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LoansJagat Team
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14 Minute
27 Feb 2025
IndusInd Bank Legend Credit Card – Updated Benefits & Features (2025)
Imagine Raghav, a young professional who enjoys eating out and taking business trips. Over the weekend, he spent
- ₹2,000 at a restaurant on Friday and earned 20 reward points (1 point for every ₹100 spent).
- On Saturday, he shopped for office stuff and spent ₹5,000, earning 100 reward points (2 points for every ₹100 spent on weekends).
Over the weekend, Raghav earned a total of 120 reward points.
With his IndusInd Bank Legend Credit Card, Raghav could redeem those 120 points for wonderful rewards. He traded them in for a ₹1,000 cash credit and a ₹500 shopping voucher.
But wait!
With this card, he also gets a 1.8% lower foreign currency markup and a 1% fuel surcharge waiver, making his travel and fuel outlays more manageable.
The IndusInd Bank Legend Credit Card offers Raghav and card members like him premium privileges, rewarding every purchase and every travel.
What is an IndusInd Legend Credit Card?
The IndusInd Bank Legend Credit Card is not ordinary. It opens doors to premium benefits and special privileges that make life more convenient. It's made for individuals who seek more from their money tools, bringing convenience, security, and luxury.
With features that set it apart from other cards, the IndusInd Bank Legend Credit Card gives cardholders privileges beyond spending money; it's access to a luxurious and convenient life.
IndusInd Legend Credit Card Benefits
Benefits | Description |
Legends Reward Program | For a person who's always planning and succeeding, life is filled with triumph. And legends sometimes need a bit of pampering.
How it Works: Spend: Make purchases with your IndusInd Bank Legend Credit Card. Redeem: Contact our customer service to redeem your points and credit them to your account. How You Earn: Weekdays: Get 1 reward point for each ₹100 spent. Weekends: Get 2 reward points for each ₹100 spend. Get rewards on every purchase, wherever you shop!
Let’s understand it with an example:
Suppose, one Friday afternoon, Raghav heads out for lunch with a potential business partner. He uses his IndusInd Bank Legend Credit Card to pay for the meal, which costs ₹2,000.
Here’s how his day unfolds: Step 1: Raghav spends ₹2,000 for lunch.
Step 2: Since it’s a weekday, he earns 1 reward point for every ₹100 spent. So for this ₹2,000 lunch, the calculation would be: ₹2,000 ÷ ₹100 = 20 reward points. Raghav has earned 20 reward points for his weekday lunch. The next day, he’s out shopping for office supplies on Saturday. This time, he spent ₹5,000.
Step 3: Since it’s the weekend, he earns 2 reward points for every ₹100 spent. So for this ₹5,000 shopping spree, the calculation is: ₹5,000 ÷ ₹100 = 50 reward points. Raghav gets 50 reward points for his weekend shopping.
Step 4: Raghav calls customer service to redeem these points after accumulating them. He has 70 reward points (20 from lunch + 50 from shopping). Raghav can redeem these points and get a credit back on his account.
Total Earned: Weekday Spend: 20 points (for ₹2,000) Weekend Spend: 50 points (for ₹5,000)
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Redeem Your Rewards | Enjoy a variety of options with several avenues available for redeeming reward points.
These are how you can use them: Cash Credit: For each 1 reward point, ₹0.50 as cash value will be added to your account. Airline Miles: You can transfer your points to our affiliate airlines at an exchange rate of 1 reward point = 1 airline mile. Online Shopping: Shop online using your points. Gift Vouchers: You can also spend your points on gift vouchers and many more!
So, if you want cash back, travel miles, or shopping rewards, we've got you covered
Let’s understand it with an example: A busy entrepreneur, Raghav has accumulated 2,000 reward points on his IndusInd Bank Legend Credit Card. Now, he’s excited to redeem them and explores various options for using his points.
Option 1: Cash Credit For every 1 reward point, he’ll get ₹0.50 in cash value. So, for his 2,000 points: 2,000 reward points × ₹0.50 = ₹1,000.
