Ravi, a small business owner, had valuable documents and jewellery worth ₹50,000. One day, a fire broke out in his office, and his business documents and personal jewellery were destroyed. They would have been safe if he had stored them in a Bank of Baroda locker for just ₹1,500 a year.

Item	Value	Locker Charges	Potential Savings
Business Documents	₹25,000	₹1,500	₹23,500
Family Jewellery	₹50,000	₹4,000	₹46,000

Ravi now recommends securing essential items in a Bank of Baroda locker to avoid such losses. If you also want to protect your valuables and avoid such losses, use a Bank of Baroda locker today!

Types of Lockers Available at Bank of Baroda

Bank of Baroda offers a variety of safe deposit locker options to suit different needs. These lockers come in various sizes and have flexibility depending on the amount of space required for storing their valuables. Below is a detailed list of the available locker types and their respective dimensions (height, width, and depth).

Type	A	B	C	D	E	F	G	H	H1	L	L1
Height (inches)	4.92	6.26	4.92	7.44	6.26	10.94	7.44	12.64	12.64	15.91	15.16
Width (inches)	6.89	8.27	13.86	10.35	16.69	13.86	20.87	16.69	8.27	20.87	20.87
Depth (inches)	19.37	19.37	19.37	19.37	19.37	19.37	19.37	19.37	19.37	19.37	19.37

Bank of Baroda Locker Charges

Here is an introduction for both the metro/urban and semi-urban/rural locker charges:

For Metro/Urban Charges

Bank of Baroda offers a wide range of locker options for customers in metro and urban areas, each with varying rental rates. The charges include GST at 18%, making it easier to estimate the total annual cost for different locker classes.

Class of locker	Locker annual rent	GST @ 18%	Total annual rent inclusive of GST
A	₹1,500	₹270	₹1,770
B	₹2,000	₹360	₹2,360
D	₹2,800	₹504	₹3,304
C	₹3,000	₹540	₹3,540
E	₹4,000	₹720	₹4,720
H1	₹4,000	₹720	₹4,720
G	₹7,000	₹1,260	₹8,260
F	₹7,000	₹1,260	₹8,260
H	₹7,000	₹1,260	₹8,260
L1	₹10,000	₹1,800	₹11,800
L	₹10,000	₹1,800	₹11,800

For semi-urban/rural branches

For customers in semi-urban and rural areas, the locker rental charges are more affordable while providing the same security and convenience. Below is a breakdown of the locker charges for semi-urban and rural branches, including GST.

Class of locker	Locker annual rent	GST @ 18%	Total annual rent inclusive of GST
A	₹900	₹162	₹1,062
B	₹1,000	₹180	₹1,180
D	₹1,500	₹270	₹1,770
C	₹1,700	₹306	₹2,006
E	₹2,200	₹396	₹2,596
H1	₹2,200	₹396	₹2,596
G	₹5,500	₹990	₹6,490
F	₹5,500	₹990	₹6,490
H	₹5,500	₹990	₹6,490
L1	₹8,000	₹1,440	₹9,440
L	₹8,000	₹1,440	₹9,440

Eligibility Criteria and Documents Required for Bank of Baroda Locker

These documents are necessary for completing the locker agreement and ensuring the safety and security of the locker.

Identity proof: A valid identity proof of the customer, such as an Aadhar card, passport, voter ID, or driver’s license.
Address proof: Address proof of the customer, such as recent utility bills, a rent agreement, or any government-issued document with the address mentioned.
Photographs: Recent passport-sized photographs of the customer (one or more).
Locker details: Locker number and key number as specified in the agreement.
KYC documents: KYC documents for verification as per regulatory requirements.
Nomination form: The nomination form is required if the customer wishes to nominate someone for locker access.

How to Apply for a Bank of Baroda Locker Online?

Step 1: Go to the official website of the Bank of Baroda.

Step 2: Scroll down. You will see a section titled “Apply Locker Online.” Click on it.

Step 3: You will see “STATE,” “DISTRICT,” “BRANCH,” and “LOCKER TYPE.” Fill them out accordingly.

Step 4: After filling, you will see several lockers available. After that, check the box and click the “Proceed” button.

Step 5: After that, you must fill in some details.

Step 6: You have to fill in your account number, and then you will receive an OTP on your registered number.

Step 7: Submit the OTP. After that, you will see all the details that you have filled in.

How to Apply for a Bank of Baroda Offline?

To apply for a Bank of Baroda locker offline, follow these simple steps:

Visit a branch: Go to a Bank of Baroda branch that provides safe deposit locker services.
Enquire about availability: Ask the bank staff about the availability of lockers at the branch.
Obtain the application form: Request the locker application form from the bank.
Fill out the form: Complete the application with all the necessary details accurately.
Submit documents: Along with the completed form, bring all required documents, such as identity proof, address proof, and any other KYC documents.
Apply: Hand over the filled application form and documents to the bank for processing.
Complete KYC formalities: Fulfill all Know Your Customer (KYC) formalities as the bank requires.
Acknowledge the memorandum of letting: Sign the memorandum of letting, which outlines the terms and conditions of the locker rental.
Pledge a fixed deposit: To secure your locker rental fee, pledge a fixed deposit with the bank.

How to Surrender a Bandhan Bank Locker?

To surrender a Bank of Baroda locker, follow these steps:

Visit the branch: Go to the Bank of Baroda branch, where your locker is held.
Submit a written request: Write a formal letter to the bank requesting the surrender of the locker. Ensure all heirs sign the letter if the locker is in joint names.
Return the locker keys: Submit the keys and any other identification mechanisms or documents the bank provides.
Clear any outstanding dues: Ensure you clear any pending locker rent or dues before proceeding with the surrender.
Complete formalities: Complete any required formalities as instructed by the bank staff, including filling out surrender forms or providing additional information.
Pro-rata refund: Once the locker is surrendered, the bank will refund the rent for the unexplored period on a pro-rata monthly basis.
Acknowledge surrender: Upon completion of the process, you will receive an acknowledgement from the bank confirming the surrender of your locker.

The annual rent is collected in advance and is non-refundable unless the locker is surrendered. The rent refund will be processed based on the contract's unexpired period. You may visit your nearest Bank of Baroda branch for more specific details.

Conclusion

Bank of Baroda offers a secure and reliable locker facility for its customers to store valuables like jewellery, important documents, and other precious items. With state-of-the-art security systems, including dual control mechanisms and advanced alarm systems, the bank ensures the safety of customer’s belongings.

Lockers are available in various sizes to meet different needs and can be rented at competitive rates, with the flexibility of payment and easy access through the branch. The process for renting, maintaining, and surrendering a locker is straightforward, and the bank offers comprehensive customer support.

FAQ’s Related to Bank of Baroda Locker

1. What is a bank locker?

Bank locker facilities, which are safe deposit boxes that let customers store their valuables and important items safely, are one of the ancillary services that Bank of Baroda offers to their clients.

2. What are the rules for lockers in in Bank of Baroda bank?

No illegal or dangerous items may be kept in the safe deposit box by the locker-hire(s). Each year, locker rent must be paid.

3. What is “lessor and lessee”?

A “lessor and lessee”(License and Licensee) relationship exists between the bank and the person who hired the locker. The person who rents a safe deposit box is the lessee, and the bank is the (licensor).

4. Is it safe to keep cash in a bank locker?

Bank of Baroda lockers are only meant to be used for legal reasons. They are not meant to be used to keep money or cash.

5. How safe are bank lockers?

The area where the locker facility is located is properly secured to deter thieving break-ins. Entry and exit of the locker room/vault shall be a single, clearly marked point.

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