Bank of India Account Number – Format & How to Find

Key Takeaways
 

• A Bank of India account number is a 15-digit code that identifies your branch, account type, and personal account.
   
• You can find your Bank of India account number easily on your passbook, chequebook, mobile app, or internet banking.
   
• You need a Bank of India account number for all banking activities, including transfers, balance checks, and online services.

Balance check ho, UPI ho, ya NetBanking, everything starts from Bank of India account number. Here’s how that 15-digit code connects every part of your banking.

My friend Rohan opened his savings account, he found his account number printed on the first page of his passbook. Later, when he registered for mobile banking, he used the same number to log in, check his balance, and download statements.

A Bank of India account number is a 15-digit code that identifies your specific account and links you to your branch and account type. You need it for all banking services, from transfers to online access. 

Rohan said, “I was delighted to know how the Bank of India account number works, and how to find it. Once I knew how to do a Bank of India Account Number check, I quickly learnt how to use it safely in my daily banking. It made my banking activities very convenient.”

How to Find a Bank of India Account Number?

Bro, bank ja raha hoon, account number nahi mil raha h. Arey, bro, you do not need to visit the bank for this. Keep reading this guide to find how you can do a Bank of India account number check easily at your home.

The process of Bank of India Account Number check is easy. You can use traditional, digital, or in-person methods.

Traditional Methods
You can check your Bank of India Account Number in your passbook, where it appears on the first page along with your name and branch details. It is also printed at the bottom of each leaf in your chequebook. Account statements, whether physical or e-statements, usually list your account number at the top.

Digital Methods
Use Bank of India mobile or internet banking to find your Bank of India Account Number quickly. After logging in, your account number appears on the home or profile page. You can also generate a mini-statement at an ATM, which includes your account number along with recent transactions.

In-Person Method
Visit any Bank of India branch and provide valid identification. The bank staff can help you find your Bank of India Account Number after verifying your identity.

With these options, a Bank of India Account Number Search is simple, secure, and convenient. Whether you prefer digital or traditional methods, you can easily locate your account number whenever needed.

Bonus Tip: Do you know? You can add nicknames to multiple Bank of India accounts in the app, like “Salary” or “Savings”, to recognise them quickly and avoid transfer mistakes.

How to Use a Bank of India Account Number?

Your Bank of India Account Number is essential for all banking activities, whether online, via mobile, or in person. If you know your Bank of India Account Number Digits, it helps you carry out transactions safely and accurately.

For Transactions and Services
You can use your Bank of India Account Number for fund transfers through NEFT, RTGS, IMPS, or UPI by providing the full 15-digit account number linked to your bank account. 

Online banking and the BOI Mobile app let you log in and perform transactions, check balances, or transfer funds using your account number. At BOI ATMs, you can use your account number to check your balance, print a mini-statement, or request other ATM services.

For Information
Your Bank of India Account Number Digits are also used to view account details. You can check them in the BOI Mobile app, on the Bank of India website, or by looking at your passbook or cheque leaf. Balance enquiries are possible through internet banking, mobile banking, branch visits, or BOI’s missed call service.

If you know your Bank of India Account Number Digits, you get smooth access to all banking services securely and conveniently.

Security Tips for Bank of India Account Number

It is important to protect your Bank of India Account Number. It is crucial for safe banking. Always use strong, unique passwords for online banking and enable two-factor authentication (2FA) to add an extra layer of security. Avoid accessing your account over public Wi-Fi, and if necessary, use a VPN to keep your connection secure.

Use only the official Bank of India website or mobile app for transactions and avoid clicking on links from emails or SMS messages that ask for your account details. Keep your devices safe by installing up-to-date antivirus and anti-malware software.

Regularly monitor your account activity and perform a Bank of India Account Number Search through official channels whenever needed to ensure your account is secure and all transactions are legitimate.

Structure of Bank of India Account Number

A Bank of India Account Number has 15 digits, each serving a specific purpose.The 15-digit number includes a 4-digit branch code, a 4-digit account type code, and your personal 7-digit account number. 

• Digits 1-4: Represent the branch code, which is unique for every BOI branch.
• Digits 5-8: Indicate the account type code, showing whether it is a savings, current, or loan account.
• Digits 9-15: Is your personal account number within that branch, identifying your specific account?

It is good to understand the Bank of India Account Number structure. It helps in performing transactions accurately and securely.

Conclusion

Your Bank of India account number plays an important role in every banking activity, whether you transfer money, check your balance, or use online and mobile banking. 

When you understand its structure and know how to find it safely, you can manage your account confidently. Always use official Bank of India channels, keep your details secure, and monitor your account regularly to ensure smooth and safe banking.

FAQs

FAQ: Why is the Bank of India account number important?

The Bank of India account number is essential because it identifies your specific account for all banking activities. You need it for fund transfers, online banking, mobile banking, ATM services, and verifying your account details. Without the correct account number, transactions cannot be completed securely or accurately.

FAQ: How can I find my Bank of India account number using my registered mobile number?

You can easily find your Bank of India account number by activating the BOI Mobile Banking app. Simply install the app, select your registered SIM, create your User ID and login PIN, and complete the activation with your ATM card details and OTP. Once you log in, you can view your account number along with other features like balance enquiry, online passbook, and fund transfer.

FAQ: How do I get Bank of India account details with my account number?

You can check your Bank of India account details securely through internet banking by logging in and going to “Accounts,” then “Account Summary” or “Account Statement.” You can also use the BOI M-Connect Plus mobile app by registering with your account number to view your balance, mini-statement, and e-statements. At any BOI ATM, you can check your balance or print a mini-statement using your debit card. If SMS banking is active, you can send an SMS or give a missed call from your registered mobile to get balance information. Alternatively, you can contact customer care or visit a branch with photo ID and your account number to get statements or update your passbook. Always use official BOI channels and keep OTPs and PINs private.

You can check Bank of India account details via internet banking under the Accounts and the Account Summary sections. Use the BOI M-Connect Plus app to view balance, mini-statements, and e-statements. You can also check balance at BOI ATMs, via SMS banking, or by visiting a branch.

FAQ: How can I get an IBAN for my Indian bank account?

India does not use IBANs, so your account number cannot serve as one. To receive international payments, check with your bank which service they support for incoming transfers. Most remittance services like Wise (TransferWise), Remitly, and others can transfer funds using your Indian account details. If you specifically need an IBAN, you can sign up for Payoneer, which provides global receiving accounts in different currencies. Payments sent to your Payoneer account can then be transferred to your Indian bank account.

India does not use IBANs, so your account number cannot act as one. For international payments, use services your bank supports or platforms like Wise or Remitly. If an IBAN is required, Payoneer provides global receiving accounts, with funds transferable to Indian banks.

FAQ: If Bank of India refuses to issue your passbook, can you still access your account details?
Yes, even if they delay or don’t give a physical passbook, you can always view your complete transaction history and balance via internet banking, mobile app, SMS banking, or e-statements, so you’re not dependent on the passbook itself.

FAQ: To whom should I complain about Bank of India issues?

If your Bank of India issue isn’t resolved by your branch, contact BOI Customer Care or the Grievance Cell via official phone or email. If still unresolved after 30 days, escalate the complaint to the Banking Ombudsman under RBI guidelines. Always keep records and avoid sharing OTPs or sensitive info.
 

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.