Key Takeaways

With an SBI Credit Card, you can relax at select airport lounges and enjoy complimentary snacks, drinks, and Wi-Fi.
You get a limited number of free visits each quarter, so plan your lounge use wisely.
Some SBI Credit Cards also give access to international lounges, making your journeys more comfortable and stress-free.

SBI credit cards offer complimentary airport lounge access to selected domestic and international lounges. This benefit gives travellers a peaceful place to rest, enjoy refreshments, and use free Wi-Fi before their flights.

For instance, Ms Ananya flies often for work. She holds an SBI Platinum credit card that allows her four free lounge visits per year.

Here’s how she saved money:

Service Used	Regular Cost (₹)	Cost with SBI Card (₹)
Snacks & Drinks	₹600	₹0
Wi-Fi & Charging	₹200	₹0
Comfortable Seating Space	₹300	₹0
Total per Visit	₹1,100	₹0

Because of her SBI card, Ananya saved ₹1,100 on just one visit. It’s a simple way to make travel more comfortable and budget-friendly.

This blog explains how SBI credit card lounge access can save you money, enhance your travel experience, and offer a hassle-free way to relax before flights.

Features and Benefits of SBI Credit Card Lounge Access

SBI credit cards offer a variety of rewards and privileges, with SBI credit card lounge access being one of the most valuable benefits for frequent travellers. The table below highlights key features and lounge benefits across popular SBI credit card variants:

Type	Features and Benefits
TATA Neu Infinity SBI Card	1,499 NeuCoins (worth ₹1,499) 5–10% back on Tata brands via Neu, 1.5% on other spends 8 domestic/yr (2/qtr); 4 international/yr via Priority Pass Annual fee waived on ₹3 L spends
TATA Neu Plus SBI Card	Up to 7% on Tata Neu, 1.5% on other spends 4 domestic/yr (on ₹50K prev. quarter spend) Fee waived on ₹1 L annual spend
SBI Car PRIME	Welcome Gift Prime Rewards Milestone Benefits Lounge Access Birthday Benefit
Lifestyle Home Centre SBI Card Prime	12,000 RP (worth ₹3K) on renewal Up to 58,000 bonus RP annually (worth ₹14.5K at Landmark) Tiered bonus: 6K/12K/20K RP at ₹40K/1L/1.8L spend
MAX SBI Card PRIME	Welcome Benefits Reward Benefits Milestone Benefits Fuel Surcharge Waiver Renewal Benefit Reward Redemption Domestic Airport Lounge Access Complimentary Priority Pass Membership
Spar SBI Card SBI Prime	Welcome Benefits Reward Benefits Milestone Benefits Fuel Surcharge Waiver Renewal Benefit Reward Redemption Domestic Airport Lounge Access Complimentary Priority Pass Membership
BPCL SBI Card Octane	Welcome Gift Value Back Benefits Reward Benefits Fuel Freedom Benefits Lounge Access Benefit Milestone Privileges Other Benefits
UCO Bank SBI Card Prime	Welcome Gift Prime Rewards Milestone Benefits Lounge Access Birthday Benefit
Central Bank of India SBI Card Prime	Welcome GIft Prime Rewards Milestone Benefits Lounge Access Birthday Benefit
Karnataka Bank SBI Card Prime	Welcome GIft Prime Rewards Milestone Benefits Lounge Access Birthday Benefit
South Indian Bank SBI Card Prime	Welcome GIft Prime Rewards Milestone Benefits Lounge Access Birthday Benefit
KVB SBI Card Prime	Welcome GIft Prime Rewards Milestone Benefits Lounge Access Birthday Benefit

Across these variants, SBI credit card lounge access provides cardholders with a comfortable and exclusive airport experience, making travel smoother and more enjoyable. By understanding the features of each card, users can select the card that best aligns with their travel and lifestyle needs.

