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LoansJagat Team

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22 Sep 2025

SBI Prime Card Lounge Access – Benefits, Perks & Eligibility

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Key Takeaways
 

  • SBI Prime offers 8 domestic and 4 international complimentary lounge visits every year.
     
  • You can enjoy airport lounge entry by swiping your card for just ₹2, gaining access to free food, Wi-Fi, and a comfortable seating environment.
     
  • For every ₹1,00,000 spent on your YES Bank credit card, you earn one additional complimentary domestic lounge visit.
     
  • Selected YES Bank credit cards also include a complimentary Priority Pass membership, offering seamless lounge access during international travel.
     
  • These benefits are ideal for frequent travellers seeking luxury, convenience, and savings without any additional cost.

 

Bonus: The SBI Prime Card offers 8 complimentary domestic airport lounge visits and 4 complimentary international Priority Pass lounge visits per calendar year, with a maximum of 2 visits per quarter. 

The SBI Prime Credit Card offers complimentary domestic and international airport lounge access, making travel more comfortable and cost-effective.

Let’s say Karan, a 35-year-old sales manager from Mumbai who travels 10+ times a year. He uses his SBI Prime Credit Card smartly, saving big without even trying!

  • In January, he flew to Hyderabad and accessed a domestic lounge, saving ₹1,200
     
  • In March, he travelled to Dubai, and Priority Pass saved him ₹2,800
     
  • In April, he spent ₹2 lakhs on work expenses, earned 2 extra domestic lounge visits

By June, he’d used 3 domestic and 1 international visits, and still had 5 domestic and 3 international left

Isn’t it amazing how just a ₹2 swipe gets you free snacks, Wi-Fi, and a quiet place to relax? It’s an easy and affordable way to travel in comfort!

Now that you’ve seen how the SBI Prime Credit Card can turn travel into a rewarding, budget-friendly experience, let’s explore its lounge access features, eligibility, benefits, and how to make the most of every swipe.

Features And Benefits Of SBI Prime Card Lounge Access:

Let’s say Riya, a 34-year-old marketing executive from Delhi, uses her SBI Prime Credit Card while travelling. In January, she accessed a domestic airport lounge for free, saving ₹1,000. 

In February, she flew to Dubai and used her complimentary Priority Pass to enjoy an international lounge, saving ₹2,500. By June, she had used 2 domestic and 2 international visits. 

After spending ₹1,00,000 in April, she earned 1 extra domestic lounge visit, raising her total domestic visits to 9 for the year.

SBI Prime Lounge Access Benefits:


SBI Prime Credit Card offers generous lounge access benefits that make your travel smoother, more comfortable, and affordable.
 

  • 8 Domestic Lounge Visits/Year
    (Max 2/Quarter, across Indian airports)
     
  • 4 International Lounge Visits/Year
    (Max 2/Quarter, via Priority Pass)
     
  • Priority Pass Membership – Complimentary
     
  • Spend ₹1,00,000 = 1 Extra Domestic Lounge Visit
     
  • Guest Access: Available at extra lounge rates

With these perks, cardholders can enjoy luxury travel experiences, save on airport expenses, and earn extra visits through smart spending

SBI Prime Credit Card Lounge Access

Here’s a detailed breakdown of the SBI Prime Credit Card lounge access benefits to help you travel smarter and more comfortably.

 

Benefit

Details

Explanation

Domestic Lounge Access

8 complimentary visits per year (max 2 visits per quarter)

You can access airport lounges in India 8 times a year. However, only 2 visits are allowed every 3 months.

International Lounge Access

4 complimentary visits per year via Priority Pass (max 2 per quarter)

Enjoy up to 4 free international lounge visits outside India. You can use up to 2 per quarter.

Priority Pass Membership

Complimentary

You get a free membership to the global Priority Pass network of airport lounges.

Extra Lounge Visits

1 additional domestic lounge visit for every ₹1 lakh spent

The more you spend, the more lounge visits you earn. Spend ₹1 lakh and get 1 extra domestic visit.

Guest Access

Allowed; guests may be charged as per lounge rates

You can bring a guest, but they may need to pay standard lounge entry fees, depending on the lounge policy.

Annual Visit Tracking

Visits reset every calendar year

The lounge visit count starts fresh each January.

 

With domestic and international access, bonus visits for high spenders, and guest entry options, the SBI Prime Card makes every trip more rewarding.

Eligibility Criteria For SBI Prime Card Lounge Access:

Let’s say Aman, a 29-year-old software developer from Pune earning ₹85,000/month, often travels for work. To enjoy airport lounge access without high fees, he applied for the SBI Prime Credit Card. 

He met all criteria, age, income, salaried status, and a 760 credit score- and submitted the required documents. Within 10 days, his card arrived. On a Hyderabad trip, he saved ₹1,200 using a domestic lounge. 