Option 2: Airline Miles He can transfer his reward points to airline miles with a partner airline at a rate of 1 reward point = 1 airline mile. So, with his 2,000 reward points, he would get: 2,000 reward points = 2,000 airline miles.
Option 3: Online Shopping He’s happy to use his 2,000 reward points to shop online at various stores. Depending on the store and what he’s buying, he could get discounts or even free items by redeeming his points.
Option 4: Gift Vouchers He can use his points to get gift vouchers. For instance, with 2,000 points, he could redeem them for a voucher worth ₹1,000 at a popular retailer.
Raghav chooses a combination of rewards: He receives ₹1,000 as a cash credit. He converts 1,500 points to 1,500 airline miles for his next flight. 500 points are utilised to purchase office materials with a gift voucher of ₹250.
Total: ₹1,000 cash credit 1,500 airline miles ₹250 gift voucher
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Legend Travel Benefits | Priority Pass Program: The IndusInd Bank Legend Credit Card gives complimentary access to over 700 lounges worldwide through the Priority Pass. Plus, you can enjoy free visits to international lounges outside India!
Foreign Currency Mark-Up: When making international transactions, enjoy a 1.8% discounted fee on foreign currency charges.
Airport Lounge Access: Get one free lounge visit every quarter when you use your IndusInd Bank Legend Credit Card. Click here to learn more about Airport Lounge Access
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Legend Auto Assist | Road travel is unpredictable, but with the IndusInd Bank Legend Credit Card, assistance is always available 24/7, 365 days a year. With Legend Auto Assist, this is what you get: Roadside Repairs: Whether the problem is mechanical or electrical, assistance is on the way to repair your vehicle Emergency Fuel Supply: If you need fuel, we will deliver it to your doorstep. Flat Tire Service: Assist in replacing your flat tire. Locked Keys: Are the keys locked in the car? We will help you regain entry. Battery Service: Need a new battery? We will replace it for you wherever you are. Emergency Towing: Break down, and we will tow you to your preferred workshop. Accident and Medical Assistance: Get the assistance you need in the case of an accident.
To learn more, call the Concierge Desk at 1860 267 7777. Auto Assist is present in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata.
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Exclusive Legend Offers | In partnership with Visa Network, IndusInd Bank brings you special deals to make every day memorable with your IndusInd Bank Legend Credit Card. Enjoy great deals on travel, restaurants, and entertainment. Whether you're taking a flight, dining at an award-winning restaurant with the person you love, or watching a film with friends, there are great discounts and offers!
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Legend Privileges | Fuel Surcharge:
With your IndusInd Bank Legend Credit Card, enjoy a 1% waiver on fuel at any petrol pump in India. Legend Movies and Entertainment: Buy 1, Get 1 Free Movie Ticket: Get one movie ticket on purchasing another! (The price of a free ticket is limited to ₹200. If it's higher, you get ₹200 off and pay the balance using your card. 1 Free Movie Ticket Monthly: Get one free movie ticket each month. ₹50 Discount on Food & Beverages: Get an extra ₹50 off when you choose the food and beverages option at theatres. These discounts are valid at theatres on BookMyShow in large cities
Let’s take the example of Raghav:
1. Fuel Surcharge: On his drive from Mumbai to Pune, Raghav fuels his car for ₹3,500. Thanks to his IndusInd Bank Legend Credit Card, he enjoys a 1% surcharge waiver, saving ₹35 and paying only ₹3,465 instead of ₹3,500.
2. Movies and Entertainment: Raghav goes to the movies with a friend. He buys one ticket for ₹500 and gets the second for ₹300, saving ₹200. He also enjoys ₹50 off food and drinks, paying ₹250 instead of ₹300 on the month's first weekend. Raghav uses his free movie ticket offer, booking a ₹200 ticket for free, and only pays for food and drinks.
Total savings: ₹250.
