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LoansJagat Team

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11 Dec 2025

ICICI Bank Loan Status | Check & Updated Guide

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Key Takeaways 

 

  • Keep your application number, mobile number, and PAN ready to check the status of your ICICI Bank loan online.

 

  • Every loan type that ICICI Bank offers, including business, personal, auto, and home loans, has its own loan tracking facility.

 

  • You can conveniently and securely check the ICICI Bank loan status using both online and offline methods.


“Are you curious about where your ICICI loan application currently stands? Let’s go through this guide together so you can check your ICICI loan status quickly and understand every update clearly.”

ICICI loan status shows the exact stage your loan application is currently in. It works like a delivery tracker that tells you whether your parcel has moved to the next step. Each update helps you know how far your loan has progressed.

I checked the status of my ICICI Bank personal loan for ₹2,50,000 last week. I entered my PAN and mobile number on the “Track Applications” page. The screen showed “Approved - Awaiting Disbursement” in just 10 seconds, saving me a branch visit. We'll go over ICICI Bank loan details, how to check your status, and the required documents in this blog.

Types of ICICI Bank Loans 

 

The relationship manager informed me that ICICI Bank offers a large range of loan options to suit various needs when he visited the bank. Here are the loan options:

 

Loan Type

Purpose

Key Features

Home Loan

  • Buying a new house
  • Constructing a home
  • Renovating or repairing an existing property 
  • Transferring an existing home loan from another bank
  • Flexible repayment tenure up to 30 years 
  • Balance transfer facility to reduce interest cost 
  • Top-up loan option for additional funds 
  • Competitive interest rates with quick processing

Personal Loan

  • Managing wedding expenses 
  • Home renovation or furnishing 
  • Medical or emergency needs 
  • Travel or education expenses
  • Loan amount up to ₹50,00,000 
  • Tenure options from 12–72 months. 
  • Instant approval for eligible customers. 
  • No collateral or security required

Car Loan

  • Buying a brand-new car 
  • Purchasing a used or pre-owned car 
  • Upgrading to a higher model
  • 100% on-road funding for new cars 
  • Quick approval and minimal documentation 
  • Flexible EMI options 
  • Attractive interest rates for both new and used cars

Education Loan

  • Higher studies in India 
  • Overseas education programmes 
  • Skill development or vocational courses
  • Covers tuition fees, travel, accommodation, and exam-related expenses 
  • Moratorium period available until course completion 
  • Easy online application and tracking 
  • Competitive interest rates with flexible repayment

Business/Property Loans

  • Expanding a business 
  • Purchasing equipment or machinery 
  • Managing cash flow or working capital 
  • Using property as security for large funding
  • Quick sanction with minimal paperwork 
  • Higher loan amount against residential or commercial property 
  • Flexible repayment tenure 
  • Working capital support for business growth

 

I decided to take out a personal loan because I needed money for home renovations and didn't want to spend my savings. I was able to locate the appropriate ICICI Bank loan status login page by knowing my loan type.

How to check ICICI Bank Loan status?

 

I was relieved to find that it was simple to check the status of my loan with ICICI Bank. Here are the methods you can use to perform an ICICI Bank loan status check:

 

Online Methods 

 

Method

Steps

ICICI Track Applications Page

1. Visit the ICICI Track Applications page. 

2. Enter your registered mobile number and PAN. 

3. Click on “Submit” and enter the OTP received on your phone. 

4. View your loan application status on the screen.

ICICI Loan Portal

1. Go to the ICICI Loan Portal. 

2. Log in with your registered email or mobile number. 

3. Navigate to “My Applications”. 

4. Check the status, approval, or disbursement details.

iMobile Pay App

1. Open the ICICI iMobile Pay app on your phone. 

2. Log in using your MPIN or fingerprint. 

3. Tap on “Loans” under the main menu. 

4. Choose your loan type and view live application status.

 

Offline Methods 

 

Method

Steps

Visit the ICICI Bank Branch

1. Visit your nearest ICICI Bank branch where you applied for the loan. 

2. Carry your application reference number and PAN card. 

3. Ask the relationship officer to check your loan status. 

4. The officer will share the latest status and next steps.

Call Customer Care

1. Dial 1800 1080 (ICICI Bank’s customer care number). 

2. Follow IVR instructions to reach the loans section. 

3. Provide your application reference ID and mobile number. 

4. The representative will confirm your loan’s current status.

Email Support

1. Write an email to customer.care@icicibank.com. 

2. Mention your loan application number, PAN, and registered mobile. 

3. You will receive a reply with the latest loan status within 24-48 hours.

 

I visited the branch to verify the disbursement after first checking my loan online, and both methods went without any issues.

What are the documents required to check the ICICI Bank Loan status?

 

I made tracking easier by keeping all of my information ready. The documents listed below are required to verify the status of your loan:

 

Document

Purpose

Application Number/Reference ID

Helps the system locate your specific loan application

Registered Mobile Number

Used for OTP authentication and updates

PAN Number

Verifies your identity

Date of Birth

Required for added verification

Email ID

Used to send detailed loan status updates

 

Make sure these details match the ones you provided on your loan application. These are the key ICICI Bank loan details that you’ll need for smooth tracking.

Conclusion 

 

I found it simple to check the loan status during his experience with ICICI Bank. The process was quick and easy because of the branch support, mobile app, and web portal.

Every applicant for a home loan, personal loan, or auto loan can easily track their progress through ICICI Bank. 

Use the official ICICI Bank loan status login portal or the iMobile Pay app for quick access if you ever face a login issue

 

Bonus Tip: Ask your branch for the loan sanction reference if your loan has been “In Process” for more than a week. This will enable you to negotiate better terms or quicker approval the next time.

FAQs on ICICI Bank Loan Status

 

 How long does it take for ICICI Bank to process a home loan application?

It usually takes 7 to 10 working days after you submit all documents, and the property verification is done. It may take longer if additional checks are needed.

 

Is it good to take a car loan or top up the existing house loan in ICICI Bank?

If you need a smaller amount for a short term, go for a car loan. If you want lower interest rates and already have a home loan, a top-up home loan is usually better and cheaper.

 

Can I cancel my ICICI loan application before disbursement? 

Yes, you can cancel it before the amount is disbursed. Contact your loan officer or branch and submit a written cancellation request. Processing fees already paid may not be refunded.

 

How often do interest rates on ICICI Education loans actually go up, and by how much?

ICICI education loans have floating interest rates linked to the bank’s repo-based lending rate.

Rates may change once every few months, depending on RBI updates, usually by 0.25% to 0.50% at a time.

 

 Can I check my ICICI Bank loan status without an application number?

Yes. If you don’t have your application number, you can still perform ICICI Bank loan status check using your registered mobile number and PAN on the official ICICI Bank Track Applications portal.
 

Other Related Pages

Bajaj Finance Loan Status

KMDC Loan Status

IndusInd Bank Loan Status

IDFC Bank Loan Status

ICICI Bank Loan Status

Hero FinCorp Loan Status

KMDC Loan Status

Kotak Mahindra Bank Loan Status

 

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About the Author

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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