Airtel Payments Bank Debit Card: Features, Fees & Application Process

Key Insights 

1. You pay no annual fee in the first year, and the card’s issuance fee is clearly set between ₹199 and ₹349 with the Airtel Payment Bank Debit Card.

2. If you spend ₹500 in a month, you get ₹50 cashback, plus you earn 2% back on online purchases with the Airtel Payment Bank Debit Card.

3. You can access over ₹10,000 in e-commerce deals, enjoy free dining offers, and the card is made from 99% recycled PVC to help the environment.

If you want to make banking decisions simply by comparing important features. The Airtel Bank Delight Debit Card offers premium lifestyle benefits, but it’s important to consider other options as well. 

Check the Airtel Payments Bank debit card limit, airtel payments bank debit card benefits, annual airtel payments bank debit card annual charges, and airtel payments bank debit card offers so you can choose what works best for you.

How to Use an Airtel Payment Bank Debit Card?

You can learn how to use airtel payments bank debit card for daily purchases. The airtel payments bank debit card apply online or follow the airtel payments bank debit card apply steps given. 

Then, set your airtel payment bank debit card pin generation and airtel payment bank debit card tracking its delivery so you can start using it as soon as it arrives.

Your Airtel card is like a universal transit pass. Like a MetroCard that lets you tap and go, your debit card lets you make contactless payments at stores, online, and at NCMC transit points. 

After airtel payments bank debit card apply online and setting your airtel payment bank debit card pin generation, you can manage all your transactions safely.

Riya used the Thanks app to airtel payments bank debit card apply. She used an Airtel payment bank debit card tracking its delivery, and activated it by setting her Airtel payment bank debit card pin generation at an ATM. Now, she taps her card at the metro gates and shops online, making banking simple and convenient.

Features and Benefits of Airtel Payment Bank Debit Card

Are you frustrated with annual fees and confusing cards? This card makes things easy with no fees, tap-and-go payments, and discounts at stores you love. If you want simple rewards, this card is for you.

Here are the features of the Airtel Bank Delight Debit Card:
 

• These cards are made from 99% recycled PVC, which helps cut down on plastic waste, lowers petroleum use, and reduces carbon emissions.
• You can get exclusive offers worth up to ₹10,000 on different e-commerce and online shopping sites.
• Enjoy a free meal at selected restaurants in major cities across India.
• With RuPay NCMC-enabled cards, you can tap to pay for public transport like metros, buses, and parking, so you can skip the lines.

You can pick the Airtel Bank Delight Debit Card to enjoy no fees, an eco-friendly design, and perks that make daily spending easy for you.

Eligibility Criteria for Airtel Payment Bank Debit Card

Airtel Payments Bank provides both physical and virtual debit cards. You can use these cards to withdraw cash, pay at POS terminals, or shop online with any merchant that accepts cards from our partner association.

A wearable is another type of debit card. It is an open-loop payment tool that lets you make contactless payments by tapping to pay.

All eligible savings or current account holders receive an APBL Debit Card, while wearables are available on request. The bank may add, update, or remove card options based on business needs and with approval from the relevant authority.

Fees and Charges for Airtel Payment Bank Debit Card

Are you worried about hidden banking fees? You pay a one-time setup fee and a small yearly charge. There are no surprises. We offer simple, affordable banking you can trust.

Here are the fees and charges for the Airtel Payment Bank Debit Card:
 

Pick the Airtel Payment Bank Debit Card for straightforward banking with no hidden fees. You will pay a simple one-time fee and low annual charges that are easy to understand.

Bonus Tip: You can report issues using the Airtel Thanks App or any other app provided by the bank by selecting the “Deactivate Card” option. You can also call our toll-free number at 1800-234000 or email us at wecare@airtelbank.com.

Airtel Bank Payments Bank Debit Card Rewards & Cashback

Looking for exclusive e-commerce deals, free dining perks, and rewards every time you shop? You will get all that, along with an eco-friendly design that truly makes a difference.

Here is the list of the Airtel Bank Payment Bank debit card rewards and cashback:
 

• Get ₹50 cashback each month when you make a single purchase of ₹500 or more with your physical debit card at any e-commerce site or PoS outlet.
• Rewards123 Subscription Benefits:
  • Earn 2% cashback on online transactions with your Mastercard Debit Card. Minimum transaction is ₹1,000, and you can get up to ₹40 cashback per month.
  • Get ₹30 cashback on online prepaid, postpaid, DTH, or broadband recharges through the Airtel Thanks App when you spend at least ₹225.
• With the Virtual Debit Card, you can access rewards and deals worth up to ₹10,000 at different online merchants.
• You can spend up to ₹25,000 at PoS or e-commerce sites and withdraw up to ₹10,000 from ATMs.

Make the most of your daily banking with cashback rewards, dining deals, and a card designed with sustainability in mind. We want every transaction to be a little more rewarding for you.

How to Apply for Airtel Payment Bank Debit Card?

You can easily apply for a personalised card using the Airtel Thanks app.

1. Open the Airtel Thanks App, log in, and go to the Bank section.
2. Tap the Debit Card or Order Debit Card icon.
3. Select your saved address or add a new one.
4. Pay the card issuance fee (₹299–₹349 for a physical card).

You can order your personalised card in just a few minutes using the Airtel Thanks app. Log in, go to the Bank section, and follow the easy on-screen steps.

Conclusion

Choose the Airtel Payments Bank Debit Card for transparent fees, a sustainable design, and cashback rewards. It’s easy to apply online, and you can use it for contactless transit payments. Each tap gives you eco-friendly convenience and makes responsible banking easy and rewarding.

FAQs
 

Has Airtel removed the option to pay via debit card for credit card payments?  

Recent user reports say the option to pay credit card bills with a debit card is no longer available or visible in the Airtel App. Although older guides mention this feature, recent conversations show it has been removed.

I just created an airtel payments Bank account. Is it useful? 

An Airtel Payments Bank account can be very helpful, especially if you want a secure, zero-balance account for everyday transactions, UPI payments, or recharges. You can earn up to 6-7% interest on savings, get instant debit cards (digital, virtual, or physical), and benefit from extra security features like Airtel Safe Pay.

Will I get a physical debit card if I sign up for Airtel’s Payments Bank? 

You can get a physical debit card from Airtel Payments Bank, but it is not given to you automatically when you sign up. First, you will get a digital or virtual card. If you want a physical card, you need to order it through the Airtel Thanks app and pay a fee.

Why does my Airtel payment bank keep saying “debit for this account is not allowed”? 

Sometimes, customer accounts may not meet all KYC guidelines, or a transaction may trigger a rule for review. When this happens, the customer needs to provide more information so the transaction can be completed.

What happens if I don’t use my Airtel virtual debit card?

If you don’t use your virtual debit card for 90 days, it will be deactivated. To get a new one, you’ll need to request it, and there may be a fee for re-issuing the card.