Eligibility Criteria for SBI Credit Card Lounge Access

SBI credit cards provide premium travel benefits, and SBI credit card lounge access is one of the most sought-after privileges for frequent flyers. To be eligible for this benefit, applicants must meet the following criteria:

Age Requirement: Applicants must be between 21 and 70 years.
Income: A stable and regular source of income is essential. The minimum income requirement may vary depending on the specific card type.
Credit Score: A good credit score is generally required to be approved for a card offering lounge access privileges.
Card Type: You must possess an SBI credit card that explicitly includes lounge access benefits as part of its features.

By meeting these requirements, cardholders can enjoy SBI credit card lounge access, making airport travel more comfortable and convenient.

How to Use an SBI Credit Card for Lounge Access

To enjoy the benefits of SBI credit card lounge access within India, follow these steps to use your SBI Card PULSE for domestic lounges.

1. Using SBI Card PULSE for Domestic Lounge Access (Inside India)

If you have an SBI Card PULSE, you can enjoy free access to airport lounges within India.

Bonus Points:

You get 8 free lounge visits in one year.
But you can only use 2 free visits every 3 months (this is called a calendar quarter).

These visits can only be used at selected lounges supported by Visa or Mastercard.

How to Use:

Enjoying SBI credit card lounge access is simple and convenient. Follow these steps to make the most of your benefit:

Go to the airport lounge that accepts Visa or Mastercard.
Show your SBI Card PULSE at the lounge entrance.
They will swipe your card to confirm if you are eligible for free entry.
If eligible, you will be allowed in without paying.

By following these steps, cardholders can fully utilise SBI credit card lounge access, making airport travel more comfortable and stress-free.

Note: SBI or the card networks can change the list of lounges or rules at any time without telling you in advance.

2. Using Priority Pass for International Lounge Access (Outside India)

SBI Card PULSE holders can also request a Priority Pass. This is a separate card that gives you access to more than 1,000 airport lounges around the world.

How to Request Priority Pass:

Cardholders who wish to enjoy international lounge privileges through SBI credit card lounge access can request a Priority Pass by following these steps:

Call SBI Card customer service at any of these numbers:
1860 180 1290 / 1860 500 1290 / 39020202 (add your local STD code before dialling)
Once requested, the Priority Pass card will be posted to your home within 10 days.

With the Priority Pass in hand, you can fully leverage SBI credit card lounge access at participating international lounges, making travel more comfortable and stress-free.

Charges Table:

While many SBI credit cards provide complimentary lounge visits, additional visits or guest access may incur charges. Below is the fee structure for lounges:

Lounge Type	Visit Charges (per person)
Domestic lounges in India	USD 27 + taxes
International lounges in India	USD 27 + taxes
International lounges outside India	USD 27 + taxes
Guest charges (any location)	USD 27 + taxes per guest

Understanding these charges helps you plan your travel budget and make the most of SBI credit card lounge access. Whether for domestic or international travel, knowing the fees ensures you can enjoy lounges without surprises.

General Rules for All Lounge Visits:

To make the most of SBI credit card lounge access, cardholders should follow these general rules for all lounge visits:

You must have a valid flight ticket for the same day and a boarding pass to enter the lounge.
You may be denied entry if the lounge is full or if there are any local rules.
Children may be charged as guests unless the lounge says otherwise.
You should not use the Priority Pass card to try to pay for things that are not credit cards.
If your SBI Card account is closed, your Priority Pass will also stop working.
If your Priority Pass is lost or damaged, contact SBI Card to get a new one.
Lounges are managed by third-party companies. SBI Card or Priority Pass is not responsible if something goes wrong in the lounge.

Following these rules ensures that you can fully enjoy the benefits of SBI credit card lounge access safely and smoothly during your travel.

