 = ₹50 (maximum ₹100) Effective Payment: ₹500 - ₹50 = ₹450 Occasions: Ravi gets to use this offer 15 times in a year. However, the offer only works for primary cards. Ravi can't use it if he attempts to pay with an add-on card. In case of failed transactions, he must wait 20 minutes to make another attempt. Important: Cannot be clubbed with any other offer.
Reward Benefits	You can redeem your reward points on www.rblrewards.com. For further information, please refer to the terms and conditions on the website. Important Notes: One month means your billing cycle. Settled transactions only will accrue reward points (on the date submitted by the merchant). RBL Bank is not liable if the merchant submits a transaction date other than the actual one. Ineligible Transactions: 1. Transactions done in the following categories will not accrue reward points: Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Miscellaneous. From October 15, 2024, purchases in categories such as Quasi-Cash, Education, Government Services, Contracted Services, Cash & Bills2Pay will also not earn reward points. 2. Reward points will not be accrued on EMI conversions (Split-N-Pay or requests at the time of purchase) Let’s understand it with the help of an example: Suppose Neha spends ₹500 on grocery purchases with her RBL Bank ShopRite Credit Card. Reward Points: On every ₹100 spent, she gets 20 reward points on groceries. Points Earned: ₹500 ÷ ₹100 = 5 (multiplying by 20 points per ₹100) → 100 reward points. Neha can earn up to 1000 reward points every month on groceries Key Points: No scores on categories such as fuel or EMI conversions.
Fuel Surcharge Waiver	You can receive a waiver on a maximum of INR 100 in fuel surcharges each calendar month. Key Conditio Fuel purchase less than INR 500: No surcharge waiver; a surcharge of INR 10 will be levied. Fuel transactions above INR 4,000: No surcharge waiver; a 1% surcharge on the transaction value will be charged. The surcharge will reflect on your statement in the first instance but will be reversed for qualifying transactions in the following month's statement. The Goods and Service Tax (GST) on fuel will be levied and not reversed. Example: Transaction 1 (INR 700): This is eligible for the fuel surcharge waiver. The 1% (INR 7) or INR 10 (higher of the two) surcharge will be reversed and credited to your next month's statement. Transaction 2 (INR 499): This is not eligible for the waiver since it is less than INR 500. The surcharge will not be waived, and the INR 10 surcharge will remain. A combined statement of the surcharge reversal will appear in your statement for the following month.
Spend-Based Annual Fee Waiver	If you make INR 1,50,000 or more in eligible retail transactions during a membership year, your next year's annual membership fee of INR 500 (plus taxes) will be waived. This indicates that your statement will not show the following year's annual fee. Example: Your annual fee for April 2024–March 2025 will be exempt and will not appear in your April 2024 statement. Important Notes (from October 15, 2024): 1. Some transactions will not be included in the INR 1,50,000 spend requirement for the fee exemption: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay, and retail transaction EMI conversion of any kind (Split-N-Pay and EMI requests at POS/Web/Mobile App). 2. Fees, charges, and GST will not be considered under the qualifying spend amount.

Eligibility to apply for RBL Bank ShopRite Credit Card

Age: You must be between 18 and 65 years old.
Income: You must have a source of regular income.
Credit Score: You must have a credit score of more than 700.
Credit History: You must have a healthy credit history.
Residency: You must be in India.
Employment: You may be employed or self-employed.

Other Factors

Those with a low debt-to-income ratio (DTI) will be more likely to be approved.
You will probably be approved if you have had your current job for more than one year.
You may not be approved if you've applied for lots of loans or credit cards over a short period.

Documents Required to Apply for RBL Bank ShopRite Credit Card

Documents Required for the RBL Bank ShopRite Credit Card Application

Proof of Identity: Your PAN card, Aadhaar card, or passport.
Proof of Address: You may submit utility bills, passport, rental agreement, or Aadhaar card.
Proof of Income: Recent salary slips, bank statements, or Income Tax Returns (ITR) must be submitted.
Passport-sized Photograph: A recent passport photograph.
Completed Application Form: A filled-in credit card application form.

