IDFC First Bank Select Credit Card Lounge Access – Benefits & Details

• IDFC First Bank Select Credit Card provides complementary airport and railway lounge access to its users.
   
• The eligibility criteria for this card are that a person should have an annual income of 12,00,000 or more.
   
• IDFC First Bank Select Credit Card has zero joining and annual fees.

IDFC FIRST Bank Select Credit Card Lounge Access allows cardholders to relax in airport and railway lounges. They can enjoy premium airport and railway lounges. This benefit adds great value, especially for frequent flyers. 

For example, Puja, who often travels for work. She can relax at the airport lounge with free Wi-Fi and many more amenities before her flight through IDFC First Bank Select Credit Card. She does not need to worry about paying joining or annual fees, making it a smart choice. With this card, travellers experience convenience, comfort, and affordability all together.

This blog enumerates the lounge access in the IDFC First Bank Select Credit Card.

FIRST Select: The Ideal Choice for Smart Travellers

Puja wanted a credit card that offered real value in travel and everyday spending. The IDFC FIRST Bank Select Credit Card proved to be the perfect match, thanks to its wide range of benefits and zero joining or annual fees. Here’s how this card makes her life simpler and smarter:

Premium Travel Comfort

With this card, Puja enjoys two free airport lounge visits and four railway lounge visits per quarter. She also receives special offers on Yatra and MakeMyTrip bookings and a trip cancellation cover of ₹10,000, giving her complete peace of mind.

Rewarding Every Spend

IDFC FIRST Select Credit Card allows Puja to earn up to 10X reward points on transactions. Unlike other cards, her reward points never expire, which makes redemption as good as using cash.

UPI Advantage Anywhere

Even in small towns or local shops where credit cards are less accepted, Puja links her card to UPI via a RuPay add-on card. This way, she pays through UPI, uses her credit limit, and still earns 3X rewards.

Easy Expense Tracking

Instead of juggling between wallets and multiple bank accounts, Puja now manages her money with one credit card statement. She tracks expenses easily and avoids dipping into her savings account unnecessarily.

In the end, Puja found exactly what she wanted: a credit card that combines comfort, rewards, and convenience without extra costs. With the IDFC FIRST Bank Select Credit Card, she can now travel stress-free, earn more on expenses, and manage her money better.

IDFC FIRST Bank Select Credit Card: Airport Lounge Access Terms

The IDFC FIRST Bank Select Credit Card provides cardholders with complimentary airport lounge access. Those have certain rules and conditions. The table below simplifies these terms so that cardholders know exactly what to expect before using the benefit.
 

The IDFC FIRST Bank Select Credit Card offers easy lounge access, but cardholders must adhere to the spending rules, entry process, and lounge policies. With the right usage, this privilege ensures stress-free and comfortable travel experiences.

IDFC FIRST Bank Select Credit Card: Railway Lounge Access Terms

The IDFC FIRST Bank Select Credit Card provides up to 4 complimentary railway lounge visits per quarter at select lounges in India. These visits make travel more comfortable, but they come with certain conditions that cardholders must follow.
 

The Railway Lounge Access with the IDFC FIRST Bank Select Credit Card ensures comfort, meals, and relaxation during travel. By meeting the spending requirement and following the entry rules, cardholders can enjoy a smooth and premium railway journey experience.

Bonus Tip:-You can enjoy the complimentary lounge access along with your children who are below 2 years.

Conclusion

The IDFC FIRST Bank Select Credit Card makes travel more comfortable by providing easy access to airport and railway lounges. Cardholders can relax, enjoy meals, and utilize modern facilities without incurring additional costs, as long as they meet the minimum spending requirement. This benefit not only saves money on food and seating but also makes every journey smoother, more rewarding, and stress-free. By combining comfort with convenience, the card turns ordinary travel into a premium experience.

FAQs

1. Can I use the lounge access during international travel?

No, the complimentary lounge access is generally limited to select lounges within India. For international lounges, additional fees or separate memberships may apply.

2. Do I need to carry my card to enter the lounge?

Yes, you must present your physical IDFC FIRST Bank Select Credit Card along with a valid boarding pass or ticket to gain access.

3. Are there any time limits for how long I can stay in the lounge?

Most lounges have a standard time limit, usually 2–3 hours per visit. Exceeding this may incur extra charges, so it’s good to check with the lounge staff.

4. Does lounge access include food and beverages?

Yes, complimentary snacks and beverages are generally included. However, premium drinks or meals may need to be paid for separately.

5. Can lounge access be combined with other offers or memberships?

Usually, lounge access with this card is separate and cannot be combined with other credit card offers or loyalty programmes. Always check specific terms at the lounge.

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