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Banks will stay shut for 9 days in February 2026 due to Sundays, 2nd and 4th Saturdays, plus 3 regional holidays.
February is short, but bank closures can still disrupt branch visits. Most of the shutdowns come from fixed weekly offs, with Sundays (01, 08, 15, 22) and the standard 2nd and 4th Saturday closures on 14 and 28. AOn top of that, a few states see additional holidays such as Losar (18), Chhatrapati Shivaji Maharaj Jayanti (19) and Statehood Day (20), affecting select banking centres only.
The immediate issue is simple: branch-only work can get delayed. Cash deposits, passbook updates, cheque-related services, KYC corrections, drafts, and locker visits usually need a physical branch.
Yes, digital banking runs on most holidays, but customers who rely on branch counters can face queues on the next working day. Several advisories also remind users to plan in advance and switch to net banking, mobile banking and UPI when branches are closed.

For February 2026, the headline figure doing the rounds is 9 bank-holiday days. (ET Now)
First, the countrywide weekly-offs. These closures apply everywhere because they are routine non-working days for banks.
All-India Bank Closures (Common Across States)
Now, the additional closures depend on the state or city. This is where people get caught off-guard, especially if they travel for work or handle accounts in another state.
State-Specific Bank Holidays In February 2026
Put together, these 6 routine closure days + 3 regional holidays lead to the widely cited 9-day shutdown count for February 2026.
This monthly pattern is not new. Banks in India follow a predictable rhythm: Sundays are non-working, and the 2nd and 4th Saturdays are listed as holidays in standard holiday calendars published across finance portals and large publishers. That is why February, despite being shorter, still stacks up closures around weekends.
In parallel, coverage across outlets has increasingly highlighted the “plan ahead and go digital” approach. ET Now notes customers can continue using services like internet banking, SMS banking and WhatsApp banking during holidays, provided they are registered.
Deccan Herald similarly flags that net banking, mobile banking, UPI and ATMs remain accessible even when branches are shut.

Some state lists also highlight festival-linked closures like Maha Shivaratri on 15 February, but the exact impact can vary by state and local observance.
What Stakeholders Are Saying?
Banks and finance sites are keeping the messaging consistent: finish branch work early, and use digital modes on closure days. On the customer-support side, according to the LoansJagat article, Saraswat Bank support lines for card and digital banking queries are shown as 24/7 in consumer explainers, so urgent help is still reachable even on holidays.
February 2026 has 9 bank-closure days, mostly driven by weekends plus 18-20 February regional holidays. Customers should plan branch visits around 14 and 28, and verify city-specific closures before stepping out.
About the author

LoansJagat Team
Contributor‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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