Additional Documents for Salaried Individuals

Form 16 of the past 2 years.
Income Tax Return (ITR) of the past 2 years, if any.
Bank statement of the past 3 months (if your salary is credited directly into your bank account).
Your current employer issued a certificate of employment.
Banks need proof of income to evaluate your repayment capacity for the card balance.

How To Apply For A RBL Bank ShopRite Credit Card?

1. Online Process:

Visit the official website of RBL Bank.
Click on the ‘Products’ option.’
Click on ‘Personal Banking.’
Select ‘Cards’ from the drop-down menu and then select ‘Credit Cards.’
Click on the ‘Explore all cards’ option.
Scroll down a bit and find the RBL Bank ShopRite Credit Card.
Click on ‘Apply Now.’
Enter your name, mobile number, and DOB and click ‘Get OTP.’
Enter the OTP received on your registered mobile number.
Enter your Pincode, address, PAN card number, gender, and pincode, and click ‘Submit.’
Enter your occupation, company name, and salary, and click on ‘Continue.’
Enter your bank name, card variant, and credit limit, and click on ‘Continue.’
Enter your details (like the name on the card, marital status, mother’s name, education qualifications, Email ID, etc.), then click ‘Proceed.’
Fill in your office and company details and click ‘Proceed.’
Select your address and click on ‘Proceed.’
Enter your Aadhar card number.
Enter the OTP received on your registered mobile number and click the ‘Submit’ option.
As a last step, complete your video KYC within 3 days.
This is how you can apply for an RBL Bank ShopRite Credit Card.

Note: Make sure that at the time of Video KYC, you have black paper, a pen, and your original PAN card.

During the KYC video, an employee from HDFC Bank will appear on your screen and ask you to show them the original PAN card.
Then he’ll ask you to sit straight and capture a photo of you.
After that, he’ll tell you to put your signature on a blank piece of paper before him.
After these steps, your video KYC will be completed.
The card will be delivered to your address within a week.

2. Offline Process:

Visit your nearest RBL Bank branch.
Request a credit card application form.
Select the RBL Bank ShopRite Credit Card.
Fill in your personal and income details in the form carefully.
Attach a photo and sign the form.
Check the form for accuracy and submit it along with the required documents.

RBL Bank ShopRite Credit Card Fees and Charges

Fee Type	Details
Annual Fee	₹500 + GST. Waived if you spend ₹1.5 lakhs in a year.
Cash Withdrawal Fee	2.5% of the amount withdrawn, with a minimum fee of ₹500.
Foreign Transaction Fee	3.5% on transactions made in foreign currencies.
Reward Redemption Fee	₹99 + GST for redeeming reward points. Charged once per day for multiple redemptions on the same day.
Card Replacement Fee	₹200 for replacing the card.
Over Limit Penalty	2.5% if you exceed your credit limit.
Fuel Transaction Surcharge	1% on fuel purchases.
Service Charges	GST as per the government rate.
Add-on Card Fee	Free for additional cardholders.
Interest-Free Period	Ranges from 20 to 50 days, depending on the credit card scheme.

How To Close an RBL Bank ShopRite Credit Card?

You can close your RBL Bank credit card by phone, email, or by visiting a branch.

By Phone:

Dial RBL Bank customer care at +91 22 6232 7777 for standard cards or +91 22 7119 0900 for SuperCards. Listen to the instructions given by the representative and give them your details so that they can confirm your identity.

By Email:

You can also email cardservices@rblbank.com for regular cards or supercardservice@rblbank.com for BFL SuperCards. Do not forget to mention your name, date of birth, card number, and expiry date.

By Visiting a Branch:

Go to your local RBL Bank branch with your credit card and supporting documents. Write a letter asking for a cancellation of your credit card, and a bank official will guide you through the process.

How To Maximise The Use Of RBL Bank ShopRite Credit Card?

Plan Your Shopping:

Plan your shopping trips.
Make the most of bonus cashback opportunities at supermarkets using your RBL Bank ShopRite Credit Card.
Adhere to planned purchases rather than shopping impulsively.

Pay Your Bill Timely:

Pay your entire balance each month to prevent interest charges.
Ensure payment of your bill before the due date.

Utilise Store Loyalty Schemes

Pair your RBL Bank ShopRite Credit Card with store loyalty schemes.
This may enable you to earn additional points or discounts in addition to your cashback.

