HomeLearning CenterFlipkart Axis Bank Credit Card – Cashback, Benefits & How to Apply
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LoansJagat Team

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5 Min

24 Jun 2025

Flipkart Axis Bank Credit Card – Cashback, Benefits & How to Apply

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Akshay has always purchased something for himself as well as for others through Flipkart since 2015. He uses only his hard-earned savings to purchase every time. But he never receives any special discount or cashback offers for his purchases, despite being a long-time customer.

 

One day, he came to know about the Flipkart Axis Bank Credit Card and its abundant benefits to make the shopping memorable. 

Let’s see how he makes all of his purchases more memorable with this credit card.

 

Let’s say Akshay purchased the following products last month via Flipkart:

 

  • Bluetooth sound bar - ₹ 2500
  • Cricket Bat - ₹ 4,500
  • A novel - ₹ 800
  • A T-Shirt - ₹ 1,200

 

According to the Flipkart Axis Bank Credit Card, its cardholder earns 5% cashback only if it is used for Flipkart purchases. Now, let’s 

break down the math on how much cashback Akhay has earned:

 

Products

Price

Cashback of 5%

Bluetooth sound bar

₹ 2500

₹ 125

Cricket Bat

₹ 4,500

₹ 225

One novel

₹ 800

₹ 40

One T-Shirt

₹ 1,200

₹ 60

Total

₹ 9,000

₹ 396

 

 So, Akshay has earned ₹ 396 for a purchase of ₹ 9,000. The amount looks smaller. But he can use it for recharges, fuel, or use the same for a petty purchase on Flipkart. This is how Flipkart Axis Bank Credit Card makes Akshay’s shopping more memorable.

This blog delineates the Flipkart Axis Bank Credit Card.

 

Flipkart Axis Bank Credit Card – A Short Introduction

 

It is a co-branded credit card initiated by Axis Bank Limited, in association with Flipkart. This is a special credit card designed for shoppers on Flipkart, who are entitled to receive a plethora of cashback offers for purchases made on Flipkart. However, other special offers can be availed at other merchants and shopping platforms.

 

Example: The cardholder gets a 1% fuel surcharge waiver in a month for transactions between ₹ 400 to ₹ 4,000.

If Akhay had made a fuel transaction of ₹ 600, he could get a waiver of ₹ 6.

 

Eligibility Criteria

 

Akshay should adhere to the following criteria prescribed by Axis Bank.

 

Age

Lower Age Expectations

Upper Age Limit

18 years

70 years

Income

Salaried

Self-Employed

₹ 15,000

₹ 30,000

Residential Status

Both residents of India and non-residents of India are eligible for the credit card.

 

Example: Akshay is 30 years old, with a salary of ₹45,000 and lives in Mumbai.

 

Disclaimer: Axis Bank has the right to examine the CIBIL score and other criteria to approve this credit card. Therefore, like other applicants, Akshay must adhere to the bank’s requirements.

 

Documents Required for Approval

 

Akshay must submit the following valid documents to prove his identity and residence:

 

Identity Proof

Aadhaar Card, driving license, PAN card, Voter ID, or Passport.

Residence Proof

Electricity Bill, Ration card, previous month’s bank statement, or telephone bill.

Income Proof

Latest Payslip, Form 16, or Income Tax Return

 

Note: Any one document from the respective proofs is required. However, the bank has the right to request that Akshay furnish more than one document.

 

How to Apply?

 

Akshay can apply for this credit card either through the official website of Axis Bank or through the offline mode.

 

Note: Akshay may not be an existing Axis Bank customer. However, he can still apply for it.

 

Distinctive Features of Flipkart Axis Bank Credit Card

 

The card incorporates vast, splendid offers and cashbacks to its cardholders.  Let’s see how this credit card makes Akhay’s shopping happier than ever before:

 

Features

Benefits

 

 

Welcome Benefits

 

A Flipkart Voucher of ₹ 500 on the first transaction within 30 days of card activation.

 

50 % discount (up to ₹ 100) on first Swiggy Order for new users for the code AXISFKNEW.

Example: Akhay can avail the above-mentioned Flipkart Voucher in Flipkart, and also can pay only ₹ 50 for a food item of ₹ 100, using the code via this credit card.

 

 

 

Cashbacks

 

5% unlimited cashback for transactions on Flipkart and Cleartrip.

 

4% unlimited cashback offers for purchases on select merchants such as cult.fit, PVR, Uber, and Swiggy.

 

1% unlimited cashback offers for other transactions. 

Example: If Akshay books a cab on Uber for a price of ₹ 800, he will get a cashback of ₹ 32.

Lounge Access

Eligible for one complimentary domestic lounge access for one financial quarter in a year.

Example: AKshay can use this credit to get free domestic lounge access. 

Note: To get eligible for this offer, Akshay should have spent ₹ 50,000 in the previous quarter.

Fuel Surcharge Waiver

1 % waiver for fuel transactions between ₹ 400 and ₹ 4,000.

Example: Akshay can have a waiver of ₹10 for the fuel transaction worth ₹ 1,000.

Dining Benefits

Eligible for a 15% discount for a maximum order of ₹ 500, only at partnered restaurants.

Example: If Akshay orders food for a price of ₹ 400, he gets a cashback of ₹ 60.

EMI Conversion

Eligible for EMI conversions for transactions above ₹ 2,500.

Example: If Akshay purchases a television for ₹ 25,000 by using this credit card, he can convert it into EMIs after expressing his willingness to the bank.

 

Fees and Other Charges

 

Fee Type

Charges

Joining Fees

₹ 500 + GST

Annual Fees (Only from the Second Year Onwards)

₹ 500 + GST

Cash Payment Fee

₹ 175

Cash Withdrawal Fee

2.5% for a minimum cash amount of ₹ 500

Finance Charge  

3.75% per month

Annual Percentage Charge

55.55%

Card Replacement Fee

₹ 100

Foreign Currency Fee

3.5%

Late Payment Charges

Amount

Charges

Lesser than ₹ 500 

NIL

₹ 501 to ₹ 5000 

₹ 500

₹ 5,001 to ₹ 10,000

₹ 750

More than ₹ 10,000

₹ 1,200

 

FAQs

 

1. What is the joining fee for the Flipkart Axis Bank Credit Card?

The joining fee is ₹ 500.

 

2. What is the annual percentage charge for this credit card?

The annual percentage change is 55.55%

 

3.  Does this credit card encompass unlimited cashback offers from Flipkart?

Yes, this credit card encompasses unlimited cashback offers on Flipkart.

 

4. What is the welcome bonus of this credit card?

A Flipkart Voucher of ₹ 500 and a 50 % discount first order on Swiggy, only to a maximum of ₹ 100.

 

5. What are the dining benefits of this credit card?

The cardholder gets a 15% discount for a maximum order of ₹ 500 only at partnered restaurants.

 

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