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LoansJagat Team

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26 Jun 2025

How to Become a Billionaire – Mindset, Strategies & Steps

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Diwaker is a self-made Billionaire. Diwaker started his journey with ₹10,00,000 currently, his current account balance is ₹7,500 crore. 

 

Diwaker said, "If you want to become a Billionaire, you must focus on your work and be disciplined with your daily routine. Consistent effort is the key to success. The right strategy and patience will give you an edge in the stock market.

 

(Success is not about money, it's about your character. If you want to become a Billionaire, then build your character.

 

Understand the Billionaire Mindset (with Diwaker Example)

 

Getting rich doesn’t have to be just about money; it is about how you think. Let’s make it simpler with Diwaker’s story.


Think Long-term (like a tree, not grass)

 

  • Diwaker’s Move: Held Tesla shares for 10+ years.
  • Lesson: Billionaires don’t chase quick money. They wait for big wins.

 

 Invest, Don’t Gamble (Buy Businesses, Not Lottery Tickets)

 

  • Diwaker’s Move: Researched Infosys before investing (₹2 lakh to ₹4 crore).
  • Lesson: Study companies like you’d study a job offer, don’t guess.

 

Stay Calm in Crashes (Fear is Your Friend)

 

  • Diwaker’s Move: Bought Bitcoin after a 50% crash (made ₹30 crore).
  • Lesson: When others panic, billionaires buy cheap.

 

Reinvest Everything (Money Makes Money)

 

  • Diwaker’s Move: Used stock profits to buy Spacex (₹50 crore to ₹500 crore).
  • Lesson: Don’t spend reinvest like planting more seeds.

 

Billionaire Mindset vs. Normal Thinking

 

Normal Mindset

Billionaire Mindset

"I’ll sell when I make a 20% profit."

"I’ll hold 20 years for 10,000% profit."

"Stocks are risky, I’ll keep cash."

"Cash loses value; stocks grow forever."

"I need luck to get rich."

"I need patience and smart choices."

 

Diwaker’s Secret: He treated investing like farming a plant (invest), wait (hold), harvest (profit). No magic, just discipline.

Your Turn: Start small, think big, and never stop learning. 

 

Stock Market Explained in Simple Words 

 

Imagine the stock market is a big supermarket where instead of buying groceries, you buy small pieces of companies (called shares and stock).

  • If the company grows, your share will be more valuable.
  • If the company makes a Profit, you may get extra money (called a dividend).
  • Over time, if you invest in the right stocks or companies, you can grow your money 100x to 1,000x.

 

That’s how Diwaker turned ₹10,00,000 into ₹7,500 crore in 20 years.

 

How the Stock Market Multiplies Money (Diwaker Formula)?

 

Strategy

Initial Investment

Final Value (15 to 20 years)

Returns 

Blue-Chip Stocks (Infosys, Reliance)

₹5,00,000

₹22 crore

440x

Growth Stocks (Tesla, Apple)

₹50,00,000

₹200 crore

400x

Crypto (Bitcoin, Ethereum)

₹50,00,000

₹12 crore

24x

Pre-IPO Startups (SpaceX, Nykaa)

₹70 crore

₹560 crore

8x

Dividend Stocks (Passive Income)

₹100 crore

₹150 crore + ₹10 crore/year

1.5x + Cash Flow

 

Key Takeaways from Diwaker’s Success:

 

  • Start Early: Even ₹10 lakh can grow into billions over 20+ years.
  • Diversify: A Mix of stocks, crypto, and startups reduces risk.
  • Hold Long-Term: Diwaker held Tesla for 9 years before selling.
  • Reinvest Profits: Dividends & gains were reinvested, not spent.

 

Avoid These Mistakes If You Want to Become a Billionaire

 

Getting rich isn’t a matter of luck; it’s about preventing poor decisions that cost. Diwaker, who was able to convert ₹10 lakh to ₹1000 crore, had made some mistakes early, but they did improve. Here are the things you shouldn’t do to succeed like him.