Earn Reward Points:

Earn 20 points for each ₹100 spent on grocery purchases.
Earn 1 point for each ₹100 spent on other purchases (excluding fuel).
You can also earn points for purchases such as new clothes and cinema tickets

Enhance Your Credit Profile:

Keep using your card and make timely payments.
This can raise your spending limit and trigger other perks.

Comparison Of RBL Bank ShopRite Credit Card With Other Cards

Here’s a comparison table of the RBL Bank ShopRite Credit Card with other popular credit cards. The table will compare various aspects such as annual fees, rewards, benefits, and interest rates.

Feature	RBL Bank ShopRite Credit Card	HDFC Bank Regalia Credit Card	ICICI Platinum Chip Credit Card	SBI Card Elite
Annual Fee	₹499	₹2,500	₹499	₹4,999
Joining Fee	₹499	₹2,500	₹499	₹4,999
Interest Rate (per month)	3.49%	3.49%	3.40%	3.35%
Reward Points	5% cashback on groceries (Shoprite)	4 reward points per ₹150 spent	2 reward points per ₹100 spent	2 reward points per ₹100 spent
Cashback	5% on Shoprite purchases	Not applicable	Not applicable	Not applicable
Fuel Surcharge	1% on fuel purchases	1% on fuel purchases	1% on fuel purchases	1% on fuel purchases
Welcome Benefits	₹500 Shoprite gift voucher	2,500 reward points	500 reward points	5,000 reward points
Overseas Usage Fees	3.5% of transaction	3.5% of transaction	3.5% of transaction	3.5% of transaction

Also Read - RBL Bank Balance Check Number

Customer Care Details Related To RBL Bank ShopRite Credit Card

You can contact RBL Bank for your RBL Bank ShopRite Credit Card by calling +91 22 6232 7777 or emailing cardservices@rblbank.com. This number is available 24/7.

Other ways to reach RBL Bank:

You can email customercare@rblbank.com for general enquiries.
Use phone banking to get information and services by calling +91 22 6115 6300.
To generate a One Time Password (OTP) for IVR transactions, send an SMS with the message OTP <last 4 digits of your Card> to 5607011 from your registered mobile number.

If you don’t respond within 10 days or are unhappy with the reply, you can escalate your issue to the next level and contact the Head of Credit Card Services.

Conclusion:

RBL Bank ShopRite Credit Card is ideal for customers who love to shop at fuel stations, cinemas, and supermarkets! Enjoy exhilarating rewards like cashback on supermarket shopping, movie ticket promotions, and fuel surcharge rebates, and add spice to your daily spending.

You even get 2000 welcome points and can waive your yearly fee if you spend ₹1.5 lakh. On top of this, there is no extra fee for add-on cards, it is easy to qualify, and it's best suited for salaried or self-employed people. Apply now, experience benefits like never before, and make your shopping wiser and more rewarding!

FAQs related to RBL Bank ShopRite Credit Card:

Q1: What are the key features of the RBL Bank ShopRite Credit Card?

RBL Bank ShopRite Credit Card has numerous appealing features. When you get the card and activate it, you will gain 2,000 reward points on your very first transaction. Moreover, if you spend ₹100 on grocery shopping, you will earn 20 reward points, limited to 1,000 monthly reward points. These rewarding features make this card an ideal option for shopping for groceries. If you do that often, you accumulate rewards in quick time.

Q2: Is the RBL Bank ShopRite Credit Card worth it?

The RBL Bank ShopRite Credit Card is an excellent option for shopaholics, especially for grocery shopping. With quicker reward points on grocery shopping and movie ticket offers on BookMyShow, it provides practical benefits to those wanting more rewards. This card can be a highly valuable option for frequent shoppers based on its advantages

Q3: What is the annual fee for the RBL Bank ShopRite Credit Card?

The RBL Bank ShopRite Credit Card has an annual membership fee of INR 500 + GST.

Q4: Is RBL Bank ShopRite Credit Card a Visa or RuPay card?

RBL Bank ShopRite Credit Card is offered on MasterCard, VISA, and RuPay networks, providing flexibility and access to numerous benefits. If you possess a RuPay Credit Card, you will receive reward points according to the terms and conditions of the product.