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Travel Insurance Benefits | IndusInd Bank offers the following insurance coverage for cardholders under the program:
Loss of Baggage: Up to ₹1,00,000
Delayed Baggage: Up to ₹25,000
Loss of Passport: Up to ₹50,000
Loss of Ticket: Up to ₹25,000
Missed Connection: Up to ₹25,000
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Travel Plus Program | The Travel Plus program provides the following advantages to IndusInd Bank credit cardholders under certain terms and conditions: Travel insurance coverage. Waiver of Usage Fee: Enjoy complimentary access to global lounges (a maximum of 8 times annually outside India), with the usage fee waived at ₹3.042.
This program can be accessed for an annual subscription amount of ₹5,000.
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Access to Airport Lounges with a Priority Pass | To avail of standard membership of the Priority Pass program (for two individuals), simply dial the 24x7 Phone Banking Number at 1860 267 7777. Your Priority Pass Card will be dispatched to your registered address. To enter any lounge, you must present your Priority Pass Card.
Each lounge visit will be charged ₹3.042 or the charge applicable as per Priority Pass, which will be charged to your IndusInd Bank Credit Card. If there are issues with billing for the lounge fee, you must contact Priority Pass. Membership to Priority Pass is complimentary for every IndusInd Bank Legend Credit Card member.
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IndusInd Bank Legend Concierge Service
IndusInd Bank Legend Concierge Service is a free, 24x7 personal assistant facility for IndusInd Bank Legend Credit Card customers. You get help with flight reservations, hotel bookings, arranging special events, and buying sports or entertainment tickets.
And even ordering flowers or gifts anywhere worldwide, all at no extra cost. It's having your assistant handle all your travel and lifestyle needs.
IndusInd Bank Legend Concierge Service Offers
Service | Description |
Pre-Trip Assistance | Travel stress is a thing of the past! The concierge will provide you with all the information you require. Regarding your destination, including weather, significant sites, transport facilities, and much more. |
Reservations | Let the concierge make your reservations. They shall arrange to stay at some of the finest hotels globally, ensuring you live comfortably and are satisfied. |
Flight Reservation | The concierge will arrange all the flight reservations to transport you to your destination. |
Booking of Sports and Entertainment | If you are seeking tickets for a sporting event, simply ring the concierge desk. They will attempt to obtain the tickets and deliver them to your home. |
Private Booking | The concierge is happy to provide information on special events, such as workshops or lectures by famous personalities. They can also reserve it for you if you wish. |
Gifts and Flowers | Would you like to send flowers or a gift to someone special? The concierge will assist you. A Swiss watch or French wine, they will see that it reaches anywhere in the world. |
Advantages of IndusInd Bank Legend Credit Card
- Financial Flexibility: Your card comes with a 50-day interest-free period, i.e., shop now and repay later without bearing any interest charge.
- Security and Control: Incorporated with superior safety features such as an EMV chip, the card protects you against fraud. You can control your expenses, too, by setting spending limits and enjoying real-time spending alerts to monitor your spending in real-time.
- Rewards: For each ₹100 you spend, you get 1 reward point, and during weekends, you get double points. You can redeem these points for flight bookings or offers on your preferred brands, and the points never expire.
Documents Required for IndusInd Bank Legend Credit Card?
Documents Required for IndusInd Bank Legend Credit Card:
Identity Proof:
- Voter ID
- Aadhaar Card
- Driving License
- Passport
Proof of Address:
- Aadhaar Card
- Ration Card
- Voter ID
Income Proof:
- Income Tax Returns
- Salary Slips
Eligibility Criteria for IndusInd Bank Legend Credit Card?
To become eligible for the IndusInd Bank Legend Credit Card, you should fulfill these requirements:
- You should be an Indian citizen
- You may either be salaried or be self-employed
- You must be between 21 and 65 years of age
- You must have at least a minimum monthly income of ₹20,000
How to apply for an IndusInd Bank Legend Credit Card?
1. Online Process:
- Visit the official website of IndusInd Bank.
- Click on ‘Cards,’ the 2nd option in the navigation bar.
