Author
LoansJagat Team
Read Time
5 Min
24 Jun 2025
Akshay has always purchased something for himself as well as for others through Flipkart since 2015. He uses only his hard-earned savings to purchase every time. But he never receives any special discount or cashback offers for his purchases, despite being a long-time customer.
One day, he came to know about the Flipkart Axis Bank Credit Card and its abundant benefits to make the shopping memorable.
Let’s see how he makes all of his purchases more memorable with this credit card.
Let’s say Akshay purchased the following products last month via Flipkart:
According to the Flipkart Axis Bank Credit Card, its cardholder earns 5% cashback only if it is used for Flipkart purchases. Now, let’s
break down the math on how much cashback Akhay has earned:
Products | Price | Cashback of 5% |
Bluetooth sound bar | ₹ 2500 | ₹ 125 |
Cricket Bat | ₹ 4,500 | ₹ 225 |
One novel | ₹ 800 | ₹ 40 |
One T-Shirt | ₹ 1,200 | ₹ 60 |
Total | ₹ 9,000 | ₹ 396 |
So, Akshay has earned ₹ 396 for a purchase of ₹ 9,000. The amount looks smaller. But he can use it for recharges, fuel, or use the same for a petty purchase on Flipkart. This is how Flipkart Axis Bank Credit Card makes Akshay’s shopping more memorable.
This blog delineates the Flipkart Axis Bank Credit Card.
It is a co-branded credit card initiated by Axis Bank Limited, in association with Flipkart. This is a special credit card designed for shoppers on Flipkart, who are entitled to receive a plethora of cashback offers for purchases made on Flipkart. However, other special offers can be availed at other merchants and shopping platforms.
Example: The cardholder gets a 1% fuel surcharge waiver in a month for transactions between ₹ 400 to ₹ 4,000.
If Akhay had made a fuel transaction of ₹ 600, he could get a waiver of ₹ 6.
Akshay should adhere to the following criteria prescribed by Axis Bank.
Age | Lower Age Expectations | Upper Age Limit |
18 years | 70 years | |
Income | Salaried | Self-Employed |
₹ 15,000 | ₹ 30,000 | |
Residential Status | Both residents of India and non-residents of India are eligible for the credit card. |
Example: Akshay is 30 years old, with a salary of ₹45,000 and lives in Mumbai.
Disclaimer: Axis Bank has the right to examine the CIBIL score and other criteria to approve this credit card. Therefore, like other applicants, Akshay must adhere to the bank’s requirements.
Akshay must submit the following valid documents to prove his identity and residence:
Identity Proof | Aadhaar Card, driving license, PAN card, Voter ID, or Passport. |
Residence Proof | Electricity Bill, Ration card, previous month’s bank statement, or telephone bill. |
Income Proof | Latest Payslip, Form 16, or Income Tax Return |
Note: Any one document from the respective proofs is required. However, the bank has the right to request that Akshay furnish more than one document.
Akshay can apply for this credit card either through the official website of Axis Bank or through the offline mode.
Note: Akshay may not be an existing Axis Bank customer. However, he can still apply for it.
The card incorporates vast, splendid offers and cashbacks to its cardholders. Let’s see how this credit card makes Akhay’s shopping happier than ever before:
Features | Benefits |
Welcome Benefits |
A Flipkart Voucher of ₹ 500 on the first transaction within 30 days of card activation.
50 % discount (up to ₹ 100) on first Swiggy Order for new users for the code AXISFKNEW. |
Example: Akhay can avail the above-mentioned Flipkart Voucher in Flipkart, and also can pay only ₹ 50 for a food item of ₹ 100, using the code via this credit card. | |
Cashbacks |
5% unlimited cashback for transactions on Flipkart and Cleartrip.
4% unlimited cashback offers for purchases on select merchants such as cult.fit, PVR, Uber, and Swiggy.
1% unlimited cashback offers for other transactions. |
Example: If Akshay books a cab on Uber for a price of ₹ 800, he will get a cashback of ₹ 32. | |
Lounge Access | Eligible for one complimentary domestic lounge access for one financial quarter in a year. |
Example: AKshay can use this credit to get free domestic lounge access. Note: To get eligible for this offer, Akshay should have spent ₹ 50,000 in the previous quarter. | |
Fuel Surcharge Waiver | 1 % waiver for fuel transactions between ₹ 400 and ₹ 4,000. |
Example: Akshay can have a waiver of ₹10 for the fuel transaction worth ₹ 1,000. | |
Dining Benefits | Eligible for a 15% discount for a maximum order of ₹ 500, only at partnered restaurants. |
Example: If Akshay orders food for a price of ₹ 400, he gets a cashback of ₹ 60. | |
EMI Conversion | Eligible for EMI conversions for transactions above ₹ 2,500. |
Example: If Akshay purchases a television for ₹ 25,000 by using this credit card, he can convert it into EMIs after expressing his willingness to the bank. |
Fee Type | Charges | |
Joining Fees | ₹ 500 + GST | |
Annual Fees (Only from the Second Year Onwards) | ₹ 500 + GST | |
Cash Payment Fee | ₹ 175 | |
Cash Withdrawal Fee | 2.5% for a minimum cash amount of ₹ 500 | |
Finance Charge | 3.75% per month | |
Annual Percentage Charge | 55.55% | |
Card Replacement Fee | ₹ 100 | |
Foreign Currency Fee | 3.5% | |
Late Payment Charges | Amount | Charges |
Lesser than ₹ 500 | NIL | |
₹ 501 to ₹ 5000 | ₹ 500 | |
₹ 5,001 to ₹ 10,000 | ₹ 750 | |
More than ₹ 10,000 | ₹ 1,200 |
1. What is the joining fee for the Flipkart Axis Bank Credit Card?
The joining fee is ₹ 500.
2. What is the annual percentage charge for this credit card?
The annual percentage change is 55.55%
3. Does this credit card encompass unlimited cashback offers from Flipkart?
Yes, this credit card encompasses unlimited cashback offers on Flipkart.
4. What is the welcome bonus of this credit card?
A Flipkart Voucher of ₹ 500 and a 50 % discount first order on Swiggy, only to a maximum of ₹ 100.
5. What are the dining benefits of this credit card?
The cardholder gets a 15% discount for a maximum order of ₹ 500 only at partnered restaurants.
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LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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