IndusInd Bank Pinnacle Credit Card – Features, Fees & Updated Benefits (2025)

As a freelance photographer, Rahul dedicates himself to achieving his passion through visual story capturing while constantly seeking different travel destinations. He collaborates with clients and uses expensive professional photographic equipment.

Rahul discussed with his father “how his spending habits changed his life” after obtaining the IndusInd Bank Pinnacle Credit Card.

Rahul said, "The IndusInd Bank Pinnacle Credit Card proved to be a video game controller for his freelance work style." This credit card system enables me to achieve more rewarding expenses that support my needs. He expressed that the IndusInd Bank Pinnacle Credit Card plays a role in his life as his money-smart partner because it knows his way of life.

Rahul defines how the IndusInd Bank Pinnacle Credit Card is beneficial for him:

• I filled up 150 litres of fuel every month to meet clients, and I saved ₹900 monthly and almost ₹10,800 annually.
  
  
• I spent ₹15,000 on groceries, dining, and shopping. So, I earned nearly 600 reward points monthly and 7,200 reward points annually, which costs ₹7,200.
  
  
• I watched movies in the theatre and on the OTT platform every month, and I saved ₹500 monthly and ₹6,000 annually.
  
  
• I saved ₹600 monthly on dining (annually ₹7,200).
  
  
• Regarding my Airport Lounge, the IndusInd Bank Pinnacle Credit Card helps me to save ₹2,000 annually on lounge fees.
  
  
• Also, I get free roadside assistance twice a year, which allows me to save ₹1,200 annually on emergency services.

Rahul's Total Savings are almost ₹33,000+ per year!

What is an IndusInd Bank Pinnacle Credit Card?

The IndusInd Bank Pinnacle Credit Card is an upper-tier payment solution for people who love to experience elite lifestyles while making multiple purchases. Each ₹100 shopping transaction generates 4 reward points, and the customer gets free airport lounges with the advantage of no fuel surcharges.

The IndusInd Bank Pinnacle Credit Card offers customers a range of benefits, such as 15% restaurant discounts, free roadside assistance, and buy-one-get-one-free movie tickets. It also offers dining and entertainment deals. This Credit Card is an excellent choice for people who want both convenience and rewarding experiences.

Key Features and Benefits of IndusInd Bank Pinnacle Credit Card

Reward Points

How It Works:

• For every ₹150 spent on eligible categories (e.g., groceries, shopping), you earn 6 (2.5 to 6) reward points.
• For every ₹150 spent on eligible categories (e.g., dining, travelling), you earn 10x reward points.
• Points can be redeemed for cashback, gift vouchers, merchandise, or travel benefits.
• The value of each reward point is rectified by the bank (e.g., 1 point = ₹0.25 or ₹1).

Example: Rahul uses a credit card from an IndusInd bank that offers reward points on groceries, dining, and shopping. Here is how it works for Rahul:

Why It’s Beneficial

• Earn 6 points per ₹150 on regular spending and 10X points on dining, travel, and entertainment.
• Redeem points for vouchers, cashback, or statement credits.
• Turn everyday spending into valuable rewards.
  
  

Welcome Benefits

How to Use Welcome Benefits:

Taj Epicure Plus Membership

• Activate your membership using the details provided upon card activation.
• Enjoy 15% off on food and beverages at over 120 Taj restaurants across India.

Welcome E-Gift Voucher

• Receive the voucher via email or SMS after card activation.
• Redeem the voucher on popular platforms like Amazon, Flipkart, or partner brands.

Why These Benefits Matter?

• With a Taj Epicure Plus membership, users can enjoy exclusive dining privileges at favourable prices.
• Customers receive instant savings through welcome e-gift vouchers to buy products from famous brands.
• The immediate value of these benefits transforms the card into an ideal option for people who enjoy the lifestyle scene.
  
  

Travel Benefits

The IndusInd Bank Pinnacle Credit Card serves frequent travellers because it offers numerous travel advantages, cost-effectiv,e comfortable journeys, and security. This offers to provide a pleasant travel experience.

How to Use Travel Benefits?

Priority Pass Membership

• You can activate your Priority Pass membership using the customer care number (1860 267 7777) and the details provided upon card activation.
• Enjoy 4 complimentary lounge visits per year at over 1,300 lounges worldwide.

Flight & Hotel Discounts

• Book flights and hotels through partner platforms like Cleartrip, Yatra, or MakeMyTrip.
• Use your card to avail exclusive discounts.

Travel Insurance Coverage

• Automatically activated when you book travel using your card.
• Includes air accident cover (up to ₹1 crore) and lost luggage insurance (up to ₹50,000).

Example: Rahul uses a credit card from an Induslnd bank that offers travel benefits on flights, hotels, and travel insurance coverage. Here is how it works for Rahul:

Rahul’s Travel Savings are:

• Membership pass: ₹3,000
• Flight and Hotel Discount: ₹1,000
• Travel Insurance Coverage: ₹30,000
• Total: ₹3,000 + ₹1,000 + ₹30,000 = ₹34,000

Dining Benefits

How to Use Dining Benefits

Exclusive Restaurant Discounts

• Discounts of up to 15% on your total bill.
• Customers show their IndusInd Bank Pinnacle Credit Card at partnering restaurants.

Taj Epicure Plus Membership

• Activate your complimentary 1-year membership using the details provided upon card activation.
• Enjoy 15% off on the food and beverages at over 120+ Taj restaurants with family and friends.