- Select ‘Legend Credit Card’ from the drop-down menu.
- Click on ‘Apply Now.’
- Enter your name, DOB, and mobile number, and click ‘Get OTP.’
- Enter the OTP received on your registered mobile number, accept the terms and conditions, and click ‘Proceed.’
- Enter your PAN Card number, Gender, current residential address, and pincode, and click ‘Proceed.’
- Enter your employment details (occupation, company name, net monthly income), then click ‘Continue.’
- Click on the ‘Check Best Offers’ option.
- On the next page, E-Verify your income.
- Click on the ‘Get Your Card’ option.
- Complete your KYC by clicking on ‘Aadhar-based E-KYC.’
- Enter your Aadhar card number and click on ‘Get OTP.’
- Enter the OTP received on your registered mobile number and click on ‘Verify e-KYC.’
- On the next page, your application reference number will be generated.
- Scroll down a bit and click on ‘Start Video KYC Now.’
Note: Make sure that at the time of Video KYC, you have black paper, a pen, and your original PAN card.
- During the KYC video, an employee from IndusInd Bank will appear on your screen and ask you to show him the original PAN card.
- Then he’ll ask you to sit straight and capture a photo of you.
- After that, he’ll tell you to put your signature on a blank piece of paper before him.
- After these steps, your video KYC will be completed.
- The card will be delivered to your address within a week.
2. Offline Process:
- Visit your nearest IndusInd Bank branch.
- Request a credit card application form.
- Select the IndusInd Legend Credit Card.
- Fill in your personal and income details in the form carefully.
- Attach a photo and sign the form.
- Check the form for accuracy and submit it along with the required documents.
How to maximise benefits of IndusInd Bank Legend Credit Card?
Tips | Details |
Use it for everyday purchases | Pay for groceries, gas, food, and online subscriptions with your card. |
Pay your bill on time | Always pay your bill fully to avoid interest. If not, at least pay the minimum. |
Redeem rewards | Choose a rewards card, collect points or miles, and redeem them for offers. |
Look for extra benefits | Get perks like lounge access, travel insurance, or purchase protection. |
Use wisely | Only use your card for things you need, not want. Keep an eye on your spending. |
Track your expenses | Monitor your spending and avoid hidden fees. |
Use with trusted merchants | Only shop with reliable, secure merchants. |
Avoid cash withdrawals | Don’t use your credit card for withdrawing cash ,as it can lead to high fees. |
Maintain a low credit usage | Keep your credit balance below 30% of your limit to maintain a good score. |
Customer Care Details
For assistance, call 24/7 Phone Banking at 1860 267 7777, visit www.indusind.com, or email priority.care@indusind.com.
Conclusion
The IndusInd Bank Legend Credit Card is for those who wish to squeeze the best out of their money and enjoy exclusive privileges. There are countless options, be it earning reward points on every transaction or getting them redeemed as cash, shopping vouchers, or airline miles.
And with additional privileges such as airport lounge access, 1% fuel surcharge waiver, and travel insurance, it's ideal for frequent travellers and daily spenders. The card has 24/7 concierge service, roadside assistance, and entertainment discounts. Apply now and experience a world of premium privileges that make life more rewarding.
FAQs related to IndusInd Bank Legend Credit Card
Q1: Does IndusInd Bank Legend Credit Card provide international lounge access?
Yes, with the IndusInd Bank Legend Credit Card, you are entitled to free access to international lounges internationally beyond India under the Priority Pass program.
Q2: What is the value of the reward points on the IndusInd Bank Legend Credit Card?
With effect from 1st March 2024, one reward point on the IndusInd Bank Legend Credit Card will equal ₹0.50 cash credit. From 1st September 2024, the redemption of a limit of up to 5,000 points per calendar month as cash credit will be curbed.
Q3: Can two individuals use an airport lounge on one credit card?
Yes, certain credit cards permit several individuals to enter an airport lounge using a single card, although this varies according to the individual credit card and the lounge's policy.
Other Credit Cards | |||
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LoansJagat Team
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