Panic Selling During Market Crashes


  • What Happens:

 

People sell stocks when prices fall, locking in losses.


  • Diwaker’s Lesson:

 

In 2008, his portfolio crashed by 50% when the market crashed. Instead of retailing, he purchased more stocks at the low prices. He later became crores from those stocks.


  • What you should do:

 

Treat crashes as discount sales.

Hold quality stocks for 5-10+ years, no matter what.

 

Chasing "Hot Tips" Without Research


  • What Happen:

People buy stocks because a friend or TV expert said so.


  • Diwaker’s Lesson:

In the year 2012, he lost ₹5 lakh based on a “sure-shot” small-cap stock tip. After that, he only invested in firms he knew.


  • What you should do:

 

Read company reports before investing.

 

Ignore stock tips, do your homework.

 

Putting All Money in One Stock

  • What Happens: If that one company fails, you lose everything.

  • Diwaker’s Lesson: He once put 70% of his money in a single stock. When it crashed, he learned the importance of diversification.
  • What You Should Do:

    • Never invest more than 10-15% in one stock.

    • Spread money across different sectors (IT, banking, healthcare).

 

Trading Frequently (Instead of Long-Term Investing)

  • What Happens: High brokerage fees + taxes eat into profits.

  • Diwaker’s Lesson: In his early days, he traded daily, making only small profits. Later, he held stocks for years and saw massive gains.

  • What You Should Do:
    • Buy and hold for at least 5 years.
    • Avoid checking stock prices daily; think long-term.

 

Conclusion

 

A billionaire is not contingent on shortcuts; it’s about consistent, smart choices over time. Based on his story, Diwaker showed that even if you start small, the stock market can make all the patience and discipline you have into extraordinary wealth. The trick is to begin early, invest in quality, continue through good times and bad, and let your compounding take care of the rest. 

 

Do not make emotional decisions, do not pay any attention to get-rich-quick schemes, stay away from quick gains, etc., and focus on long-term growth. The same principles apply to you whether you start with ₹10,000 or ₹10 lakh; Study, invest, and be committed. Billionaires don’t inherit money; they create it via persistence and mindset. 

 

Your trip starts with the step you take. So open that Demat account, your shares wisely, and let time work magic. The middle class 

to billions is a long journey, and every big fortune is born out of an initial investment. 

 

FAQs

 

1. Can anyone really become a billionaire through the stock market?
Absolutely, but it takes time and discipline. Diwaker's story shows how ₹10 lakh grew to ₹1,000 crore through patience and smart investing, not luck or shortcuts.

 

2. How much money do I need to start investing to become a billionaire?
You don't need crores to begin - Diwaker started with just ₹10 lakh. What matters more is your rate of return and time horizon. Even ₹5,000/month in high-growth stocks can potentially grow to billions over 30+ years through compounding. 

 

3. What's the fastest way to become a billionaire in stocks?
There are no safe "fast ways" - wealth building is a marathon. The "quick" billionaire stories you hear usually involve extreme risk (like crypto or leverage) that could just as easily wipe you out. The proven path is buying great companies at fair prices and holding them for 10+ years, like Diwaker did with Infosys and Tesla.

 

4. Do I need special skills or education to invest like a billionaire?
No fancy degree required, but you do need financial literacy. Diwaker educated himself through books like "The Intelligent Investor" and studying company reports. The key skills are patience, emotional control, and basic math to understand compounding. Anyone can learn this with consistent effort.

 

5. How do billionaires protect their wealth during market crashes?
They do the opposite of panicking. Diwaker saw crashes as opportunities to buy more shares at discounts. Billionaires diversify across sectors, keep cash reserves for downturns, and never sell quality assets in fear. Their secret weapon? A long-term mindset that sees beyond temporary dips.

 

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?

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