Axis Bank Delight Debit Card: Benefits, Charges and Features Explained

Key takeaways: 

• If you have a savings or salary account in the Axis bank, you can easily get the Axis delight debit card. 
   
• For the existing savings account customers in Axis bank, no extra documents are required for issuing the delight debit card. 
   
• You get several benefits like activation benefits. Discount offers, access to airport lounges, high transaction limit etc. 

Bonus tip: 

Do you know? The Axis Bank offers free EazyDiner Prime Membership to its debit and credit card holders. The membership is of 3 months to 1 year of time period. 

Upgrade your daily transactions into a premium experience by using the Axis Delight Debit Card. The Axis delight debit card is a premium debit card which is used to make contactless payments along with other rewards and benefits. 

Think of your delight debit card as a smart wallet which you can use to make payments directly  and also avail many benefits. Unlike a credit card, a delight debit card is used to make payments from your money present in the savings account of Axis Bank.

For example, in my Axis bank savings account the total amount is ₹40,000 and I used my Axis delight debit card to make a payment of ₹10,000. Now the total amount in my bank account is ₹30,000. There is no interest or repayment later which is associated with the delight debit card. 

What is Axis Bank Delight Debit Card

Axis bank delight debit card is used for premium lifestyle customers offered by the Axis bank. The delight debit card also provides many benefits like activation and milestone benefits, discount offers on online platforms, insurance coverage and airport lounge access. 

Any person who has a savings or salary account in the Axis bank is eligible to issue the Axis delight debit card easily. Burgundy, priority, NRIs, no frills and basic savings account customers cannot apply for the delight debit card. It is used to make contactless payment and the payment is directly deducted from your savings account unlike credit card. 

For example 1, Neha used her Axis delight debit card to make payment for shopping. She paid ₹2400 for shoes, ₹1600 for handbag and ₹500 for a belt. The total bill is ₹4500 and the total amount in her Axis bank savings account is ₹5000. After using her delight debit card, the remaining balance in her account is ₹500. 

Example 2,  Rahul has ₹25,000 in her Axis bank savings account. He spent ₹8750 at delight mall. Now, the remaining balance in his savings account is:

Remaining balance =  ₹25000-₹8750 = ₹16250. 

The remaining balance is ₹16250. 

Example 3, I used the delight debit card to make a payment of ₹5000 and got a 10% discount. 

Cashback received = 10% of ₹5000 

(10 divided by 100) x ₹5000 = ₹500. 

I got ₹500 as cashback with 10% discount while using the Axis delight debit card. 

Eligibility to use the Axis delight debit card

Refer the below points to know the eligibility to issue the Axis delight debit card: 

• Any person who has a savings or salary account in the Axis bank is eligible to issue the Axis delight debit card easily.
• Burgundy, priority, NRIs, no frills and basic savings account customers cannot apply for the delight debit card. 
• No extra documents are required if you have a savings account in the Axis bank. 

If you are under the category mentioned above, you are eligible to issue the Axis delight debit card. 

Benefits of using the Axis delight debit card 

 Refer the below table to know the benefits of using the Axis delight debit card: 

These are some of the benefits you can avail by using the Axis bank delight debit card. 

 Fees and charges applicable on the Axis bank delight debit card

Refer the below table to know the fees and charges applicable on the Axis delight debit card: 

GST will be applicable on the above fees and charges on the delight debit card. 

Conclusion: 

Overall, using the Axis delight debit card is very beneficial as it has multiple benefits and discount offers associated with it. You can have complimentary airport lounge access, swiggy discounts, high transaction limits etc. You can also use the card to make international payments instantly. Any person who has a savings or salary account in the Axis bank is eligible to issue the Axis delight debit card easily.

FAQs: 

Which debit card gives airport lounge facility? 

You can use the Axis bank delight debit card to access the complimentary airport lounge. 

My Axis bank delight debit card is showing invalid on the ATM machine. What should I do? 

You can visit the nearest Axis bank branch or contact the customer care for any support related to your delight debit card. 

Are debit cards worth using? 

Yes, you can use your debit card to make online payments or withdraw money from ATM machines instantly. 

Which Axis card to apply for instant discount? 

You can apply for an Axis delight debit card for instant discount offers if you have a savings account in the Axis bank. 

What is the eligibility criteria to apply for the Axis delight debit card? 

 Any person who has a savings or salary account in the Axis bank is eligible to issue the Axis delight debit card easily.