Example: Rahul uses a credit card from an IndusInd bank that offers dining benefits at restaurants and hotels and a Taj Epicure Plus membership. Here is how it works for Rahul:

Rahul's Dining Savings are:

• Exclusive restaurant Discounts: ₹375
• Taj Epicure Plus Membership discounts: ₹600
• Total Saving: ₹975

Why These Benefits Matter

• Enjoy up to 15% off at partner restaurants and Taj properties.
• Access exclusive dining privileges at iconic Taj restaurants.
• Turn every meal into a memorable and affordable experience.

With the IndusInd Bank Pinnacle Credit Card, dining out becomes a rewarding and luxurious relationship.

Fuel Surcharge Waiver

How It Works

• Use your IndusInd Bank Pinnacle Credit Card to pay for fuel at any petrol pump in India.
• The usual 1% fuel surcharge is removed from your transactions through the card system.
• The waiver is applicable for transactions between ₹400 and ₹5,000.
• The maximum waiver you can avail of is ₹250 per statement cycle.

Example: Rahul uses a credit card from an IndusInd bank that offers fuel surcharge benefits Here is how it works for Rahul:

Rahul Monthly Savings: Up to ₹250

Rahul Annual Savings: Up to ₹3,000

Why This Benefit Matters

• Reduce your fuel expenses with every refill.
• You don’t need to carry cash or use other payment methods.
• The best possible way for those who spend significantly on fuel.

With the IndusInd Bank Pinnacle Credit Card, you can enjoy hassle-free fuel purchases and save money every time you hit the road!

Complimentary Golf Games

The premium lifestyle benefit of the IndusInd Bank Pinnacle Credit Card includes free access to golf courses in India for its holders. Indian premium golf courses provide four complimentary golf games to IndusInd Bank Pinnacle Credit Card.

Golf enthusiasts using this exclusive offer can play games or practice their swings at no extra expense. This exclusive perk enhances the leisure experience for all golfers, whether they have experience or not. The card stands as an ideal choice for those who appreciate premium activities.

Eligibility Criteria for IndusInd Bank Pinnacle Credit Card

The IndusInd Bank Pinnacle Credit Card benefits require applicants to fulfill requirements and share relevant documents. The Pinnacle credit card suits individuals who demonstrate financial responsibility through a stable monetary background and a solid credit profile. 

Contact customer care at 1860 267 7777

Required Documents to Apply for IndusInd Bank Pinnacle Credit Card

Your application requires these documents to finish the process:

• Identity Proof: Aadhaar card, PAN card, or passport.
• Address Proof: Utility bill, rental agreement, or Aadhaar card.
• Income Proof: Salary slips (last 3 months) or income tax returns (for self-employed individuals). 
• Passport-sized Photograph.

How to Apply for an IndusInd Bank Pinnacle Credit Card?

Offline Application:

Step 1: Visit the nearest IndusInd Bank branch. You can find your nearest IndusInd Bank branch with the help of their Branch locator.

Step 2: To initiate the application process, you request a credit card application from Induslnd Bank branches.

Step 3:  Fill in the required details and attach the necessary documents, like address proof and income proof.

Step 4: After completing your form, submit it to the bank representative.

Step 5: Wait for 24 hours to 48 hours.

Step 6:  When Induslnd Bank verifies your documents, the bank will approve your Credit Card.

Online Application:

Step 1: Visit the official website of the IndusInd Bank and navigate to the Cards option.

Step 2: Select the “IndusInd Bank Pinnacle Credit Card” option.

Step 3: Click on the “Apply” option.

Step 4: Fill in the required personal and financial details.

Step 5: Upload necessary documents (PAN card, Aadhaar, income proof, address proof).

Step 6: Apply and await approval (online applications take 7-10 working days).

Fees of IndusInd Bank Pinnacle Credit Card

The following charges are linked to this credit card:

How to check an IndusInd Bank Pinnacle Credit Card Statement and Balance?

1. Online Method

• Visit the official IndusInd Bank website: IndusInd Bank Credit Card.
• Log in to your account using your customer ID or registered mobile number.
• Navigate to the Credit Card section to view your card details, statement, or application status.
• Alternatively, use the Track Application feature by entering your application reference number.

2. Mobile App

• Download the IndusInd Bank Mobile App from the App Store or Google Play.
• Log in using your credentials.
• Go to the Credit Card section to check your card details, transaction history, or application status.

3. Customer Care

• Call IndusInd Bank’s customer care at 1860 267 7777.
• Provide your application reference number or registered mobile number to get updates on your card status.

4. Visit a Branch

• Locate the nearest IndusInd Bank branch using the Branch Locator.
• Visit the branch with your application details or ID proof to enquire about your card status.

Following these methods, you can quickly check your IndusInd Bank Pinnacle Credit Card details or application status.

Conclusion

Premium cardholders who love living in style can choose the IndusInd Bank Pinnacle Credit Card because it provides unique advantages such as points accumulation, complimentary lounge, usage dining savings, and free fuel toll payments. 

Daily life experiences become more delightful and savings reach new heights because the Taj Epicure Plus membership comes with travel insurance and golf access features of this premium card. This card serves frequent travelers and spenders because it delivers luxury service, user-friendly features, and affordable rates that compose an exceptional premium lifestyle package.

FAQs Related to IndusInd Bank Pinnacle Credit Card

1. What are the reward points offered?
   Earn 6 reward points for every ₹150 spent, with 10X points on dining, travel, and entertainment.
   
   
2. Is there a lounge access benefit?
   Yes, you get 4 complimentary lounge accesses per year via Priority Pass membership.
   
   
3. What is the annual fee?
   The card has a premium annual fee, which may be waived based on spending criteria.
   
   
4. Are there dining benefits?
   Yes, enjoy discounts at partner restaurants and a complimentary Taj Epicure Plus membership.
   
   
5. Is the fuel surcharge waived?
   Yes, the fuel surcharge is waived up to ₹250 per statement cycle at fuel stations across India.

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