Bank of Maharashtra Account Number: Format, Details & Guide

Key Takeaways
 

• Your Bank of Maharashtra account number is a unique 11- to 16-digit number used for all banking activities.
   
• You can easily find it on your passbook, cheque book, or in the mobile and internet banking portals.
   
• Keep your Bank of Maharashtra account number safe. It helps you receive money, make transfers, and manage your account securely.

Asavari, a young social worker, was collecting funds from a sponsor for a stray puppies initiative by her NGO. When the sponsor asked her to share her account number, she froze! Rita, her friend, helped Asavari, find a few ways to retrieve her Bank of Maharashtra account number.

A Bank of Maharashtra Account Number is a unique 11- to 16-digit number the bank assigns to every customer. You use this number for all transfers, deposits, and banking services.

Asavari said, “When I opened my account, I first found my number printed on the first page of my passbook. Later, I saw the same number on my cheque book and in the mobile banking app. When I needed to receive a payment, I shared this account number, and the money reached my account safely.”

This blog now explains how the Bank of Maharashtra account number works, where to find it, and how to use it safely.

How to Find Bank of Maharashtra Account Number?

You can find your Bank of Maharashtra Account Number quite simply, and you can do it through both offline and online methods. You can also check the Bank of Maharashtra Account Number Starting Digits to confirm if the number belongs to the bank.

1. Using Physical Documents

• Passbook: The bank prints your Bank of Maharashtra Account Number on the first page of your passbook.
• Chequebook: Each cheque carries your account number, so you can read it directly.
• Bank Statement: You can check any printed or PDF statement, as it clearly shows your account number.

2. Using Online Banking

• Net Banking: Log in to the Bank of Maharashtra net banking portal and open the Account Summary or Profile section. You will see your account number there.
• Mobile App: Open the mobile banking app and go to My Accounts or Account Details to view your account number.

3. Contacting the Bank

• Customer Service: You can call the helpline and request help in retrieving your account number.
• Visit a Branch: You may also walk into any branch and ask a representative to provide your details after verifying your identity.

To double-check, you can look at the Bank of Maharashtra Account Number Starting Digits, as these starting digits help you confirm that the account number truly belongs to Bank of Maharashtra. These Bank of Maharashtra Account Number Starting Digits add an extra layer of accuracy when cross-checking your details.

Bonus Tip:

A single bank never assigns two different account numbers to the same person for one account, so if you ever notice mismatched numbers on your documents, treat it as a warning sign and verify the correct number with the branch immediately.

How to Use a Bank of Maharashtra Account Number?

You use your Bank of Maharashtra account number for nearly all banking activities, from receiving money to accessing digital services. Before using it anywhere, you can do a Bank of Maharashtra Account Number Check to ensure that the details are correct, especially the Bank of Maharashtra Account Number Digits, which help verify accuracy.

1. Receiving and Sending Money

You can share your account number with others to receive funds through NEFT, IMPS, RTGS, or UPI. When sending money, you simply enter the correct Bank of Maharashtra Account Number Digits to ensure the transfer reaches the right person.

2. Online and Mobile Banking

Your account number acts as a key identifier on the internet banking and the mobile app. You can log in, check balances, view transaction history, and make payments. If anything looks unusual, you can do a quick Bank of Maharashtra Account Number Check for peace of mind.

3. Cash Deposits at the Branch

When you visit a branch to deposit cash, you provide your account number to credit the amount to your account. Here again, checking the Bank of Maharashtra Account Number Digits helps avoid mistakes.

4. Setting Up Payments

You can link your account to different services by giving your account number to set up automatic debits or mandates for bills and subscriptions.

5. Tracking Transactions

Every transaction you make links back to your account number. You can track all your payments and deposits through your passbook, online banking, or the mobile app. A simple Bank of Maharashtra Account Number Check ensures that all activity reflects correctly in your account.

By using your account details carefully and checking the Bank of Maharashtra Account Number Digits whenever needed, you can manage your banking smoothly and confidently.

Security Tips for Bank of Maharashtra Account Number

Keeping your Bank of Maharashtra Account Number safe is essential for protecting your money and online banking activities. Always stay alert, especially when checking the Bank of Maharashtra Account Number Starting Digits or entering your login details.

1. Protect Your Login Details

• Enter your User ID and password only on the official login page.
• Never type these details on pages opened through links in emails.
• Always type the bank’s URL manually in the browser.

2. Keep Passwords Secure

• Do not save your passwords on the computer.
• Change them regularly and avoid short or repetitive passwords.
• Do not write your password anywhere, and keep it memorable but difficult for others to guess.

These simple steps help you keep your online banking secure and protect your account from unauthorised access.

Structure of Bank of Maharashtra Account Number

The Bank of Maharashtra account number is a unique number that identifies your personal bank account. The bank uses this number for every transaction, enquiry, or service you access.

Length

The account number contains 11 to 16 digits, and the bank assigns it to each customer individually.

Function

The number works as a unique identifier for your account, allowing the bank to process payments, transfers, deposits, and other financial activities accurately.

This structure helps the bank manage accounts clearly and securely.

Conclusion

Your Bank of Maharashtra account number helps you manage every banking activity smoothly, and by keeping it safe and using it correctly, you ensure secure and reliable access to your money.

When you know where to find it and how to use it, your Bank of Maharashtra account number becomes an essential and easy tool for everyday banking.

FAQs

FAQ 1: How do I find my bank name and account number?

You can find them on your bank statement, chequebook, mobile app, or online banking account. You can also check your account-opening documents or visit your branch with your ID. If you receive direct deposits, your payslip or payroll portal may show the account details as well.

FAQ 2: What if I still can’t find my account number?

If none of your documents show the full number, contact your bank’s customer service or visit a branch. Provide a valid ID, and the staff will confirm your account number securely and help you with any forms or transactions.

FAQ 3: How do I know if I’m checking the routing number or the account number?

You can identify the routing number because it usually has 9 digits and appears as the first set of numbers on a cheque. The account number is the longer number that follows it. If you are unsure, you can confirm both numbers through your bank’s mobile app, online banking, or by asking your branch.

FAQ 4: Can NRIs open and maintain a Bank of Maharashtra NRI account even if they’re not in India?
Yes, NRIs can open and operate Bank of Maharashtra NRI accounts (like NRE/NRO/FCNR) from abroad and manage them via internet banking/phone banking without needing to be physically present in India.

FAQ 5: Are there systemic issues with Bank of Maharashtra’s services beyond isolated Reddit complaints?
While some customers report delays or service lapses on forums, official banking audits and RBI inspections often show that operational challenges at mid-sized public banks like Bank of Maharashtra typically stem from resource constraints and legacy systems, not deliberate policy failures. The bank continues improving with tech upgrades and RBI-mandated compliance programs.
 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.