Later, in Singapore, he saved ₹2,800 via his free Priority Pass. By spending ₹2 lakhs on bookings, he earned 2 extra lounge visits that year.

Key SBI Prime Credit Card Lounge Access Highlights
 

  • 8 Domestic Lounge Visits/Year (2/quarter)
     
  • 4 International Lounge Visits/Year (2/quarter)
     
  • Extra Visit per ₹1 Lakh Spend
     
  • Free Priority Pass Membership

SBI Prime Credit Card Eligibility Criteria:

 

Criteria

Details

Age

21–70 years (25–70 if self-employed)

Occupation

Salaried or self-employed

Monthly Income

₹75,000 or more

Credit Score

Good (typically 700+)

Citizenship

Indian

Documentation Required

ID, Address & Income Proof


This makes the SBI Prime Credit Card ideal for professionals like Aman who want luxury and value while travelling.

How To Use SBI Prime Card Lounge Access?

Let’s say Megha, a 32-year-old consultant from Bengaluru, was flying to Delhi for a client meeting. Arriving early, she used her SBI Prime Credit Card to access the airport lounge. The staff swiped her card for just ₹2, granting her complimentary entry and saving her ₹1,200 in lounge fees. 

Inside, she enjoyed snacks, coffee, Wi-Fi, and a peaceful environment at no extra cost. This marked her 3rd domestic lounge visit of the year, so she mentally noted that she still had 5 free visits remaining.

Steps to Use SBI Prime Credit Card for Lounge Access
 

  1. Identify Participating Lounges
    Visit the SBI Card website to check the list of domestic and international lounges covered.
     
  2. Present Your SBI Prime Credit Card
    Show your card at the lounge reception counter.
     
  3. Card Swipe for Validation
    The staff will swipe your card for ₹2 to verify eligibility and deduct one visit.
     
  4. Enjoy Lounge Facilities
    Access free snacks, beverages, Wi-Fi, and a comfortable environment.
     
  5. Track Your Usage
    SBI Prime allows 8 domestic and 4 international visits per year. Monitor usage to avoid extra charges.
     

This simple process adds luxury to every journey without burning a hole in your pocket!

SBI Prime Card: List of Participating Airport Lounges

Cardholders can access the following airport lounges across major Indian cities by presenting their SBI Prime Card and a valid same-day boarding pass.
 

S.No.

City

Lounge Name

Terminal

1

Ahmedabad

TFS Lounge

International (T2)

2

Ahmedabad

TFS Lounge

Domestic (T1)

3

Bengaluru

TFS Lounge

Domestic (T1)

4

Bengaluru

TFS Lounge

Domestic (T1)

5

Chennai

TFS Lounge

International (T2)

6

Chennai

TFS Lounge

Domestic (T4)

7

Chennai

TFS Lounge

Domestic (T1)

8

New Delhi

Encalm Hospitality Lounge

Domestic (T3)

9

New Delhi

Encalm Hospitality Lounge

International (T3)

10

New Delhi

Encalm Hospitality Lounge

Domestic (T1)

11

Goa

TFS Lounge

Domestic (T1)

12

Hyderabad

Encalm Hospitality Lounge

Domestic (T1)

13

Kolkata

TFS Lounge

International (T1)

14

Kolkata

TFS Lounge

Domestic (T1)

15

Mumbai

TFS Lounge

Domestic (T2)

16

Mumbai

TFS Lounge

Domestic (T1C)

17

Mumbai

Oberoi Airport Services

International (T2)

 

Whether you’re flying domestic or international, SBI Prime ensures comfort at almost every major airport.

Conclusion

The SBI Prime Credit Card is perfect if you travel a lot and want comfort without spending extra. You get 8 free domestic and 4 international lounge visits every year, plus a free Priority Pass to relax at airports. For every ₹1,00,000 you spend, you earn one extra lounge visit—cool, right? If you're 21–70 years old and earn ₹75,000 or more per month, this card is just right for you.

FAQs:

 

Q1: How many free lounge visits does the SBI Prime Credit Card offer?
You get 8 domestic and 4 international lounge visits per year.

Q2: What is the cost to access a lounge using the SBI Prime Card?
Just a nominal ₹2 swipe is required for validation at the lounge.

Q3: Can I earn extra lounge visits by spending?
Yes, for every ₹1,00,000 spent, you get 1 extra domestic lounge visit.

Q4: Is a Priority Pass included with the SBI Prime Credit Card?
Yes, you get a complimentary Priority Pass membership for international lounge access.

Q5: Who is eligible for the SBI Prime Credit Card?
Indian citizens aged 21–70 with a monthly income of ₹75,000+ and a good credit score.

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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