Buy from Flipkart with this card, and 5% cashback comes back on every purchase, no cap. Partner stores get you 4%, and there's 4 domestic lounge visits thrown in each year, free. The annual fee from year 2 onward, also ₹500, is the one that disappears, but only if you cross ₹3,50,000 in spending during the preceding year. 

Key Takeaways

• Straight from Axis Bank's Most Important Terms and Conditions document, the ₹500 joining fee is payable upfront in year 1, no waiver on that one. It's the annual fee from year 2 onward that can go away, and only if you've spent ₹3,50,000 in the preceding card anniversary year.
• Axis Bank's blog lists 4 free domestic lounge visits a year, roughly one a quarter, plus a fuel surcharge waiver of 1%, capped at ₹500 monthly.

Buying from Flipkart regularly means this card's crossed your mind at some point. What actually matters is whether it's worth the hassle of applying. Written for shoppers across India, with a straight answer on how applications work, who gets in, what paperwork's needed, and what it actually costs. Perks, eligibility, fees, a real cost breakdown, it's all here. 

What Is the Flipkart Axis Bank Credit Card?

A card built by Axis Bank and Flipkart together, revolving around cashback for people who buy from Flipkart or its partners often.

No points system to decode, according to Axis Bank's product page, cashback just lands on your statement directly. The bank's own blog says new cardholders start with ₹600 in joining perks, then rack up 5% unlimited cashback on Flipkart, 4% unlimited at places like Swiggy, Uber, PVR, and Cleartrip, and 1.5% unlimited everywhere else that counts.

How Do You Apply for the Flipkart Axis Bank Credit Card?

Two ways in: apply online through Axis Bank's site, or show up at a branch. Both get you a decision within 21 working days.

Here's what applying online looks like:

1. Head to Axis Bank's credit card page and pick this card.
2. Fill in your details, personal info, income, and job.
3. Upload documents for identity, address, and income.
4. Submit and sit tight.
5. Axis Bank confirms that an answer comes within 7 to 15 working days.

Prefer skipping the digital route? Any Axis Bank branch takes the same documents through a physical application instead.

Read Also : Axis Flipkart Credit Card Benefits – Complete Guide & Rewards

Who Is Eligible for the Flipkart Axis Bank Credit Card?

Between 18 and 70, an Indian resident, and clearing Axis Bank's own income and credit checks, that's the basic task.

What you'll generally need:

• Indian residency
• Falling somewhere in the 18 to 70 age bracket
• Some kind of steady income; salary or self-employment either counts
• A credit history that Axis Bank's internal review actually accepts

Applications get reviewed one person at a time, with credit and income both factored in, so ticking the age and residency box alone won't automatically get you the card.

What Documents Are Required for the Flipkart Axis Bank Credit Card?

Identity, address, income proof, and a photo, that's the shortlist.

Gather these ahead of time:

• Identity proof: PAN, Aadhaar, passport, or driving licence
• Address proof: Passport, ration card, electricity bill, or landline bill
• Income proof: Recent payslip, Form 16, or an ITR copy
• Photograph: One recent colour photo
• PAN or Form 60

This list can shift a little depending on who's applying, so a quick check on Axis Bank's own site before you start beats guessing.

What Are the Charges on the Flipkart Axis Bank Credit Card?

₹500 to join, ₹500 each year after that, waived entirely after ₹3,50,000 in yearly spend, plus a few transaction-specific fees on top.