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As a freelance photographer, Rahul dedicates himself to achieving his passion through visual story capturing while constantly seeking different travel destinations. He collaborates with clients and uses expensive professional photographic equipment.
Rahul discussed with his father “how his spending habits changed his life” after obtaining the IndusInd Bank Pinnacle Credit Card.
Rahul said, "The IndusInd Bank Pinnacle Credit Card proved to be a video game controller for his freelance work style." This credit card system enables me to achieve more rewarding expenses that support my needs. He expressed that the IndusInd Bank Pinnacle Credit Card plays a role in his life as his money-smart partner because it knows his way of life.
Rahul defines how the IndusInd Bank Pinnacle Credit Card is beneficial for him:
Rahul's Total Savings are almost ₹33,000+ per year!
The IndusInd Bank Pinnacle Credit Card is an upper-tier payment solution for people who love to experience elite lifestyles while making multiple purchases. Each ₹100 shopping transaction generates 4 reward points, and the customer gets free airport lounges with the advantage of no fuel surcharges.
The IndusInd Bank Pinnacle Credit Card offers customers a range of benefits, such as 15% restaurant discounts, free roadside assistance, and buy-one-get-one-free movie tickets. It also offers dining and entertainment deals. This Credit Card is an excellent choice for people who want both convenience and rewarding experiences.
How It Works:
Example: Rahul uses a credit card from an IndusInd bank that offers reward points on groceries, dining, and shopping. Here is how it works for Rahul:
Spending Category | Monthly Spend | Reward Point Earned | Annual Reward Points | Annual Value |
Groceries & Shopping | ₹15,000 |
Rahul’s Annual Savings If Rahul spends ₹53,000 every month on eligible categories: Monthly Cashback: ₹14,000 Annual Cashback: ₹14,000 x 12 = ₹1,68,000 |
Why It’s Beneficial
How to Use Welcome Benefits:
Taj Epicure Plus Membership
Welcome E-Gift Voucher
Why These Benefits Matter?
The IndusInd Bank Pinnacle Credit Card serves frequent travellers because it offers numerous travel advantages, cost-effectiv,e comfortable journeys, and security. This offers to provide a pleasant travel experience.
Priority Pass Membership
Flight & Hotel Discounts
Travel Insurance Coverage
Example: Rahul uses a credit card from an Induslnd bank that offers travel benefits on flights, hotels, and travel insurance coverage. Here is how it works for Rahul:
Benefit | Scenario | Savings |
Priority Pass Membership | Accessing a lounge during a layover at Mumbai International Airport. | Save ₹1,000 per visit (average lounge cost). |
Flight & Hotel Discounts |
Rahul’s Travel Savings are:
How to Use Dining Benefits
Exclusive Restaurant Discounts
Taj Epicure Plus Membership
Example: Rahul uses a credit card from an IndusInd bank that offers dining benefits at restaurants and hotels and a Taj Epicure Plus membership. Here is how it works for Rahul:
Benefits | Scenario | Savings |
Exclusive Restaurant Discounts | Dining at a partner restaurant with a bill of ₹2,500 | Save ₹375 (15% off). |
Taj Epicure Plus Membership |
Rahul's Dining Savings are:
Why These Benefits Matter
With the IndusInd Bank Pinnacle Credit Card, dining out becomes a rewarding and luxurious relationship.
How It Works
Example: Rahul uses a credit card from an IndusInd bank that offers fuel surcharge benefits Here is how it works for Rahul:
Transaction Amount |
600
(₹15,000 ÷ ₹150 × 6 = 600)
7,200 |
₹7,200 |
Dining (10X Points) | ₹10,000 | 4,000 (₹10,000 ÷ ₹150 × 6 × 10 = 4,000) | 48,000 | ₹48,000 |
Travel (10X Points) | ₹20,000 | 8,000 (₹20,000 ÷ ₹150 × 6 × 10 = 8,000) | 96,000 | ₹96,000 |
Entertainment (10X) | ₹3,000 | 1,200 (₹3,000 ÷ ₹150 × 6 × 10 = 1,200) | 14,400 | ₹14,400 |
Fuel Spends | ₹5,000 | 200 (₹5,000 ÷ ₹150 × 6 = 200) | 2,400 | ₹2,400 |
Total | ₹53,000 | 14,000 | 1,68,000 | ₹1,68,000 |
Save ₹3,000 (₹2,000 on flight + ₹1,000 on hotel). |
Travel Insurance Coverage | Filing a claim for lost luggage worth ₹30,000. | Receive ₹30,000 as compensation. |
Total | ₹34,000 |
Dining at a Taj restaurant with a bill of ₹4,000.
