Turn daily expenses into luxurious holidays. Enjoy two free, relaxed airport lounge visits before your flights, with free snacks and Wi-Fi, if you meet the quarterly spending requirement.

It goes beyond just lounge access. This card makes everyday banking safe and rewarding by protecting your transactions, saving you money on petrol, and helping you monitor your expenses.

A considerable value is gained for just ₹2. You can access lounges worth nearly ₹4000 for only ₹4 each quarter, making your journey truly luxurious.

Your ticket to premium travel conveniences, including complimentary access to airport lounges, is the ICICI Bank Platinum Debit Card.

Example:

Aman loves to travel. Now, before his flights, he can kick back in relaxing airport lounges. He enjoys free snacks and Wi-Fi, all thanks to his card.

Table:

This card comes with a bunch of great benefits for an excellent banking experience. Check out the table below to see its key features at a glance!

Benefits & Features	Category
COMPLIMENTARY AIRPORT LOUNGE	Travel Comfort
HIGH LIMITS	Financial Flexibility
ONLINE TRANSACTIONS	Digital Banking
FUEL SURCHARGE WAIVER	Everyday Savings
ICICI REWARDS	Rewards Program
INSURANCE COVER	Financial Security
ZERO LIABILITY PROTECTION	Fraud Prevention
BETTER TRACKING	Spending Management
ITEMISED BILLING	Expense Tracking

The table shows that this card isn't just about access to lounges; it really offers a lot more value with every purchase. It mixes luxury, security, and convenience to change the way you think about everyday banking.

In this blog, we've unpacked the ICICI Bank Platinum Debit Card Lounge Access. Now, let's explore the Features & Benefits of the ICICI Visa Platinum Debit Card Lounge Access!

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Features & Benefits of the ICICI Visa Platinum Debit Card: Lounge Access

With the ICICI Visa Platinum Debit Card Lounge Access, cardholders can enjoy free airport visits and an opulent travel experience.

Example:

Ramesh, once he meets the spending requirement, loves to unwind in a cosy lounge with complimentary refreshments before his flight, adding a touch of comfort to his journey.

Table:

This benefit comes with some easy-to-follow terms and conditions. Here’s a quick breakdown of the key details:

Feature	Details
Complimentary Visits	2 free domestic lounge entries per calendar quarter.
Eligibility Requirement	Minimum spend of ₹10,000 in the previous quarter (POS/POS/e-commerce only).
Authorisation Fee	A nominal charge of ₹2 per lounge entry for verification.
Usage Conditions	Must present the debit card and a same-day/next-day boarding pass. Access is typically for the primary cardholder only.
Other Card Perks	High transaction limits, fuel surcharge waiver, reward points, and zero liability protection.

The table shows that lounge access is a valuable perk but requires meeting a quarterly spending threshold and following specific rules. This feature enhances the card's other benefits, making it an excellent option for frequent travellers.

The next topic is how to use the ICICI Visa Platinum Debit Card for lounge access.

Bonus Tip: You can check your eligibility and remaining visits through your iMobile app or by calling ICICI Bank customer care.

How to Use the ICICI Visa Platinum Debit Card for Lounge Access?

The simple process of using your ICICI Visa Platinum Debit Card to gain lounge access is intended to reward your regular purchases.

Example:

You can turn your everyday spending into a luxurious airport experience! Just like Devam, who used his quarterly purchases to enjoy free lounge visits before his flights.

Table:

To get started, follow these easy steps: meet the spending requirements and have your documents ready when you arrive at the lounge. The table below breaks it down with a practical example for you:

Action	Details	Example (Devam's Experience)
Spend in the Previous Quarter	Spend ₹10,000+ via POS/online (not ATM/UPI)	Apr–Jun 2025: ₹11,250 spent on groceries, fuel, and travel.
Wait for Eligibility	Automatically eligible for 2 visits in the next quarter.	Eligible for two visits in the Jul–Sep 2025 quarter.
Visit Lounge	Go to a partner domestic airport lounge.	Visits the lounge at Delhi T3 Terminal.
Present Card + Pass	Show your debit card and same-day or next-day boarding pass.	Presents both for his flight to Mumbai on July 15.
Pay ₹2 Fee	A ₹2 charge is applied to verify eligibility.	₹2 is debited from his account as an authorisation fee.
Enjoy Access	Relax with complimentary amenities.	Enjoys free Wi-Fi, snacks, and saves ₹1,800.
Use Second Access	The second visit can be used at a different airport.	He used his second visit to Bengaluru airport on Aug 30.
Total Benefit	2 visits for just ₹4; high value in return.	Total value ₹3,600-₹4,000 for a net cost of ₹4.

The process is a cycle of spend-and-reward, providing great value and luxury at a low cost. By planning your expenses to meet the quarterly threshold, you can regularly enjoy this premium travel benefit.

This guide has detailed how to use your card for lounge access; the next topic is a conclusion summarising the overall value of the ICICI Visa Platinum Debit Card.

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Bonus Tip: You can access a wide network of domestic airport lounges across India that are part of the Visa Lounge program.

Conclusion

To put it briefly, the ICICI Visa Platinum Debit Card is your key to more intelligent, lucrative daily banking; it's more than just a way to make payments.

It genuinely improves how you handle and enjoy your money, from converting your regular expenditures into access to a posh lounge to protecting your transactions. Every transaction counts, and every trip is more comfortable thanks to its ideal balance of functionality, security, and premium benefits.

FAQS

Is there any annual fee for this debit card?

The ICICI Bank Platinum Debit Card typically comes with an annual fee. Still, it is often waived if you maintain a minimum balance in your savings account (the amount varies based on the type of account you hold). It's advisable to check the latest fee structure with your branch or the bank's website.

Do ATM withdrawals or UPI payments count towards the ₹10,000 spend?

No, only retail transactions like shopping, bill payments, or fuel where you swipe your card or use it online count.

Is there any charge for using the lounge?

A nominal authorisation fee of ₹2 is charged per visit to verify your eligibility, but the lounge access itself is free.

What do I need to show at the lounge?

You must present your ICICI Platinum Debit Card and a valid boarding pass for a flight departing the same day or the next morning.

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