IndusInd Bank Loan Status | Check & Updated Guide

Key Takeaways
 

• Checking your IndusInd Bank loan status is quick: via net banking, mobile app, or a simple customer care call.
   
• You can do a straight Indusind Bank loan status login or track your Indusind personal loan status using a reference number for clarity.
   
• Keep your documents and credentials handy so your IndusInd Bank loan status check goes more smoothly.

Bonus Tip: Use IndusInd’s award-winning INDIE app (winner of the Finnoviti 2025 Award) for seamless and secure personal loan status tracking. 

 Raj works in IT in Pune. His daily routine includes late-night coding and occasional vada pav breaks. He applied for a personal loan with IndusInd Bank, then sat wondering, “Loan ka status kya hai?” He fired up his laptop, logged in, found his reference number, and did the Indusind Bank loan status login to check. 

Tracking your loan with IndusInd can feel like waiting for a good twist in a Karan Johar movie. But knowing how to do the Indusind Bank loan status check makes you the hero, not the extra in the queue. IndusInd Bank loan status lets customers track approval, processing, disbursal, or rejection updates online or via mobile app, customer care, and SMS.

Raj typed his application reference number into the IndusInd portal, clicked “Track Status”, saw the "Approved” sign, and thought, “Ab Maza Ayega Naa Bhidu!” His process was simple, and yours can be too.

Types of IndusInd Loans

There are various types of Loans that can be availed from IndusInd Bank:
 

• Personal Loan: It is the “all-rounder hero” loan. Usually acquired for weddings, gadgets, holidays, or coding bootcamps. You can check your Indusind personal loan status with the reference number and track it via net banking.
   
• Vehicle Loan: Car, bike, or scooter. One day you zoom on a bike, the next day you check your Indusind vehicle loan statement. Online tracking via portal/app exists.
   
• Home Loan & Other Loans: Big-ticket items like home ownership. You might go for a longer tenure and track via the bank’s home-loan status check.

In each case, the theme is the same: you apply, you wait, and you track. For Raj, being a full-time IT guy in Pune, the mobile-app tracking was more convenient than branch visits in traffic.

Methods to Check IndusInd Bank Loan Status

You can easily check your IndusInd Bank Loan Status through the online method or the offline branch visit.

Online

Tech-savvy people prefer this way:
 

• Log in to your IndusInd NetBanking or mobile app. Once logged in under the Loans, go to the Application/Status menu, you can see your Indusind Bank loan status.
   
• Use the application/reference number, registered mobile number/OTP. For example, two-wheeler loan status: application number + mobile + DOB.
   
• Download statement: You can access the Indusind Bank loan statement download option for personal/vehicle/home loans.

This method is fast and convenient.

Offline

For the old-schoolers, this method is preferable:
 

• Call Customer Care: e.g., 1860-267-7777 for personal loan status.
   
• Visit the branch: Provide application number/reference number and ID; ask for status.
   
• Email/query: send mail to reachus@indusind.com with your reference number and wait for a reply.

This method may be tiresome but it is very reliable.

Raj used his mobile app while sipping cutting chai in Pune’s Camp area, not waiting in a long queue. He did the “Indusind Bank loan status login” and saw a green “Approved” tick. He was delighted and started planning his EMI expenditures.

Required Documents for Loan Status Check

Raj kept the following documents handy:
 

• Application/reference number (like Raj’s “PN-14567”).
   
• Registered mobile number + OTP.
   
• Date of birth or PAN for verification. 

These are enough for your Indusind Bank loan status check.

Conclusion

So there you go, Raj’s Pune techie story wraps up with a happy “Approved” pop-up instead of a suspenseful interval song. Tracking your Indusind Bank loan status, doing the Indusind Bank loan status login, and checking your Indusind personal loan status with reference number, all become chill, not a thriller-drama. Bank article says typical stages: application received, verification, approved/rejected, and disbursement. Next time your loan journey starts, you’ll be more like “Hae re haseen zindagi” than “When will I get an update?” So go ahead, log in, check the status, and relax… and maybe celebrate with a vada pav in Pune. 

FAQs Related to IndusInd Bank Loan Status
 

Will late payment on my IndusInd Bank personal loan affect my credit score?
Yes, one Reddit user says, “If your due date was today and you paid the amount due today irrespective of mode, there will not be DPDs reporting to Credit Bureaus.”

Is there an IndusInd web app?
Yes, there is an IndusInd web app, but the service must be utilized after cross-verifying the legitimacy of the app.

How are IndusInd Bank house loan plans, and what was your experience?
IndusInd Bank offers strong services, especially net banking and 7-day branch access, but current account opening is slow with higher charges. Overall good, but users prefer other banks for better convenience.

How can I get an IndusInd Bank personal loan? What are the eligibility requirements?
IndusInd Bank personal loans can be applied online or offline, with eligibility varying for salaried, self-employed professionals, and business owners. Basic requirements include minimum income, age limits, work experience, and residency stability, with faster approval for existing customers.

How quickly can I check my IndusInd Bank personal loan status once the application is submitted?
As soon as you receive the SMS with the application ID, you can do the online login and check the status under ‘Track Application’.” Online information from the bank confirms you can log in and view your status. 

How do I check my Indusind Bank loan status?
Go to the IndusInd Bank website or mobile app, choose login, enter NetBanking/Login credentials, navigate to Loans → Application/Track Status. An online article supports this.

Can I check my IndusInd Bank loan status using a reference number only?
Multiple users ask about checking via app/online. Yes, you can use your application/reference number to check your status online.

How do I perform an online Indusind Bank loan status login?
You visit the IndusInd website or mobile app, log in, navigate to Loans → Application/Track Status, and enter your application/reference number.

Is visiting the branch necessary for an Indusind Bank loan status check, or can I just do it online?
No need to always visit a branch, you can check online via the website/app, or use customer care/email; branch visit is optional.

What does ‘In Process’ mean on the IndusInd Bank loan status?
It means the bank has received your application, verification is underway, just hold on, and you’ll soon get a confirmation.”
 

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.