BOI Mobile Banking: Features, App & Services

 Key Takeaways

1. BOI Mobile Banking offers 24×7 digital access for all types of customers, individuals, corporates, and NRIs, which allows seamless fund transfers, bill payments, and account management from anywhere.
    

2. Multiple apps cater to different needs, including BOI Mobile for retail users, StarToken NXG for secure transactions, StarGlobal for NRIs, and the BHIM UPI app for instant transfers.
    

3. Security and convenience are top priorities, with features like biometric login, OTP verification, customisable transaction limits, and free digital banking services ensuring safe and hassle-free transactions.

Bonus Point: Do you know? Bank of India raised ₹2,500 crore through Tier II bonds at 7.28%, including a ₹1,000 crore base issue and a ₹1,500 crore green-shoe option.

 If convenience and control matter to you, don’t scroll past this. From bill payments to fund transfers, BOI Mobile Banking makes everyday banking effortless.

Bank of India (BOI) Mobile Banking brings convenience, control, and accessibility right to your smartphone. With its secure and user-friendly digital platforms, customers can perform essential banking activities anytime, anywhere. 

From checking balances and transferring funds to paying bills and managing investments, BOI Mobile Banking has simplified how customers interact with their accounts.

I realised its usefulness when I had to pay a ₹2,500 electricity bill late at night. Instead of waiting for the next morning, I opened the BOI app, verified with an OTP and completed the payment in less than a minute.

The service is designed to cater to both individual and corporate customers, ensuring that every financial transaction, whether big or small, can be done seamlessly with just a few taps.

Types of BOI Mobile Banking Apps

Bank of India offers multiple mobile apps, each designed to serve specific needs. Below are the primary BOI Mobile Banking apps:
 

Each app is available on Android and iOS platforms, ensuring accessibility and ease of use across devices.

BOI Mobile Banking: Key Features

BOI Mobile Banking is loaded with features that make financial management efficient and secure.
 

With these features, the BOI Mobile Banking app ensures that every customer enjoys fast, flexible, and safe digital banking.

How to Register for BOI Mobile Banking?

Registration for BOI Mobile Banking is simple and can be done online or offline.

Step 1: Download the BOI Mobile App

• Visit the Google Play Store or Apple App Store.
• Search for “BOI Mobile” and install it.

Step 2: Open the App and Select ‘New User’

• Enter your registered mobile number linked with your BOI account.
• The app will automatically detect your SIM and verify your mobile number through an OTP.

Step 3: Account Linking

• Once verified, select your customer ID and preferred account number to link with the app.

Step 4: Set MPIN and Password

• Create a secure 4-digit MPIN for easy login.
• You may also need to set a transaction password for financial activities.

Step 5: Registration Confirmation

• After successful setup, you’ll receive a confirmation message.
• You can now log in and start using BOI Mobile Banking instantly.

The above-mentioned steps makes it easier to register for BOI mobile banking.

How to Log in to BOI Mobile Banking?

Once registration is complete, logging in is quick and secure.

1. Open the BOI Mobile App.
2. Enter your registered mobile number or user ID.
3. Input your MPIN or biometric authentication (if enabled).
4. Tap ‘Login’ to access your dashboard.

For additional security, the app automatically logs you out after inactivity to prevent unauthorised access.

BOI Mobile Banking Transaction Limits

The Bank of India sets transaction limits to ensure safe and regulated usage of mobile banking services.
 

These limits may vary depending on user profile, account type, and RBI updates. Users can modify daily limits within the app’s security settings.

BOI Mobile Banking Customer Care

For any assistance related to mobile banking registration, login, or transactions, Bank of India offers dedicated customer support.

Toll-Free Numbers:
1800 103 1906
1800 22 0229

You can also visit your nearest BOI branch for assistance or raise a complaint via the BOI Grievance Redressal Portal available on the official website.

Conclusion

BOI Mobile Banking offers convenience, safety and useful digital features that let customers manage money without visiting a branch. It supports instant fund transfers, digital bill payments and 24×7 account access, which helps users stay in control of their finances anytime and anywhere. Salaried individuals, NRIs and business owners can all rely on BOI Mobile Banking for simple, smart, everyday banking.

FAQs 

1. Is BOI Mobile Banking available for all account holders?
Yes, all savings, current, and NRI account holders of Bank of India can register for mobile banking services.

2. How can I register a mobile number with my BOI account number?
You can register your mobile number by visiting your BOI branch and submitting a request form with valid ID proof.

3. How can I get a BOI bank statement from BOI online?
You can download your BOI statement through Internet Banking or the BOI Mobile App by selecting your account and choosing the statement period.

4. What should I do if a Bank of India branch refuses service during ‘lunch hour’, especially for senior citizen requests?
You can raise a complaint through BOI’s grievance portal or escalate it to the RBI Ombudsman with supporting proof of the refusal.

5. Do public views on Union Bank of India’s stock performance have any impact on my banking services or interest rates?
No, stock market opinions do not affect your banking services or interest rates, which follow RBI rules and bank policies.

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.