Save ₹600 (15% off). |
Total |
| ₹975 |
*T&C Apply
1% Fuel Surcharge
Waived Applied |
Net Savings |
₹1,000 | ₹10 | ₹10 | ₹10 |
₹2,500 | ₹25 | ₹25 | ₹25 |
₹5,000 | ₹50 | ₹50 | ₹50 |
Rahul Monthly Savings: Up to ₹250
Rahul Annual Savings: Up to ₹3,000
Why This Benefit Matters
With the IndusInd Bank Pinnacle Credit Card, you can enjoy hassle-free fuel purchases and save money every time you hit the road!
The premium lifestyle benefit of the IndusInd Bank Pinnacle Credit Card includes free access to golf courses in India for its holders. Indian premium golf courses provide four complimentary golf games to IndusInd Bank Pinnacle Credit Card.
Golf enthusiasts using this exclusive offer can play games or practice their swings at no extra expense. This exclusive perk enhances the leisure experience for all golfers, whether they have experience or not. The card stands as an ideal choice for those who appreciate premium activities.
The IndusInd Bank Pinnacle Credit Card benefits require applicants to fulfill requirements and share relevant documents. The Pinnacle credit card suits individuals who demonstrate financial responsibility through a stable monetary background and a solid credit profile.
Age | For Pinnacle Cardholders: Applicants must be between 21 and 65 years old. |
Income | Salaried individuals' minimum annual income is ₹6,00,000 or more. The minimum annual income for self-employed individuals is ₹8,00,000 or more. |
Employment Status | Salaried, self-employed professionals and business owners can apply with a stable income source. |
Credit Score | A good credit score (typically 750 or above) is required to qualify for the card. |
Existing Relationship with Induslnd Bank | Higher chances if you have regular transactions, a good savings balance, or investments with IndusInd Bank. |
Contact customer care at 1860 267 7777
Your application requires these documents to finish the process:
Step 1: Visit the nearest IndusInd Bank branch. You can find your nearest IndusInd Bank branch with the help of their Branch locator.
Step 2: To initiate the application process, you request a credit card application from Induslnd Bank branches.
Step 3: Fill in the required details and attach the necessary documents, like address proof and income proof.
Step 4: After completing your form, submit it to the bank representative.
Step 5: Wait for 24 hours to 48 hours.
Step 6: When Induslnd Bank verifies your documents, the bank will approve your Credit Card.
Step 1: Visit the official website of the IndusInd Bank and navigate to the Cards option.
Step 2: Select the “IndusInd Bank Pinnacle Credit Card” option.
Step 3: Click on the “Apply” option.
Step 4: Fill in the required personal and financial details.
Step 5: Upload necessary documents (PAN card, Aadhaar, income proof, address proof).
Step 6: Apply and await approval (online applications take 7-10 working days).
The following charges are linked to this credit card:
Joining Fees | ₹3,000 + Taxes |
Interest Rate | 3.83% per month (approximately 46% annually) on unpaid balances. |
Renewal Charges | ₹3,000 + GST annually (may be waived if annual spending exceeds a specified limit) |
Late Payment Fee | Up to ₹100 - Nil ₹101 to ₹500 - ₹100 ₹501 to ₹1,000 - ₹350 ₹1,001 to ₹10,000 - ₹550 ₹10,001 to ₹25,000 - ₹800 ₹ 25,001 to ₹50,000 - ₹1,100 Above ₹50,000 - ₹1,300 |
1. Online Method
2. Mobile App
3. Customer Care
4. Visit a Branch
Following these methods, you can quickly check your IndusInd Bank Pinnacle Credit Card details or application status.
Premium cardholders who love living in style can choose the IndusInd Bank Pinnacle Credit Card because it provides unique advantages such as points accumulation, complimentary lounge, usage dining savings, and free fuel toll payments.
Daily life experiences become more delightful and savings reach new heights because the Taj Epicure Plus membership comes with travel insurance and golf access features of this premium card. This card serves frequent travelers and spenders because it delivers luxury service, user-friendly features, and affordable rates that compose an exceptional premium lifestyle package.
Other Credit Cards | |||