SBI Credit Card Participating Airport Lounges

SBI Credit Cardholders with lounge access benefits can enjoy complimentary entry to select airport lounges across major cities in India. These lounges offer a peaceful space to relax, enjoy refreshments, and access free Wi-Fi while waiting for your flight. Below is a list of participating lounges, including their locations and terminals:

City	Lounge Name	Airport terminal
Ahmedabad	The Lounge	Domestic
Bangalore	TFS - BLR Lounge	Domestic
Bangalore	TFS - BLR Lounge	International
Chennai	TFS - Travel Club Lounge (A & B)	Domestic
Chennai	TFS - Travel Club Lounge	International
Chennai	TFS - Travel Club Lounge	New International
Cochin	Earth Lounge	Domestic
Cochin	Earth Lounge	International
Delhi	Encalm Lounge	Domestic T1D
Delhi	New Delhi Domestic T2 Lounge	Domestic T2
Delhi	Encalm Lounge	Domestic T3
Delhi	Encalm Lounge	International T3
Hyderabad	Encalm Lounge	Domestic
Hyderabad	Encalm Lounge	International
Kolkata	TFS - Travel Club Lounge	Domestic
Kolkata	TFS - Travel Club Lounge	International
Mumbai	TFS - Travel Club Lounge	Domestic T1C
Mumbai	Mumbai Airport Lounge Services (Also known as Travel Club Lounge/Adani lounge)	Domestic T2
Mumbai	Clipper Lounge (Also known as Loyalty lounge)	International T2
Pune	Earth Lounge	Domestic

By using SBI credit card lounge access, cardholders can relax comfortably, enjoy complimentary refreshments, and make the most of their waiting time at these participating lounges across India.

List of Lounges Applicable for the Domestic Lounge Program

SBI Credit Card Holders eligible for the domestic lounge programme can enjoy complimentary access to a range of airport lounges across India. These lounges provide a comfortable setting with seating, snacks, beverages, and other facilities while you wait for your flight. Below is the list of participating lounges under the domestic lounge programme:

City	Lounge	Terminal
Ahmedabad	TFS	International (T2)
Ahmedabad	TFS	Domestic (T1)
Bangalore	TFS	Domestic (T1)
Bangalore	TFS	Domestic (T1)
Chennai	TFS	International (T2)
Chennai	TFS	Domestic (T4)
Chennai	TFS	Domestic (T1)
New Delhi	Encalm Hospitality	Domestic (T3)
New Delhi	Encalm Hospitality	International (T3)
New Delhi	Encalm Hospitality	Domestic (T1)
Goa	TFS	Domestic (T1)
Hyderabad	Encalm Hospitality	Domestic (T1)
Kolkata	TFS	International (T1)
Kolkata	TFS	Domestic (T1)
Mumbai	TFS	Domestic (T2)
Mumbai	TFS	Domestic (T1C)
Mumbai	Oberoi Airport Services	International (T2)

With SBI credit card lounge access, eligible cardholders can enjoy a comfortable and relaxing experience at these domestic lounges, complete with refreshments, seating, and other amenities while waiting for their flights.

Conclusion

SBI Credit Card lounge access is a valuable benefit for frequent travellers, offering comfort and convenience at select airports across India and abroad. By meeting the eligibility criteria and choosing the right card, you can enjoy complimentary access to airport lounges, making your travel experience more relaxed and enjoyable.

Always check the terms and conditions associated with your specific card to make the most of this benefit. These lounges typically provide comfortable seating, refreshments, Wi-Fi, and a quiet atmosphere away from the busy terminal. It’s an ideal way to begin your journey in comfort, especially during long waits.

FAQ’s

1. How do I know if my SBI Card has lounge access?

You can check lounge access details by visiting the official SBI Card website, logging into your account.

2. Can I use lounge access multiple times in a month?
Yes, but complimentary visits are limited per quarter; extra visits may have a fee.

3. Are children allowed in the lounge?
Children are usually considered guests, so additional charges may apply depending on the lounge rules.

4. Do I need to pre-book lounge visits?
No pre-booking is needed; access is granted on a first-come, first-served basis.

5. What services can I expect in lounges?
Most lounges provide comfortable seating, snacks, drinks, Wi-Fi, and charging points; some may offer showers or business facilities.

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